This website uses cookies:
We use cookies to personalise your user experience and to study how our website is being used.
You consent to our cookies if you continue to use this website.

View our cookie policy

Civil Service Pension Schemes no longer contracted out

As of 6 April 2016 the Civil Service Pensions arrangements are no longer contracted out of the additional part of the State Pension. This is due to the introduction of a new single-tier State Pension scheme for people who reach State Pension age on or after 6 April 2016. This will apply to:

  • Men born on or after 6 April 1951, and;
  • Women born on or after 6 April 1953

What does this mean for me?

This change does not affect the way your Civil Service Pension is calculated. This change does affect your State Pension entitlement.

What do I need to know?

Until 6 April 2016 the State Pension was made up of two parts: basic and additional. The new Single-tier State Pension replaces both of these.

While the two parts of the State Pension existed, some workplace pension schemes were contracted out of the additional part of your State Pension. Members of contracted out workplace schemes paid slightly lower National Insurance contributions and consequently received a slightly lower State Pension when they reached State Pension age.

The new arrangements mean that workplace schemes will no longer be contracted out, so everyone in the scheme will pay increased National Insurance contributions in order to receive the same amount of State Pension when they reach State Pension age. 

Where can I find more information?

You can find out more about the new State Pension at www.gov.uk/new-state-pension/overview  Please note that MyCSP cannot answer queries about the State Pension changes, or calculate State Pension figures.