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[{"$f":"strToolName","v":"Actuarial Reduction Buy-out Calculator"}]

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[null,{"$f":"strToolName","v":"Actuarial Reduction Buy-out Calculator"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Overall Error "]
[]
[]
[null,null,"This tool is to be used if you want to buyout your early retirement actuarial reduction or if you are going through an early release scheme and have been told you can use your compensation to buyout your ARR.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Select Case to test"]
[null,"Step 1 - Employee details",null,null,null,null,null,null,null,null,null,null,null,null,"Don’t Display Row?","Field Name","Error Name",null,null,null,null,"Select case : ",null,"strTestToRun"]
[]
[null,null,null,"Name",null,null,null,null,{"$f":"IF(uiName=\"\",errRequiredField,\"\")","v":"Required Field.  "},null,null,null,null,null,null,"uiName",{"$f":"\"err\"&P8","v":"erruiName"},null,null,null,null,"Name : ",{"$f":"IFERROR(VLOOKUP(strTestToRun,tabTestData,3,0),\"Not Found\")","v":"Not Found"}]
[]
[null,null,null,"National insurance number"]
[]
[null,null,null,"Date of birth",null,null,null,null,{"$f":"IF(uiDOB=\"\",errRequiredField,\"\")","v":"Required Field.  "},null,null,null,null,null,null,"uiDOB",{"$f":"\"err\"&P12","v":"erruiDOB"}]
[]
[null,null,null,"Planned retirement date",null,null,null,null,{"$f":"IF(uiERetDate=\"\",errRequiredField,\"\")\n&IF(uiERetDate<dayValidFrom,msgValidFrom,\"\")","v":"Required Field.  Must be on or after 29/09/2023.  "},null,null,null,null,null,null,"uiERetDate",{"$f":"\"err\"&P14","v":"erruiERetDate"}]
[]
[null,"Step 2 - Unreduced benefit details for your PCSPS scheme (classic, classic plus, premium or nuvos)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Update Data/Create new case"]
[null,"See your latest Annual Benefit Statement for these figures"]
[null,null,null,"PCSPS pension scheme",null,null,null,null,{"$f":"IF(uiPCSPS=\"\",msgCompulsoryField,\"\")","v":"You must complete this field"},null,null,null,null,null,null,"uiPCSPS","erruiPSCPS"]
[]
[null,null,null,"Unreduced PCSPS pension",null,null,null,null,{"$f":"IF(AND(uiPCSPSUnreducedPenRetDate=\"\",uiPCSPS=INDEX(tabSchemeList,2)),msgCompulsoryField,\"\")\n&IF(AND(uiPCSPSUnreducedPenRetDate<>\"\",uiPCSPS=INDEX(tabSchemeList,1)),errFieldShouldBeEmpty,\"\")","v":""},null,null,null,null,null,null,"uiPCSPSUnreducedPenRetDate","erruiPCSPSUnreducedPenRetDate"]
[]
[null,null,null,"Unreduced PCSPS lump sum",null,null,null,null,{"$f":"IF(AND(uiPCSPSUnreducedLSRetDate=\"\",OR(uiPCSPS=INDEX(tabSchemeList,2),uiPCSPS=INDEX(tabSchemeList,5))),msgCompulsoryField,\"\")\n&IF(AND(uiPCSPSUnreducedLSRetDate<>\"\",NOT(OR(uiPCSPS=INDEX(tabSchemeList,2),uiPCSPS=INDEX(tabSchemeList,5)))),errFieldShouldBeEmpty,\"\")","v":""},null,null,null,null,null,false,"uiPCSPSUnreducedLSRetDate","erruiPCSPSUnreducedLSRetDate"]
[]
[null,"Step 3 - Unreduced benefit details for your CSOPS scheme (alpha)"]
[null,"See your latest Annual Benefit Statement for these figures"]
[null,null,null,"CSOPS pension scheme",null,null,null,null,{"$f":"IF(uiCSOPS=\"\",msgCompulsoryField,\"\")","v":"You must complete this field"},null,null,null,null,null,null,"uiCSOPS","uierrCSOPS"]
[]
[null,null,null,"Unreduced CSOPS pension",null,null,null,null,{"$f":"IF(AND(uiCSOPSUnreducedPenRetDate=\"\",uiCSOPS=INDEX(tabSchemeList2,2)),msgCompulsoryField,\"\")\n&IF(AND(uiCSOPSUnreducedPenRetDate<>\"\",uiCSOPS=INDEX(tabSchemeList2,1)),errFieldShouldBeEmpty,\"\")","v":""},null,null,null,null,null,false,"uiCSOPSUnreducedPenRetDate","erruiCSOPSUnreducedPenRetDate"]
[]
[null,null,null,"Do you have EPA?",null,null,null,null,{"$f":"IF(AND(uiynEPA=\"\",uiCSOPS=INDEX(tabSchemeList2,2)),msgCompulsoryField,\"\")\n&IF(AND(uiynEPA<>\"\",uiCSOPS=INDEX(tabSchemeList2,1)),errFieldShouldBeEmpty,IF(uiynEPA=INDEX(tabYesNo,1),msgEPANotAllowed,\"\"))","v":""},null,null,null,null,null,false,"uiynEPA","erruiynEPA"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Error on inputs 1",{"$f":"IF(OR(erruiName<>\"\",erruiDOB<>\"\",erruiERetDate<>\"\",erruiPSCPS<>\"\",erruiPCSPSUnreducedPenRetDate<>\"\",erruiPCSPSUnreducedLSRetDate<>\"\",uierrCSOPS<>\"\",erruiCSOPSUnreducedPenRetDate<>\"\",erruiynEPA<>\"\"),TRUE,FALSE)","v":true},"uierrInputsCollected1"]
[]
[]
[null,"ARR Results"]
[null,"The Section below describes the cost of buying out your total actuarial reduction.\nPlease note that in this section it is assumed, if you have benefits in classic, classic plus or premium, that your minimum pension age in PCSPS is 50. However if you joined on or after 6 April 2006 your minimum pension age will be 55 and as such you will not be able to take your pension early until you reach that age.  The minimum pension age in alpha is currently age 55."]
[null,null,null,{"$f":"\"Age at planned retirement \"","v":"Age at planned retirement "},{"$f":"resAgeERD","v":"Error"},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1","v":true},"=resAgeERD"]
[]
[null,{"$f":"\"PCSPS scheme (\"&Scheme&\")\"","v":"PCSPS scheme (0)"},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1","v":true}]
[null,null,null,{"$f":"\" Scheme pension age\"","v":" Scheme pension age"},{"$f":"resNPA","v":"Error"},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nIF(uiPCSPS<>INDEX(tabSchemeList,1),FALSE,TRUE)","v":1},"=resNPA"]
[]
[null,null,{"$f":"resPCSPSRetAllowed","v":"PCSPS Scheme : You are either over the maximum pension age or under the minimum pension age."},null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1","v":true},"=resPCSPSRetAllowed"]
[]
[null,null,null,"Your reduced PCSPS pension ",{"$f":"IF(bP1OverallError,_errOverallShort,resARPen)","v":"Error"},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\n+IF(uiPCSPS<>INDEX(tabSchemeList,1),FALSE,TRUE)\n                                                                                                         +                                                                                                                                                       IF(ynPCSPSERAllowed=INDEX(tabYesNo,1),FALSE,TRUE)","v":2},"=resARPen"]
[null,null,null,"Your reduced PCSPS lump sum ",{"$f":"IF(bP1OverallError,_errOverallShort,resARLS)","v":"Error"},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\n+IF(ynPCSPSERAllowed=INDEX(tabYesNo,1),FALSE,TRUE)\n+IF(uiPCSPS<>INDEX(tabSchemeList,1),FALSE,TRUE)\n+IF(OR(uiPCSPS=INDEX(tabSchemeList,2),uiPCSPS=INDEX(tabSchemeList,5)),FALSE,TRUE)","v":3},"=resARLS"]
[]
[null,null,null,"Cost of buying out the reduction of your PCSPS pension ",{"$f":"IF(bP1OverallError,_errOverallShort,resCostARRPen)","v":"Error"},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nIF(ynPCSPSERAllowed=INDEX(tabYesNo,1),FALSE,TRUE)\n+IF(uiPCSPS<>INDEX(tabSchemeList,1),FALSE,TRUE)","v":2},"=resCostARRPen"]
[null,null,null,"Cost of buying out the reduction of your PCSPS lump sum ",{"$f":"IF(bP1OverallError,_errOverallShort,resCostARRLS)","v":"Error"},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\n+IF(ynPCSPSERAllowed=INDEX(tabYesNo,1),FALSE,TRUE)\n+IF(uiPCSPS<>INDEX(tabSchemeList,1),FALSE,TRUE)\n+IF(OR(uiPCSPS=INDEX(tabSchemeList,2),uiPCSPS=INDEX(tabSchemeList,5)),FALSE,TRUE)","v":3},"=resCostARRLS"]
[]
[null,null,null,"Total cost of buying out the PCSPS reduction ",{"$f":"IF(bP1OverallError,_errOverallShort,resP1CostTotal)","v":"Error"},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nIF(ynPCSPSERAllowed=INDEX(tabYesNo,1),FALSE,TRUE)\n+IF(uiPCSPS<>INDEX(tabSchemeList,1),FALSE,TRUE)","v":2},"=resP1CostTotal"]
[]
[null,"CSOPS scheme (alpha)",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1","v":true}]
[null,null,null,"State Pension Age ",{"$f":"resSPA","v":"Error"},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nIF(uiCSOPS<>INDEX(tabSchemeList2,1),FALSE,TRUE)","v":1},"=resSPA"]
[]
[null,null,{"$f":"resCSOPSRetAllowed","v":"CSOPS Scheme : You are either over the maximum pension age or under the minimum pension age."},null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1","v":true},"=resCSOPSRetAllowed"]
[]
[null,null,null,"Your reduced CSOPS pension ",{"$f":"IF(bP2OverallError,_errOverallShort,resARPen_alpha)","v":"Error"},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nIF(uiCSOPS<>INDEX(tabSchemeList2,1),FALSE,TRUE)\n+IF(ynCSOPSERAllowed?=INDEX(tabYesNo,2),TRUE,FALSE)","v":2},"=resARPen_alpha"]
[]
[null,null,null,"Total cost of buying out the CSOPS reduction ",{"$f":"IF(bP2OverallError,_errOverallShort,resCostARRPen_alpha)","v":"Error"},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1\n+IF(uiCSOPS<>INDEX(tabSchemeList2,1),FALSE,TRUE)\n+IF(ynCSOPSERAllowed?=INDEX(tabYesNo,2),TRUE,FALSE)","v":2},"=resCostARRPen_alpha"]
[]
[null,"Total Costs ",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nIF(\nOR(\nAND(ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1)),\nAND(ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,2)),\nAND(ynPCSPSERAllowed=INDEX(tabYesNo,2),ynCSOPSERAllowed=INDEX(tabYesNo,1))\n),FALSE, TRUE)","v":2}]
[null,null,null,{"$f":"\"Overall cost of buying out the reduction \"\n&IF(AND(ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1)),\"for both schemes \",\"\")\n&IF(AND(ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,2)),\"for the PCSPS scheme \",\"\")\n&IF(AND(ynPCSPSERAllowed=INDEX(tabYesNo,2),ynCSOPSERAllowed=INDEX(tabYesNo,1)),\"for the CSOPS scheme \",\"\")\n&IF(AND(ynPCSPSERAllowed=INDEX(tabYesNo,2),ynCSOPSERAllowed=INDEX(tabYesNo,2)),\"not available.\",\"\")","v":"Overall cost of buying out the reduction not available."},{"$f":"IF(bP2OverallError,_errOverallShort,resCostTotal)","v":"Error"},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nIF(\nOR(\nAND(ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1)),\nAND(ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,2)),\nAND(ynPCSPSERAllowed=INDEX(tabYesNo,2),ynCSOPSERAllowed=INDEX(tabYesNo,1))\n),FALSE, TRUE)","v":2},"=resCostTotal"]
[]
[]
[null,null,{"$f":"IF(resARPen_alpha = \"Error\",msgCaveats2,msgCaveats)","v":"The figures provided by this calculator are for illustration purposes only. Individuals should not enter into financial commitments based on the figures provided. Pension and compensation benefits are only payable in accordance with the rules of the schemes and this illustration does not override these. If there is a difference between this estimate and the rules of the schemes or what is payable under the rules, the rules of the schemes will apply. "},null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1","v":true},"=msgCaveats"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Info: P1  Error ",{"$f":"bP1OverallError","v":true},"=bP1OverallError"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Info: P2  Error ",{"$f":"bP2OverallError","v":true},"=bP2OverallError"]
[null,"Step 4 - Compensation Options",null,null,null,null,null,null,null,null,null,null,null,null,null,"Info: Overall Error ",{"$f":"bOverallError","v":true},"=bOverallError"]
[null,"If you are in receipt of a compensation quotation you may use some or all of this to buy out your actuarial reduction. Use this section to find out how much of the reduction your compensation and/or additional personal funds will buy-out. Please note: you must complete the above ARR Results section first to allow you to view your options."]
[null,"Compensation details",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1","v":true}]
[null,null,null,"Is this for compensation purposes? ","No",null,null,null,{"$f":"IF(uiynComp=\"\",msgCompulsoryField,\"\")","v":""},null,null,null,null,null,{"$f":"uierrInputsCollected1","v":true},"uiynComp","erruiynComp"]
[]
[null,null,null,"Compensation amount ",null,null,null,null,{"$f":"IF(AND(uiynComp=INDEX(tabYesNo,1),uiCompEE=\"\"),msgCompulsoryField,\"\")","v":""},null,null,null,null,null,{"$f":"uierrInputsCollected1+\n+(uiynComp=INDEX(tabYesNo,2))","v":2},"uiCompEE","uiCompEE"]
[]
[null,null,null,"Top-up amount from employer ",null,null,null,null,{"$f":"IF(uiynComp=INDEX(tabYesNo,1),\n   IF(uiCompEr=\"\",msgCompulsoryField,\n      IF(AND(uiCompEr>0,uiCompEE+uiCompEr>resCostTotal),msgEEplERCompGTTotBuyout,\n           IF(AND(uiCompEE=0,uiCompEr>0),msgEROnlyNotAlowed,\"\"))),\"\")","v":""},null,null,null,null,null,{"$f":"uierrInputsCollected1+(uiynComp=INDEX(tabYesNo,2))","v":2},"uiCompEr","uiCompEr"]
[]
[null,null,{"$f":"resCompMsg1","v":"This is an ARR quotation and should not be used for compensation purposes.  \nPCSPS : You are either over the maximum pension age or under the minimum pension age.\nCSOPS :You are either over the maximum pension age or under the minimum pension age."},null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\n+(uiynComp=INDEX(tabYesNo,2))","v":2},"=resCompMsg1"]
[]
[]
[null,"Retirement details",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+(uiynComp=INDEX(tabYesNo,2))","v":2}]
[]
[null,null,null,{"$f":"\"Do you plan to take your PCSPS (\"&uiPCSPS&\") pension immediately \"","v":"Do you plan to take your PCSPS () pension immediately "},null,null,null,null,{"$f":"IF(AND(uiynComp=INDEX(tabYesNo,1),uiynRetPCSPS=\"\",O91=0),msgCompulsoryField,\"\")","v":""},null,null,null,null,null,{"$f":"uierrInputsCollected1+\nIF(uiPCSPS<>INDEX(tabSchemeList2,1),FALSE,TRUE)\n+IF(ynPCSPSERAllowed=INDEX(tabYesNo,2),TRUE,FALSE)\n+(uiynComp=INDEX(tabYesNo,2))","v":3},"uiynRetPCSPS","erruiynRetPCSPS"]
[]
[null,null,null,{"$f":"\"Do you plan to take your CSOPS (\"&uiCSOPS&\") pension immediately \"","v":"Do you plan to take your CSOPS () pension immediately "},null,null,null,null,{"$f":"IF(O93>0,\"\",IF(uiynComp=INDEX(tabYesNo,1),\n      IF(OR(uiynRetCSOPS=\"\",uiynRetCSOPS=0),msgCompulsoryField,\n                     IF(AND(uiynRetPCSPS=INDEX(tabYesNo,2),O91=0,uiynRetCSOPS=INDEX(tabYesNo,1)),msgCannotRetPCPSSAdnDefCSOPS,\"\")),\"\"))","v":""},null,null,null,null,null,{"$f":"uierrInputsCollected1+\nIF(uiCSOPS<>INDEX(tabSchemeList2,1),FALSE,TRUE)\n+IF(ynCSOPSERAllowed?=INDEX(tabYesNo,2),TRUE,FALSE)\n+(uiynComp=INDEX(tabYesNo,2))","v":3},"uiynRetCSOPS","erruiynUseComp"]
[]
[null,null,null,"Do you want to use some or all of your compensation to buyout the reduction? ",null,null,null,null,{"$f":"IF(AND(uiynComp=INDEX(tabYesNo,1),uiynUseComp=\"\"),\n    IF(AND(O91=0,uiynUseComp=\"\",uiynRetPCSPS=INDEX(tabYesNo,1)),msgCompulsoryField,\n         IF(AND(O93=0,uiynUseComp=\"\",uiynRetCSOPS=INDEX(tabYesNo,1)),msgCompulsoryField,\"\")),\n\"\")","v":""},null,null,null,null,null,{"$f":"uierrInputsCollected1+\nIF(OR(AND(uiynRetPCSPS=INDEX(tabYesNo,1),O91=0),AND(uiynRetCSOPS=INDEX(tabYesNo,1),O93=0)),FALSE,TRUE)+\n+(uiynComp=INDEX(tabYesNo,2))","v":3},"uiynUseComp","erruiynUseComp"]
[]
[]
[null,"Member top up information",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+(erruiynRetCSOPS<>\"\")+\nNOT((AND(uiynComp=INDEX(tabYesNo,1),uiynUseComp=INDEX(tabYesNo,1),$O$95=0)))\n+IF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS=INDEX(tabYesNo,1),CompMinusARR<=0,uiAddnCash=0),TRUE,FALSE)\n+IF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS<>INDEX(tabYesNo,1),CompMinusPCSPSARR<=0,uiAddnCash=0),TRUE,FALSE)\n+IF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS=INDEX(tabYesNo,1),CompMinusARR<=0,uiAddnCash>0),FALSE,\nIF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS<>INDEX(tabYesNo,1),CompMinusPCSPSARR<=0,uiAddnCash>0),TRUE,FALSE))\n+(uiynComp=INDEX(tabYesNo,2))","v":3}]
[]
[null,null,{"$f":"resTopUp1","v":"Not applicable/option not available.  "},null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+(erruiynRetCSOPS<>\"\")+\nNOT((AND(uiynComp=INDEX(tabYesNo,1),uiynUseComp=INDEX(tabYesNo,1),$O$95=0)))\n+IF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS=INDEX(tabYesNo,1),CompMinusARR<=0,uiAddnCash=0),TRUE,FALSE)\n+IF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS<>INDEX(tabYesNo,1),CompMinusPCSPSARR<=0,uiAddnCash=0),TRUE,FALSE)\n+IF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS=INDEX(tabYesNo,1),CompMinusARR<=0,uiAddnCash>0),FALSE,\nIF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS<>INDEX(tabYesNo,1),CompMinusPCSPSARR<=0,uiAddnCash>0),TRUE,FALSE))\n+(uiynComp=INDEX(tabYesNo,2))","v":3},"=resTopUp1"]
[]
[null,null,null,"Additional top up amount ",null,null,null,null,{"$f":"\nIF(O102 +IF(resTopUp1=msgAddnCashNotRequired,TRUE,FALSE)=0,\n     IF(uiAddnCash=\"\",msgCompulsoryField,\n          IF(AND(uiAddnCash>CompMinusARR,uiynRetCSOPS=INDEX(tabYesNo,1)),msgAddnCashOutOfRange,\n                          IF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS=INDEX(tabYesNo,1),CompMinusARR<=0,uiAddnCash>0),\"removeDUAL\",\n                                        IF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS<>INDEX(tabYesNo,1),CompMinusPCSPSARR<=0,uiAddnCash>0),\"removePCSPS\",\n                                                         IF(AND(uiAddnCash>CompMinusPCSPSARR,uiynRetCSOPS<>INDEX(tabYesNo,1)),msgAddnCashOutOfRange,\n                                                                   IF(uiAddnCash= 0, \"\",\n                                                                   IF(AND(uiAddnCash-(1000*INT((uiAddnCash/1000)))<>0,uiAddnCash<>CompMinusARR,uiAddnCash<>CompMinusPCSPSARR),msgAddnCashMuliple1000,\"\"))))))),\"\")","v":""},null,null,null,null,null,{"$f":"uierrInputsCollected1+(erruiynRetCSOPS<>\"\")+\nNOT((AND(uiynComp=INDEX(tabYesNo,1),uiynUseComp=INDEX(tabYesNo,1),$O$95=0)))\n+IF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS=INDEX(tabYesNo,1),CompMinusARR<=0,uiAddnCash=0),TRUE,FALSE)\n+IF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS<>INDEX(tabYesNo,1),CompMinusPCSPSARR<=0,uiAddnCash=0),TRUE,FALSE)\n+IF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS=INDEX(tabYesNo,1),CompMinusARR<=0,uiAddnCash>0),FALSE,\nIF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS<>INDEX(tabYesNo,1),CompMinusPCSPSARR<=0,uiAddnCash>0),TRUE,FALSE))\n+(uiynComp=INDEX(tabYesNo,2))","v":3},"uiAddnCash","erruiAddnCash"]
[]
[null,"PCSPS information",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(ynDisplayCompResults)+bOverallError+$O$91\n+(uiynComp=INDEX(tabYesNo,2))\n+(resPCSPSCompMessage2=\"\")","v":8}]
[null,null,{"$f":"resPCSPSCompMessage2","v":""},null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(ynDisplayCompResults)+bOverallError+$O$91\n+(uiynComp=INDEX(tabYesNo,2))\n+(resPCSPSCompMessage2=\"\")","v":8},"=resPCSPSCompMessage2"]
[null,"CSOPS information",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(ynDisplayCompResults)+bOverallError+$O$93\n+(uiynComp=INDEX(tabYesNo,2))\n+(resCSOPSCompMessage2=\"\")","v":8}]
[null,null,{"$f":"resCSOPSCompMessage2","v":""},null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(ynDisplayCompResults)+bOverallError+$O$93\n+(uiynComp=INDEX(tabYesNo,2))\n+(resCSOPSCompMessage2=\"\")","v":8},"=resCSOPSCompMessage2"]
[]
[null,"Compensation results",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\n(uiynComp=INDEX(tabYesNo,2))+bOverallError","v":3}]
[null,"Based on the options you have selected you are eligible for the following :",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\n(uiynComp=INDEX(tabYesNo,2))+bOverallError","v":3}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+FALSE+bOverallError\n+(uiynComp=INDEX(tabYesNo,2))","v":3}]
[null,null,"PCSPS unreduced pension ",{"$f":"IF(bOverallError,errError,resCS_UnRed_Pen_PCSPS_ERA)","v":"Error"},{"$f":"IF(bOverallError,\"\",msgCS_UnRed_Pen_PCSPS_ERA)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(bresCS_UnRed_Pen_PCSPS_ERA)+bOverallError\n+(uiynComp=INDEX(tabYesNo,2))","v":4},"+NOT(ynDisplayCompResults)"]
[]
[null,null,"PCSPS unreduced lump sum ",{"$f":"IF(bOverallError,errError,resCS_UnRed_LS_PCSPS_ERA)","v":"Error"},{"$f":"IF(bOverallError,\"\",msgCS_UnRed_LS_PCSPS_ERA)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(bresCS_UnRed_LS_PCSPS_ERA)+bOverallError\n+(uiynComp=INDEX(tabYesNo,2))","v":4}]
[]
[null,null,"PCSPS reduced pension ",{"$f":"IF(bOverallError,errError,resCS_Red_Pen_PCSPS_ERA)","v":"Error"},{"$f":"IF(bOverallError,\"\",msgCS_Red_Pen_PCSPS_ERA)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(bresCS_Red_Pen_PCSPS_ERA)+bOverallError\n+(uiynComp=INDEX(tabYesNo,2))","v":4},{"$f":"uiPCSPSUnreducedPenRetDate/2*E53/uiPCSPSUnreducedPenRetDate","v":{"$error":"#VALUE!"}}]
[]
[null,null,"PCSPS reduced lump sum ",{"$f":"IF(bOverallError,errError,resCS_Red_LS_PCSPS_ERA)","v":"Error"},{"$f":"IF(bOverallError,\"\",msgCS_Red_LS_PCSPS_ERA)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(bresCS_Red_LS_PCSPS_ERA)+bOverallError\n+(uiynComp=INDEX(tabYesNo,2))","v":4}]
[]
[null,null,"PCSPS unreduced pension ",{"$f":"IF(bOverallError,errError,resCS_UnRed_Pen_PCSPS_NPA)","v":"Error"},{"$f":"IF(bOverallError,\"\",msgCS_UnRed_Pen_PCSPS_NPA)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(bresCS_UnRed_Pen_PCSPS_NPA)+bOverallError\n+(uiynComp=INDEX(tabYesNo,2))","v":4}]
[]
[null,null,"PCSPS unreduced lump sum ",{"$f":"IF(bOverallError,errError,resCS_UnRed_LS_PCSPS_NPA)","v":"Error"},{"$f":"IF(bOverallError,\"\",msgCS_UnRed_LS_PCSPS_NPA)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(bresCS_UnRed_LS_PCSPS_NPA)+bOverallError\n+(uiynComp=INDEX(tabYesNo,2))","v":4}]
[]
[null,null,"CSOPS unreduced pension ",{"$f":"IF(bOverallError,errError,resCS_UnRed_Pen_CSOPS_ERA)","v":"Error"},{"$f":"IF(bOverallError,\"\",msgCS_UnRed_Pen_CSOPS_ERA)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(bresCS_UnRed_Pen_CSOPS_ERA)+bOverallError\n+(uiynComp=INDEX(tabYesNo,2))","v":4}]
[]
[null,null,"CSOPS reduced pension ",{"$f":"IF(bOverallError,errError,resCS_Red_Pen_CSOPS_ERA)","v":"Error"},{"$f":"IF(bOverallError,\"\",msgCS_Red_Pen_CSOPS_ERA)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(bresCS_Red_Pen_CSOPS_ERA)+bOverallError\n+(uiynComp=INDEX(tabYesNo,2))","v":4}]
[]
[null,null,"CSOPS unreduced pension ",{"$f":"IF(bOverallError,errError,resCS_UnRed_Pen_CSOPS_NPA)","v":"Error"},{"$f":"IF(bOverallError,\"\",msgCS_UnRed_Pen_CSOPS_NPA)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(bresCS_UnRed_Pen_CSOPS_NPA)+bOverallError\n+(uiynComp=INDEX(tabYesNo,2))","v":4}]
[]
[null,null,"Remaining compensation ",{"$f":"IF(bOverallError,errError,resCS_CompBalance)","v":"Error"},{"$f":"IF(bOverallError,\"\",msgCS_CompBalance)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(bresCS_CompBalance)+bOverallError\n+(uiynComp=INDEX(tabYesNo,2))","v":4}]
[]
[null,null,"Additional cash to pay : ",{"$f":"IF(bOverallError,errError,resCS_CashToPay)","v":"Error"},{"$f":"IF(bOverallError,\"\",msgCS_CashToPay)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\nNOT(bresCS_CashToPay)+bOverallError\n+(uiynComp=INDEX(tabYesNo,2))","v":4}]
[]
[null,"Next Steps : ",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\n+bOverallError+(uiynComp=INDEX(tabYesNo,2))","v":3}]
[null,{"$f":"resCompOverallMessage","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uierrInputsCollected1+\n+bOverallError+(uiynComp=INDEX(tabYesNo,2))","v":3}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Error on inputs 2",{"$f":"IF(OR(I80<>\"\",erruiynUseComp<>\"\",erruiCompEE<>\"\",erruiCompEr<>\"\",erruiynRetPCSPS<>\"\",erruiynRetCSOPS<>\"\",erruiAddnCash<>\"\"),TRUE,FALSE)","v":false},"uierrInputsCollected2"]
[]
[]
[]
[]
[null,"Messages",null,null,null,null,null,null,null,null,null,null,null,null,null,"Overall inputs error",{"$f":"IF((uierrInputsCollected1+uierrInputsCollected2)>0,TRUE,FALSE)","v":true},"uiInputsError"]
[null,{"$f":"errFinal","v":"Check inputs.  You are not eligible to receive ARR, see note above.  Check compensation section.  Check compensation section.  "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Info: Overall Error ",{"$f":"bOverallError","v":true},"=bOverallError"]
[]
[]
[null,"Audit"]
[null,"Sheets to print",{"$f":"IF(NOT(AND(bP1OverallError=FALSE,bP2OverallError=FALSE)),errError,resARRStateSheet)","v":"Error"},{"$f":"IF(bOverallError,errError,resCSStateSheet)","v":"Error"},null,null,null,null,null,null,null,null,null,null,"prtARRStateSheet","prtCSStateSheet"]
[null,{"$f":"msgPrint","v":"15:33,  04 Oct 2023 .  "}]
[null,{"$f":"msgFileName","v":"Filename : \\\\MCCLPRDFSSM385\\XDrive\\Systems Support\\Application Team\\Calculators 2023 Updates\\2023 Updated\\ARR Buyout Calculator (Matthew Bates updated)\\[UNLOCKED arr-buyout-calculator-August 2023.xlsm"},null,null,null,null,null,null,null,null,null,null,null,null,0]
[null,{"$f":"msgVersionNumber","v":"Calculator Version Number : 1.20.  "}]
[null,{"$f":"msgExpiration","v":"Tool expires on 01/04/2999.  "}]
[null,{"$f":"msgPDFSaveLocation","v":"PDF saved to : TBC"}]

{"sheet":"Calculations_hide","index":2,"n_rows":418,"n_cols":11,"rows_kept":418,"cut":false,"hidden":true,"merged":[[3,2,3,6],[4,2,4,6],[12,1,12,4],[212,1,212,6],[251,1,251,6]]}
[null,{"$f":"strToolName","v":"Actuarial Reduction Buy-out Calculator"}]
[]
[]
[null,"Description","This sheet is intended to be used by ADMINISTRATION staff as a backend tool.  It is not expected that this will be exposed to the public users."]
[null,"Schemes","PCSPS and CSOSPS"]
[]
[]
[]
[null,null,{"$f":"strToolName&\" - Instructions\"","v":"Actuarial Reduction Buy-out Calculator - Instructions"}]
[null,null,null,null,null,null,"Key to cell colours:"]
[null,null,null,null,null,null,"User inputs from input sheet (yellow)"]
[null,"How to use this Actuarial Reduce Buy-out tool",null,null,null,null,"Work Variable (orange)"]
[null,"Please provide details all detail sin the input section, these inputs are fed in from the sheet 'Inputs and Results'",null,null,null,null,"Output (green)"]
[null,"Resolve any errors generated.",null,null,null,null,"Messages (pink)"]
[null,null,null,null,null,null,"System Tables Values (blue)"]
[null,null,null,null,null,null,"System Variable (dark green)"]
[null,null,null,null,null,null,"Error In Cell (red)"]
[]
[]
[null,null,{"$f":"strToolName&\" - Version Control\"","v":"Actuarial Reduction Buy-out Calculator - Version Control"}]
[]
[]
[null,"Version Number, tabVersionNumber","Work Carried out","By","Date",null,"Checked by","Date","NOTES"]
[null,0.35,"Internal alpha testing","Rob Mann","2016-11-20",null,"SCU"]
[null,0.37,"Internal alpha testing Updated for new cases","Rob Mann","2016-11-20",null,"SCU"]
[null,0.45,"Internal alpha testing Updated for new cases","Rob Mann","2016-11-25",null,"SCU"]
[null,0.51,"Internal alpha testing Updated for new cases 29112016","Rob Mann","2016-11-29",null,"SCU"]
[null,0.52,"Internal alpha testing Updated for new cases 29112016","Rob Mann","2016-11-30",null,"SCU"]
[null,0.53,"Wording updates, rounding resolved","Rob Mann","2016-11-30",null,"SCU"]
[null,0.57999999999999996,"Sent for beta review based on 57","Rob Mann","2016-12-06",null,"SCU"]
[null,1,"Version 1.0","Rob Mann","2016-12-09",null,"SCU"]
[null,1.1000000000000001,"Update Link","Rob Mann","2016-12-13"]
[null,1.2,"Amendments made at Matthew Bates & Samantha George's request","Jonathan Vaughan","2019-07-11",null,"MB & SC"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,{"$f":"strToolName&\" - Inputs\"","v":"Actuarial Reduction Buy-out Calculator - Inputs"}]
[null,"Inputs section"]
[]
[]
[null," Employee Details"]
[null,"Name",{"$f":"uiName","v":0},"Name","uiName"]
[]
[null,"Date of birth",{"$f":"uiDOB","v":"00:00:00"},"DOB","uiDOB"]
[]
[null,"Planned retirement date",{"$f":"uiERetDate","v":"00:00:00"},"ERetDate","uiERetDate"]
[]
[]
[null,"PCSPS Details"]
[]
[null,"Pension scheme",{"$f":"uiPCSPS","v":0},"PCSPS","uiPCSPS"]
[]
[null,"Unreduced pension at planned retirement date",{"$f":"uiPCSPSUnreducedPenRetDate","v":0},"PCSPSUnreducedPenRetDate","uiPCSPSUnreducedPenRetDate"]
[]
[null,"Unreduced lump sum at planned retirement date",{"$f":"uiPCSPSUnreducedLSRetDate","v":0},"PCSPSUnreducedLSRetDate","uiPCSPSUnreducedLSRetDate"]
[null,"CSOPS Details"]
[]
[null,"CSOPS Scheme",{"$f":"uiCSOPS","v":0},"CSOPS","uiCSOPS"]
[]
[null,"Alpha Unreduced pension at planned retirement date",{"$f":"uiCSOPSUnreducedPenRetDate","v":0},"CSOPSUnreducedPenRetDate","uiCSOPSUnreducedPenRetDate"]
[]
[null,"Compensation detials"]
[null,"Is this quote for Compensation purposes?",{"$f":"uiynComp","v":"No"},"ynComp","uiynComp"]
[null,"Does member want to use compensation for ARR",{"$f":"uiynUseComp","v":0},"ynUseComp","uiynUseComp"]
[null,"Compensation from Compensation Scheme",{"$f":"uiCompEE","v":0},"CompEE","uiCompEE"]
[null,"Compensation employer top -up",{"$f":"uiCompEr","v":0},"CompEr","uiCompEr"]
[]
[null,"Additional amount of own cash to use : ",{"$f":"\nIF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS=INDEX(tabYesNo,1),CompMinusARR<=0,uiAddnCash>0),0,\n   IF(AND(uiynRetPCSPS=INDEX(tabYesNo,1),uiynRetCSOPS<>INDEX(tabYesNo,1),CompMinusPCSPSARR<=0,uiAddnCash>0),0,\n      IF(uiynUseComp=INDEX(tabYesNo,1),uiAddnCash,0)))","v":0},"AddnCash","uiAddnCash"]
[]
[null,"Do you want to Retire From PCSPS ? ",{"$f":"uiynRetPCSPS","v":0},"ynRetPCSPS","uiynRetPCSPS"]
[null,"Do you want to Retire From CSOPS ? ",{"$f":"\nIF(AND(Scheme<>INDEX(tabSchemeList,1),CSOPS<>INDEX(tabSchemeList2,1),ynRetPCSPS=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1)),uiynRetCSOPS,\"\")&\nIF(AND(Scheme=INDEX(tabSchemeList,1),CSOPS<>INDEX(tabSchemeList2,1),ynCSOPSERAllowed=INDEX(tabYesNo,1)),uiynRetCSOPS,\"\")","v":""},"ynRetCSOPS","uiynRetCSOPS"]
[]
[]
[null,{"$f":"strToolName&\" - Calculations\"","v":"Actuarial Reduction Buy-out Calculator - Calculations"}]
[null,"Calculations section"]
[]
[null,"Age Calculations"]
[null,"Age at early retirement date",{"$f":"ROUND(YEAR(ERetDate)-YEAR(DOB)+(ERetDate-DATE(YEAR(ERetDate),MONTH(DOB),DAY(DOB)))/365,4)","v":0},"dAgeERD"]
[null,"Years Dif",{"$f":"SUM(YEAR(ERetDate)-YEAR(DOB))","v":0},"yrsDiffDOBERD"]
[null,"Months Dif",{"$f":"SUM(MONTH(ERetDate)-MONTH(DOB))","v":0},"mthsDiffDOBERD"]
[null,"Days Dif",{"$f":"SUM(DAY(ERetDate)-DAY(DOB))","v":0},"daysDiffDOBERD"]
[null,"Months Adjustment",{"$f":"IF((daysDiffDOBERD<0),(mthsDiffDOBERD-1),mthsDiffDOBERD)","v":0},"mthsAdjust"]
[null,"Years Adjustment",{"$f":"IF((mthsAdjust<0),(yrsDiffDOBERD-1),yrsDiffDOBERD)","v":0},"yrsAdjust"]
[null,"Age Months column lookup",{"$f":"IF((mthsAdjust<0),(mthsAdjust+12),mthsAdjust)","v":0},"iAgeColLookupMonths"]
[null,"Age Used (rounded down to nearest month)",{"$f":"yrsAdjust&\" Years \"&IF(iAgeColLookupMonths>0,iAgeColLookupMonths&\" Month\",\"\")&IF(iAgeColLookupMonths>1,\"s\",\"\")","v":"0 Years "},"strAgeUsed"]
[]
[null,"PCSPS  Calcualtions",null,null,null,"alpha Calculations"]
[null,"Part 1 Pension Age",{"$f":"VLOOKUP(Scheme,tabNPA,2,0)","v":{"$error":"#N/A"}},"dNPA",null,"State Pension Date",{"$f":"resdaySPD","v":"00:00:00"},"=resdaySPD"]
[null,"PCSPS Minimum Pension Age",{"$f":"VLOOKUP(Scheme,tabSchemeListMPA,3,0)","v":{"$error":"#N/A"}},"PCSPSMinPenAge",null,"SPA Y+M (Y+CM/12)",{"$f":"resdSPA_CYM","v":0},"=resdSPA_CYM"]
[null,"PCSPS ERF Allowed (YES = allowed)?",{"$f":"IFERROR(IF(AND(dAgeERD>=PCSPSMinPenAge,dAgeERD<dNPA,Scheme<>INDEX(tabSchemeList,1)),INDEX(tabYesNo,1),INDEX(tabYesNo,2)),INDEX(tabYesNo,2))","v":"No"},"ynPCPSSERAllowed?",null,"SPA CY",{"$f":"resdSPA_CY","v":0},"=resdSPA_CY"]
[null,null,null,null,null,"SPA Y+M - CY",{"$f":"ROUND((resdSPA_CYM-resdSPA_CY)*12,0)","v":0},"=resdSPA_CYM-resdSPA_CY"]
[null,null,null,null,null,"CSOPS Minimum pension age",{"$f":"VLOOKUP(CSOPS,tabSchemeListMPA,3,0)","v":{"$error":"#N/A"}},"CSOPSMInPenAge"]
[null,null,null,null,null,"CSOPS ERF Allowed (YES = allowed)?",{"$f":"IFERROR(IF(AND(dAgeERD>=CSOPSMInPenAge,dAgeERD<G101,CSOPS<>INDEX(tabSchemeList2,1)),INDEX(tabYesNo,1),INDEX(tabYesNo,2)),INDEX(tabYesNo,2))","v":"No"},"ynCSOPSERAllowed"]
[]
[null,"Factors"]
[null,"Lookup"]
[null,"Age Years column lookup (Age 60), Table starts at 50",{"$f":"yrsAdjust-48","v":-48},"iAgeColLookupYears_50",null,"Alpha ARR factors and SPA Interpolation"]
[null,"Age Years column lookup (Age 65), Table starts at 55",{"$f":"iAgeColLookupYears_50-5","v":-53},"iAgeColLookupYears_55",null,"Months Early",{"$f":"G102*12+G103-yrsAdjust*12-iAgeColLookupMonths","v":0},"MonthsERDToSPA"]
[null,null,null,null,null,"Lower age to Use",{"$f":"(resdSPA_CY*12-MonthsERDToSPA)/12","v":0},"CSOPSLowAge"]
[null,"ARR factors ",null,null,null,"Upper age to Use",{"$f":"((resdSPA_CY+1)*12-MonthsERDToSPA)/12","v":1},"CSOPSUppAge"]
[null,"C, C+, P pension ERF",{"$f":"IF((dAgeERD<dNPA),VLOOKUP(iAgeColLookupMonths,tabARRPenC_CP_P,iAgeColLookupYears_50,0),1)","v":{"$error":"#N/A"}},"ERFPen_60",null,{"$f":"\"ERF at \"&resdSPA_CY&\"_\"&INT(CSOPSLowAge)&\"Y\"&ROUND((CSOPSLowAge-INT(CSOPSLowAge))*12,0)&\"M\"","v":"ERF at 0_0Y0M"},{"$f":"IFERROR(VLOOKUP(resdSPA_CY&\"_\"&INT(CSOPSLowAge)&\"Y\"&ROUND((CSOPSLowAge-INT(CSOPSLowAge))*12,0)&\"M\",tabAlphaERF,2,0),\"No Factor\")","v":"No Factor"},"P2ERFTableX"]
[null,"C, C+, P lump sum  ERF",{"$f":"IF((dAgeERD<dNPA),VLOOKUP(iAgeColLookupMonths,tabARRLSC_CP,iAgeColLookupYears_50,0),1)","v":{"$error":"#N/A"}},"ERFLS_60",null,{"$f":"\"ERF at \"&resdSPA_CY+1&\"_\"&INT(CSOPSUppAge)&\"Y\"&ROUND((CSOPSUppAge-INT(CSOPSUppAge))*12,0)&\"M\"","v":"ERF at 1_1Y0M"},{"$f":"IFERROR(VLOOKUP(resdSPA_CY+1&\"_\"&INT(CSOPSUppAge)&\"Y\"&ROUND((CSOPSUppAge-INT(CSOPSUppAge))*12,0)&\"M\",tabAlphaERF,2,0),\"No Factor\")","v":"No Factor"},"P2ERFTableX1"]
[null,"P - NPA65 pension  ERF",{"$f":"IF((dAgeERD<dNPA),VLOOKUP(iAgeColLookupMonths,tabARRPenP,iAgeColLookupYears_50,0),1)","v":{"$error":"#N/A"}},"ERFPen_65",null,"Note Unisex Factors so use 'M'"]
[]
[null,"Nuvos ERF",null,null,null,"CSOPS ERF"]
[null,"Years to pension age, rounded down to nearest month",{"$f":"MAX(0,dNPA-(yrsAdjust+(iAgeColLookupMonths+0)/12))","v":{"$error":"#N/A"}},"yrsEarly",null,"Alpha pension ERF (R4)",{"$f":"IFERROR(ROUND((G103*P2ERFTableX1+(12-G103)*P2ERFTableX)/12,4),\"Outside Age Range\")","v":"Outside Age Range"},"ERFPen_Alpha"]
[null,"Years at 5%, max of 3 years",{"$f":"MIN(yrsEarly,3)","v":{"$error":"#N/A"}},"yrsAt5pc"]
[null,"Years at 4% max of 3 years",{"$f":"MAX(0,MIN(yrsEarly-3,MIN(65-(yrsAdjust+(iAgeColLookupMonths+1)/12)),3))","v":{"$error":"#N/A"}},"yrsAt4%"]
[null,"Years at 3% remiander",{"$f":"MAX(0,MIN(yrsEarly-6,65-(yrsAdjust+(iAgeColLookupMonths+0)/12)))","v":{"$error":"#N/A"}},"yrsAt3%"]
[null,"Nuvos pension ERF, round to 4 dp",{"$f":"ROUND(1-((yrsAt5pc*0.0475)+(yrsAt4*0.037)+(yrsAt3*0.029)),4)","v":{"$error":"#N/A"}},"ERFPen_nuvos"]
[]
[null,"Early Retirement Benefits, rounded for results purposes",null,null,null,"Alpha Early Retirement Benefits, rounded for results purposes"]
[null,"C, C+, P pension benefits (R2)",{"$f":"ROUND(PCSPSUnReducedPenRetDate*ERFPen_60,2)","v":{"$error":"#N/A"}},"ARRPenBen_60",null,"Alpha pension benefits (R2)",{"$f":"IF(ynCSOPSERAllowed? = INDEX(tabYesNo,1),ROUND(CSOPSUnreducedPenRetDate*ERFPen_Alpha,2),0)","v":0},"ARRPenBen_Alpha"]
[null,"C, C+, P lump sum benefits (R2)",{"$f":"ROUND(PCSPSUnReducedLSRetDate*ERFLS_60,2)","v":{"$error":"#N/A"}},"ARRLSBen_60"]
[null,"P - NPA65 pension benefits (R2)",{"$f":"ROUND(PCSPSUnReducedPenRetDate*ERFPen_65,2)","v":{"$error":"#N/A"}},"ARRPenBen_65"]
[null,"Nuvos pension benefits (R2)",{"$f":"ROUND(PCSPSUnReducedPenRetDate*(ERFPen_nuvos),2)","v":{"$error":"#N/A"}},"ARRPenBen_nuvos"]
[null,"PCSPS ER Reduced Pension",{"$f":"IF((Scheme=\"nuvos\"),IF(ISERROR(ARRPenBen_nuvos),errError,ARRPenBen_nuvos),\nIF((Scheme=\"premium (pension age 65)\"),IF(ISERROR(ARRPenBen_65),errError,ARRPenBen_65),\nIF(ISERROR(ARRPenBen_60),errError,ARRPenBen_60)))","v":"Error"},"Reduced_PCSPS_Pen"]
[null,"PCSPS ER Reduced Lump Sum",{"$f":"IF(OR(Scheme=\"classic\",Scheme=\"classic plus\"),IF(ISERROR(ARRLSBen_60),errError,ARRLSBen_60),errError)","v":"Error"},"Reduced_PCSPS_LS"]
[]
[null,"Pension buy-out factors",null,null,null,"Alpha Pension buy-out factors  and SPA Interpolation"]
[null,"C, C+, P buyout ",{"$f":"IFERROR(VLOOKUP(iAgeColLookupMonths,tabARRBuyout_PA60,iAgeColLookupYears_50,0),0)","v":0},"BuyOutF_60",null,{"$f":"\"BuyOut factor at  \"&resdSPA_CY&\"_\"&yrsAdjust&\"Y\"&iAgeColLookupMonths&\"M\"","v":"BuyOut factor at  0_0Y0M"},{"$f":"VLOOKUP(resdSPA_CY&\"_\"&yrsAdjust&\"Y\"&iAgeColLookupMonths&\"M\",tabAlphaBuyout,2,0)","v":{"$error":"#N/A"}},"P2BuyOutX"]
[null,"P - NPA65  buyout ",{"$f":"IFERROR(VLOOKUP(iAgeColLookupMonths,tabARRBuyoutP_PA65,iAgeColLookupYears_50,0),0)","v":0},"BuyOutF_65",null,{"$f":"\"Buyout factor at \"&resdSPA_CY+1&\"_\"&yrsAdjust&\"Y\"&iAgeColLookupMonths&\"M\"","v":"Buyout factor at 1_0Y0M"},{"$f":"VLOOKUP(resdSPA_CY+1&\"_\"&yrsAdjust&\"Y\"&iAgeColLookupMonths&\"M\",tabAlphaBuyout,2,0)","v":{"$error":"#N/A"}},"P2BuyOutX1"]
[null,"N  buyout ",{"$f":"IFERROR(VLOOKUP(iAgeColLookupMonths,tabARRBuyout_nuvos,iAgeColLookupYears_55,0),0)","v":0},"BuyOutF_Nuvos",null,"Alpha buyout ",{"$f":"ROUND(((12-G103)*P2BuyOutX+(G103)*P2BuyOutX1)/12,4)","v":{"$error":"#N/A"}},"BuyOutF_Alpha"]
[null,"Pension Buyout to Use",{"$f":"IF(Scheme=\"nuvos\",IF(ISERROR(BuyOutF_Nuvos),errError,BuyOutF_Nuvos),\nIF((Scheme=\"premium (pension age 65)\"),IF(ISERROR(BuyOutF_65),errError,BuyOutF_65),\nIF(ISERROR(BuyOutF_60),errError,BuyOutF_60)))","v":0},"PCSPS_BuyOutFac"]
[]
[]
[null,"Cost of pension buy-out, rounded for results purposes",null,null,null,"Cost of pension buy-out, rounded for results purposes"]
[null,"C, C+, P  buyout cost (R2)",{"$f":"ROUND(BuyOutF_60*PCSPSUnReducedPenRetDate,2)","v":0},"CostOfBuyout_60",null,"Alpha buyout cost (R2)",{"$f":"ROUND(BuyOutF_Alpha*CSOPSUnreducedPenRetDate,2)","v":{"$error":"#N/A"}},"CostOfBuyout_alpha"]
[null,"C, C+ Lumps Sum buyout cost (R2)",{"$f":"ROUND(PCSPSUnReducedLSRetDate*(1-ERFLS_60),2)","v":{"$error":"#N/A"}},"CostARRLS"]
[null,"P - NPA65  buyout cost (R2)",{"$f":"ROUND(BuyOutF_65*PCSPSUnReducedPenRetDate,2)","v":0},"CostOfBuyout_65"]
[null,"N  buyout cost (R2)",{"$f":"ROUND(BuyOutF_Nuvos*PCSPSUnReducedPenRetDate,2)","v":0},"CostOfBuyout_nuvos"]
[null,"PCSPS Pension Buyout cost to use ",{"$f":"IF(Scheme=\"nuvos\",IF(ISERROR(CostOfBuyout_nuvos),0,CostOfBuyout_nuvos),\nIF((Scheme=\"premium (pension age 65)\"),IF(ISERROR(CostOfBuyout_65),0,CostOfBuyout_65),\nIF(ISERROR(CostOfBuyout_60),errError,CostOfBuyout_60)))","v":0},"PCSPS_Pen_CostBuyout"]
[null,"PCSPS Lump Sum Buyout cost to use ",{"$f":"IF(OR(Scheme=\"classic\",Scheme=\"classic plus\"),IF(ISERROR(CostARRLS),0,CostARRLS),0)","v":0},"PCSPS_LS_CostBuyout"]
[null,"PCSPS Total Cost",{"$f":"SUM(PCSPS_Pen_CostBuyout,PCSPS_LS_CostBuyout)","v":0},"PCSPS_Total_CostBuyout"]
[]
[null,"Total Buyout Cost",{"$f":"IFERROR(PCSPS_Total_CostBuyout,0)+IFERROR(CostOfBuyout_alpha,0)","v":0},"Total_CostBuyout"]
[]
[]
[]
[null,"Sumary of Inputs to Business Logic For Compensation"]
[null,"Member Status",{"$f":"IF(AND(Scheme<>INDEX(tabSchemeList,1),CSOPS<>INDEX(tabSchemeList2,1)),\"DUAL\",\nIF(AND(Scheme<>INDEX(tabSchemeList,1),CSOPS=INDEX(tabSchemeList2,1)),\"PCSPS\",\nIF(AND(Scheme=INDEX(tabSchemeList,1),CSOPS<>INDEX(tabSchemeList2,1)),\"CSOPS\",\"\")))","v":"DUAL"},"MemberStatus (Dual/PCSPS/CSOPS)"]
[null,"Is this quote for Compensation purposes?",{"$f":"ynComp","v":"No"},"=ynComp"]
[null,"Does member want to use compensation for ARR",{"$f":"ynUseComp","v":0},"=ynUseComp"]
[null,"Compensation from Compensation Scheme",{"$f":"CompEE","v":0},"='CompEE"]
[null,"Compensation employer top -up",{"$f":"CompEr","v":0},"=CompEr"]
[null,"Additional amount of own cash to use : ",{"$f":"AddnCash","v":0},"=AddnCash"]
[null,"Member wants to retire from PCSPS",{"$f":"ynRetPCSPS","v":0},"=ynRetpcsps"]
[null,"Member wants to retire from CSOPS",{"$f":"ynRetCSOPS","v":""},"=ynRetCSOPS","If Dual - Can only retire from CSOPS if Retires from PCSPS"]
[null,"Outstanding ARR Balance PCSPS only ",{"$f":"ROUND(PCSPS_Total_CostBuyout-CompEE-CompEr,2)","v":0},"CompMinusPCSPSARR"]
[null,"Outstanding ARR Balance PCSPS and CSOPS",{"$f":"ROUND(Total_CostBuyout-CompEE-CompEr,2)","v":0},"CompMinusARR"]
[null,"Outstanding CompER after PCSPS",{"$f":"ROUND(CompEE+CompEr-PCSPS_Total_CostBuyout,2)","v":0},"ResidualCompPostPCSPSBuyout"]
[null,"Display compensation Result",{"$f":"IF(OR(\nynComp=INDEX(tabYesNo,2),\nynUseComp=INDEX(tabYesNo,2),\nAND(ynPCSPSERAllowed=INDEX(tabYesNo,2),ynCSOPSERAllowed?=INDEX(tabYesNo,2))\n),\nFALSE,TRUE)","v":false},"ynDisplayCompResults"]
[]
[null,"Compensation Buyout conditions"]
[null,"Does Compensation cover ALL ARR Buyout",{"$f":"IFERROR(IF((CompEE+CompEr)>=(PCSPS_Pen_CostBuyout+PCSPS_LS_CostBuyout+CostOfBuyout_alpha),INDEX(tabYesNo,1,0),INDEX(tabYesNo,2,0))*2,msgNA)","v":"Not Applicable"},"CS_GE_AllBuyout"]
[null,"Does All Compensation cover PCSPS ARR Buyout",{"$f":"IFERROR(IF((CompEE+CompEr)>=(PCSPS_Pen_CostBuyout+PCSPS_LS_CostBuyout),INDEX(tabYesNo,1,0),INDEX(tabYesNo,2,0)),msgNA)","v":"Yes"},"CS_GE_PCSPCBuyout"]
[null,"Does All Compensation cover CSOPS ARR Buyout",{"$f":"IFERROR(IF((CompEE+CompEr)>=(CostOfBuyout_alpha),INDEX(tabYesNo,1,0),INDEX(tabYesNo,2,0)),msgNA)","v":"Not Applicable"},"CS_GE_CSOPSBuyout"]
[null,"Is PCSPS Buyout Cost  >= Employer Contribution",{"$f":"IFERROR(IF((CompEr)<=(PCSPS_Pen_CostBuyout+PCSPS_LS_CostBuyout),INDEX(tabYesNo,1,0),INDEX(tabYesNo,2,0)),msgNA)","v":"Yes"},"PCSPSBuyout_GE_CompER"]
[null,"Is CSOPS Buyout Cost  >= Employer Contribution",{"$f":"IFERROR(IF((CompEr)<=(CostOfBuyout_alpha),INDEX(tabYesNo,1,0),INDEX(tabYesNo,2,0)),msgNA)","v":"Not Applicable"},"CSOPSBuyout_GE_CompER"]
[null,"Is ALL Buyout Cost  >= Employer Contribution",{"$f":"IFERROR(IF((CompEr)<=(PCSPS_Pen_CostBuyout+PCSPS_LS_CostBuyout+CostOfBuyout_alpha),INDEX(tabYesNo,1,0),INDEX(tabYesNo,2,0)),msgNA)","v":"Not Applicable"},"AllBuyout_GE_CompER"]
[]
[null,"Coverage of Comp"]
[null,"QUOTE TYPE (DUAL, PSCPS, CSOPS"]
[null,"PCSPS_Scen",null,"Compensation for Info"]
[]
[null,null,"C, C+, P buyout PEN/LS","C, C+, P buyout Cost","P - NPA65  buyout Pen","P - NPA65  buyout Cost","N  buyout Pension","N  buyout Cost","PCSPS Buyout to use","PCSPS_Scen  to use"]
[null,"Unreduced PCSPS Pension paid at ERA",{"$f":"IFERROR(\n   MIN((CompEr+CompEE+AddnCash),(PCSPS_Pen_CostBuyout+PCSPS_LS_CostBuyout))\n  /\n  ((PCSPSUnReducedLSRetDate/PCSPSUnReducedPenRetDate)*(1-ERFLS_60)+(BuyOutF_60)),0)","v":0},{"$f":"BuyOutF_60*C179","v":0},{"$f":"IFERROR(MIN((CompEr+CompEE+AddnCash),PCSPS_Pen_CostBuyout)/BuyOutF_65,0)","v":0},{"$f":"IFERROR(BuyOutF_65*E179,0)","v":0},{"$f":"IFERROR(MIN((CompEr+CompEE+AddnCash),PCSPS_Pen_CostBuyout)/BuyOutF_Nuvos,0)","v":0},{"$f":"G179*BuyOutF_Nuvos","v":0},{"$f":"\nIF(Scheme=INDEX(tabSchemeList,1),0,\nIF(Scheme=\"nuvos\",H179,\nIF(Scheme=\"premium (pension age 65)\",F179,\nD179)))","v":0},{"$f":"IF(Scheme=\"nuvos\",G179,\nIF(Scheme=\"premium (pension age 65)\",E179,\nC179))","v":0},"PCSPSScen_PCSPSUnreducedPenERD"]
[null,"Unreduced PCSPS Lump Sum paid at ERA",{"$f":"IFERROR(IF(PCSPSUnReducedLSRetDate >0,MIN((CompEr+CompEE+AddnCash),(PCSPS_Pen_CostBuyout+PCSPS_LS_CostBuyout))/((PCSPSUnReducedPenRetDate/PCSPSUnReducedLSRetDate)*(BuyOutF_60)+(1-ERFLS_60)),0),0)","v":0},{"$f":"C180*(1-ERFLS_60)","v":{"$error":"#N/A"}},null,null,null,null,{"$f":"\nIF(Scheme=INDEX(tabSchemeList,1),0,\nIF(Scheme=\"nuvos\",H180,\nIF(Scheme=\"premium (pension age 65)\",F180,\nD180)))","v":{"$error":"#N/A"}},{"$f":"IF(Scheme=\"nuvos\",G180,\nIF(Scheme=\"premium (pension age 65)\",E180,\nC180))","v":0},"PCSPSScen_PCSPSUnreducedLSERD"]
[null,"ER reduced PCSPS Pension paid at ERA",{"$f":"IFERROR(IF(PCSPSUnReducedPenRetDate>0,\n(1-C179/PCSPSUnReducedPenRetDate)*ARRPenBen_60,\n0),0)","v":0},null,{"$f":"IFERROR(IF(PCSPSUnReducedPenRetDate>0,\n(1-E179/PCSPSUnReducedPenRetDate)*ARRPenBen_65,\n0),0)","v":0},null,{"$f":"IFERROR(IF(PCSPSUnReducedPenRetDate>0,\n(1-G179/PCSPSUnReducedPenRetDate)*ARRPenBen_nuvos,\n0),0)","v":0},null,null,{"$f":"IF(Scheme=\"nuvos\",G181,\nIF(Scheme=\"premium (pension age 65)\",E181,\nC181))","v":0},"PCSPSScen_PCSPSReducedPenERD"]
[null,"ER reduced PCSPS Lump Sum paid at ERA",{"$f":"IFERROR(IF(PCSPSUnReducedLSRetDate>0,\n(1-C180/PCSPSUnReducedLSRetDate)*ARRLSBen_60,\n0),0)","v":0},null,null,null,null,null,null,{"$f":"IF(Scheme=\"nuvos\",G182,\nIF(Scheme=\"premium (pension age 65)\",E182,\nC182))","v":0},"PCSPSScen_PCSPSReducedLSERD"]
[null,"Compensation Balance to member",null,null,null,null,null,null,{"$f":"IF((CompEr+CompEE+AddnCash)-SUM(I179:I182)<0,0,(CompEr+CompEE+AddnCash)-SUM(I179:I182))","v":{"$error":"#N/A"}},"PCSPSScen_CompCash"]
[]
[null,"DUAL_Scen"]
[null,"Used for dual members, Dual member first use the PCSPC Calcs and then The CSOPS might lead to a decision"]
[null,"Member can only use the balance if there was 100% buyout, the means all conts > PCSPS Buyout"]
[null,"Has PCSPS been full covered?",{"$f":"IF(PCSPSScen_CompCash>0,INDEX(tabYesNo,1),INDEX(tabYesNo,2))","v":{"$error":"#N/A"}},"ynPCSPSFullBuyout","Member can only use the balance if there was 100% buyout, the means all conts > PCSPS Buyout"]
[]
[null,"Compensation amounts after PCSPS, if CSOPS this will just be straight through"]
[null,"Comp EE after PCSPS £",{"$f":"MAX(CompEE - SUM($I$179:$I$180),0)","v":{"$error":"#N/A"}},"CompEE_PostPCSPS"]
[null,"Comp ER after PCSPS £",{"$f":"MIN(CompEr,CompEr+CompEE+AddnCash- SUM($I$179:$I$180)-C191)","v":{"$error":"#N/A"}},"CompER_PostPCSPS"]
[null,"Addn cash after PCSPS £",{"$f":"MIN(AddnCash,CompEr+CompEE+AddnCash- SUM($I$179:$I$180)-C192)","v":{"$error":"#N/A"}},"AddnCash_PostPCSPS"]
[null,"Total Comp Pot after PCSPS £",{"$f":"\nIF(ROUND(CompEE_PostPCSPS+CompER_PostPCSPS+AddnCash_PostPCSPS,2)<0,0,ROUND(CompEE_PostPCSPS+CompER_PostPCSPS+AddnCash_PostPCSPS,2))","v":{"$error":"#N/A"}},"DUALScen_CompCashPostPCSPS"]
[null,"Total Comp Pot after PCSPS Excl ER£",{"$f":"IF(AND(ynRetPCSPS=INDEX(tabYesNo,1),ynRetCSOPS<>INDEX(tabYesNo,1)),ROUND(CompEE_PostPCSPS+AddnCash_PostPCSPS,2),DUALScen_CompCashPostPCSPS)","v":{"$error":"#N/A"}},"DUALScen_CompCashPostPCSPSExcER"]
[]
[null,"CSOPS_Scen",null,"Compensation for Info"]
[null,"CSOPS Comp EE Coverage",{"$f":"CompEE/(CostOfBuyout_alpha)","v":{"$error":"#N/A"}},{"$f":"CompEE","v":0}]
[null,"CSOPS Comp ER Coverage",{"$f":"CompEr/(CostOfBuyout_alpha)","v":{"$error":"#N/A"}},{"$f":"CompEr","v":0}]
[null,"PCSPS Addn Cash Coverage",{"$f":"AddnCash/(CostOfBuyout_alpha)","v":{"$error":"#N/A"}},{"$f":"AddnCash","v":0}]
[null,"CSOPS overall Coverage",{"$f":"SUM(C199:C200)","v":{"$error":"#N/A"}},{"$f":"SUM(D199:D200)","v":0}]
[]
[null,null,"CSOPS Pension",null,"CSOPS buyout Cost"]
[null,"Unreduced CSOPS Pension paid at ERA",{"$f":"ROUND(IF(BuyOutF_Alpha=0,0,MIN(DUALScen_CompCashPostPCSPS,CostOfBuyout_alpha)/BuyOutF_Alpha),2)","v":{"$error":"#N/A"}},"CSOPSScen_CSOPSUnreducedPenERD",{"$f":"BuyOutF_Alpha* IF(BuyOutF_Alpha=0,0,MIN(DUALScen_CompCashPostPCSPS,CostOfBuyout_alpha)/BuyOutF_Alpha)","v":{"$error":"#N/A"}},{"$f":"E204-DUALScen_CompCashPostPCSPSExcER","v":{"$error":"#N/A"}}]
[null,"ER Reduced CSOPS Pension paid at ERA",{"$f":"\nROUND(IF(CSOPSUnreducedPenRetDate>0,\n(1-C204/CSOPSUnreducedPenRetDate)*ARRPenBen_Alpha,\n0),2)","v":0},"CSOPSScen_CSOPSReducedPenERD",0]
[null,"CSOPS Compensation Balance to member (used exact to remove roudning issues)",{"$f":"\nIF((CompEr+CompEE+AddnCash)-E204-I179-I180<0,0,(CompEr+CompEE+AddnCash)-E204-I179-I180)","v":{"$error":"#N/A"}},"CSOPSScen_CompCash",{"$f":"CSOPSScen_CompCash","v":{"$error":"#N/A"}}]
[null,null,null,null,{"$f":"SUM(E204:E206)","v":{"$error":"#N/A"}}]
[]
[null,"To Use - Compensation Balance to member",{"$f":"\nROUND(\nIF(uiynUseComp=INDEX(tabYesNo,2),ROUND(CompEE,2),0)\n+IF(AND(ynRetPCSPS=INDEX(tabYesNo,1),ynRetCSOPS=INDEX(tabYesNo,1)),CSOPSScen_CompCash,0)\n+IF(AND(ynRetPCSPS=INDEX(tabYesNo,2),ynRetCSOPS=INDEX(tabYesNo,1)),CSOPSScen_CompCash,0)\n+IF(AND(ynRetPCSPS=INDEX(tabYesNo,1),ynRetCSOPS<>INDEX(tabYesNo,1)),DUALScen_CompCashPostPCSPSExcER,0)\n+IF(AND(ynRetPCSPS=INDEX(tabYesNo,2),ynRetCSOPS=INDEX(tabYesNo,2)),CompEE,0),2)","v":0},"ToUse_CompCash"]
[]
[]
[null,{"$f":"strToolName&\" - Results\"","v":"Actuarial Reduction Buy-out Calculator - Results"}]
[null,"Results section, for outputs to Inputs and Results sheet and and PDFs"]
[]
[null,"Sheet : Inputs and Results : ARR - General Results"]
[null,"Age at planned retirement",{"$f":"IF(OR(dAgeERD<=0,ISERROR(dAgeERD)),errError,strAgeUsed)","v":"Error"},"resAgeERD"]
[]
[null,"Sheet : Inputs and Results : PCSPS Results"]
[null,"PCSPS Message",{"$f":"\"PCSPS Scheme : \"&\nIF(Scheme=INDEX(tabSchemeList,1),\"You have no benefits in this scheme\",\nIF(ynPCSPSERAllowed=INDEX(tabYesNo,1),\"You are entitled to buyout the actuarial reduction.  If you are under age 55 the results below have assumed that the earnings used to calculate your pension benefits are those in the year ending on your planned retirement date.  \"&\"If earlier earnings have been used this may have an effect on your benefits.\",msgOverUnderPA))","v":"PCSPS Scheme : You are either over the maximum pension age or under the minimum pension age."},"resPCSPSRetAllowed"]
[null,"Pension age",{"$f":"IF(ISERROR(dNPA),errError,dNPA)","v":"Error"},"resNPA"]
[null,"Actuarially reduced pension",{"$f":"IFERROR(ROUND(Reduced_PCSPS_Pen,2),errError)","v":"Error"},"resARPen"]
[null,"(C/C+/P) Actuarially reduced lump sum",{"$f":"IFERROR(ROUND(Reduced_PCSPS_LS,2),errError)","v":"Error"},"resARLS"]
[null,"Cost of buying out actuarial reduction to pension - 100 %",{"$f":"IFERROR(ROUND(PCSPS_Pen_CostBuyout,2),errError)","v":0},"resCostARRPen"]
[null,"(C/C+) Cost of buying out actuarial reduction to lump sum - 100 %",{"$f":"IFERROR(ROUND(PCSPS_LS_CostBuyout,2),errError)","v":0},"resCostARRLS"]
[null,"PCSPS Full buyout reduction ",{"$f":"IFERROR(ROUND(PCSPS_Total_CostBuyout,2),errError)","v":0},"resP1CostTotal"]
[]
[null,"Sheet : Inputs and Results : CSOPS Results"]
[null,"CSOPS Message",{"$f":"\"CSOPS Scheme : \"\n&IF(CSOPS=INDEX(tabSchemeList2,1),\"You have no benefits in this scheme\",\nIF(ynCSOPSERAllowed?=INDEX(tabYesNo,1),\"You are entitled to buyout the actuarial reduction.\",msgOverUnderPA))","v":"CSOPS Scheme : You are either over the maximum pension age or under the minimum pension age."},"resCSOPSRetAllowed"]
[null,"State Pension age",{"$f":"IF(ISERROR(resstrSPA),errError,resstrSPA)","v":"Error"},"resSPA"]
[null,"Actuarially reduced pension",{"$f":"IFERROR(ROUND(ARRPenBen_Alpha,2),errError)","v":0},"resARPen_alpha"]
[null,"CSOPS Full buyout reduction ",{"$f":"IFERROR(ROUND(CostOfBuyout_alpha,2),errError)","v":"Error"},"resCostARRPen_alpha",null,"msgFuturePen"]
[]
[null,"Sheet : Inputs and Results : Total Results"]
[null,"Total cost of buying our PCSPS ands CSOPS ARR",{"$f":"Total_CostBuyout","v":0},"resCostTotal"]
[]
[null,"Sheet : Inputs and Results : Top Up"]
[null,"Member Top Up information",{"$f":"IF(AND(ynRetPCSPS=INDEX(tabYesNo,1),ynRetCSOPS=INDEX(tabYesNo,1),CompMinusARR=0,AddnCash>0),\"Your compensation and employer top up covers the total buy-out cost of your pension, you are not entitled to top up.  \",\n  IF(AND(ynRetPCSPS=INDEX(tabYesNo,1),ynRetCSOPS<>INDEX(tabYesNo,1),CompMinusPCSPSARR=0,AddnCash>0),\"Your compensation and employer top up covers the total buy-out of your PCSPS pension, you are not entitled to top up.  \",\n   IF(CompMinusARR>0,\n\"You may top up your compensation to buy-out more of your actuarial reduction.  \"\n&\"This is up to a maximum of \"&IF(ynRetCSOPS=INDEX(tabYesNo,1),TEXT(CompMinusARR,\"£#,##0.00\"),TEXT(CompMinusPCSPSARR,\"£#,##0.00\"))&\" which will buy-out all of the reduction to your benefits.  \"\n&IF(AND(MemberStatus=\"DUAL\",CompMinusPCSPSARR>0,ynRetCSOPS=INDEX(tabYesNo,1)),\"You may also choose to buy-out the reduction of just your PCSPS pension benefits.  If you choose to do this you would have to pay a top-up amount of  \"&TEXT(CompMinusPCSPSARR,\"£#,##0.00\")&\".  \",\"\")\n&IF(AND(CompMinusARR>1000,ynRetCSOPS=INDEX(tabYesNo,1)),\"You also have the option to partially buy-out the reduction to your benefits. If you make this option this must be done in multiples of £1,000.  \",\"\")\n&IF(AND(CompMinusPCSPSARR>1000,ynRetCSOPS<>INDEX(tabYesNo,1)),\"You also have the option to partially buy-out the reduction to your benefits. If you make this option this must be done in multiples of £1,000.  \",\"\")\n&\"If you do not wish to make additional payments you should enter £0.00.  \",\nmsgAddnCashNotRequired)))","v":"Not applicable/option not available.  "},"resTopUp1"]
[]
[null,"Sheet : Inputs and Results : Compensation"]
[null,"Start of compentiosn message",{"$f":"\nIF(uiynComp=INDEX(tabYesNo,2),msgNotCompQuote,\nIF(ynUseComp=INDEX(tabYesNo,2),msgDontUseComp,\nIF(AND(ynPCSPSERAllowed=INDEX(tabYesNo,2),ynCSOPSERAllowed?=INDEX(tabYesNo,2)),msgOverUnderPABothSchemes,\"\")))","v":"This is an ARR quotation and should not be used for compensation purposes.  "},"CompMsg1"]
[null,"PCSPS Compensation Message 1",{"$f":"IF(ynPCSPSERAllowed=INDEX(tabYesNo,2),msgOverUnderPA,\nIF(AND(MemberStatus=\"PCSPS\",ynPCSPSERAllowed=INDEX(tabYesNo,1)),msgPCSPSEntitled,\"\")\n&IF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1)),msgPCSPSEntitled,\"\")\n&IF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,2)),msgPCSPSEntitledDual,\"\")\n\n&IF(AND(MemberStatus=\"PCSPS\",ynPCSPSERAllowed=INDEX(tabYesNo,1),PCSPSBuyout_GE_CompER=INDEX(tabYesNo,2)),msgPCSPSBuyout_GE_CompER,\"\")\n&IF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1),PCSPSBuyout_GE_CompER=INDEX(tabYesNo,2)),msgPCSPSBuyout_GE_CompER,\"\")\n&IF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,2),PCSPSBuyout_GE_CompER=INDEX(tabYesNo,2)),msgPCSPSBuyout_GE_CompER,\"\")\n&IF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,2),ynCSOPSERAllowed=INDEX(tabYesNo,1)),\"\",\"\")\n\n&                                                                                                                                                                                                                         \"\")","v":"You are either over the maximum pension age or under the minimum pension age."},"resPCSPSCompMessage1"]
[null,"CSOPS Compensation Message 1",{"$f":"IF(ynCSOPSERAllowed?=INDEX(tabYesNo,2),msgOverUnderPA,\nIF(AND(MemberStatus=\"CSOPS\",ynCSOPSERAllowed=INDEX(tabYesNo,1)),msgCSOPSEntitled,\"\")\n&IF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1)),msgCSOPSEntitled,\"\")\n&IF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,2),ynCSOPSERAllowed=INDEX(tabYesNo,1)),msgCSOPSEntitledDual,\"\")\n\n&IF(AND(MemberStatus=\"CSOPS\",ynCSOPSERAllowed=INDEX(tabYesNo,1),CSOPSBuyout_GE_CompER=INDEX(tabYesNo,2)),msgCSOPSBuyout_GE_CompER,\"\")\n&IF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1),CSOPSBuyout_GE_CompER=INDEX(tabYesNo,2)),msgCSOPSBuyout_GE_CompER,\"\")\n&IF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,2),ynCSOPSERAllowed=INDEX(tabYesNo,1),CSOPSBuyout_GE_CompER=INDEX(tabYesNo,2)),msgCSOPSBuyout_GE_CompER,\"\")\n\n&IF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,2)),\"\",\"\")\n&                                                                                                                                                                                                                           \"\")","v":"You are either over the maximum pension age or under the minimum pension age."},"resCSOPSCompMessage1"]
[null,"First Message Compensation messgae for User",{"$f":"IF(CompMsg1=\"\",\"\",CompMsg1&CHAR(10))\n&IF(Scheme=INDEX(tabSchemeList,1),\"\",\"PCSPS : \"&resPCSPSCompMessage1&CHAR(10))\n&IF(CSOPS=INDEX(tabSchemeList,1),\"\",\"CSOPS :\"&resCSOPSCompMessage1)","v":"This is an ARR quotation and should not be used for compensation purposes.  \nPCSPS : You are either over the maximum pension age or under the minimum pension age.\nCSOPS :You are either over the maximum pension age or under the minimum pension age."},"resCompMsg1"]
[]
[null,"PCSPS Compensation Message 2 - Message about options",{"$f":"\nIFERROR(IF(AND(MemberStatus=\"PCSPS\",ynPCSPSERAllowed=INDEX(tabYesNo,1),CS_GE_PCSPCBuyout=INDEX(tabYesNo,1)),\"PCSPS \"&msgCompenationCoversBuyout,\"\")\n&IF(AND(MemberStatus=\"PCSPS\",ynPCSPSERAllowed=INDEX(tabYesNo,1),CS_GE_PCSPCBuyout=INDEX(tabYesNo,2)),\"PCSPS \"&\"Your compensation payment doesn't cover the total cost of the buy-out for your PCSPS benefits.  \",\"\")\n&IF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1),CS_GE_PCSPCBuyout=INDEX(tabYesNo,1)),\"PCSPS \"&msgCompenationCoversBuyout,\"\")\n&IF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,2),CS_GE_PCSPCBuyout=INDEX(tabYesNo,1)),\"PCSPS \"&msgCompenationCoversBuyout,\"\")\n&IF(AND(ynPCSPSERAllowed=INDEX(tabYesNo,1),resCS_CompBalance>0),msgCompBalance,\"\"),\"\")","v":""},"resPCSPSCompMessage2"]
[null,"CSOPS Compensation Message 2 - Message about options",{"$f":"\nIFERROR(IF(AND(MemberStatus=\"CSOPS\",ynCSOPSERAllowed=INDEX(tabYesNo,1),CS_GE_CSOPSBuyout=INDEX(tabYesNo,1)),\"CSOPS \"&msgCompenationCoversBuyout,\"\")\n&IF(AND(MemberStatus=\"PCSPS\",ynCSOPSERAllowed=INDEX(tabYesNo,1),CS_GE_PCSPCBuyout=INDEX(tabYesNo,2)),\"CSSOPS \"&\"Your compensation payment doesn't cover the total cost of the buy-out for your CSOPS benefits.  \",\"\")\n&IF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,2),ynCSOPSERAllowed=INDEX(tabYesNo,1),CS_GE_CSOPSBuyout=INDEX(tabYesNo,1)),\"CSOPS \"&msgCompenationCoversBuyout,\"\")\n&IF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1),CS_GE_CSOPSBuyout=INDEX(tabYesNo,1)),\"CSOPS \"&msgCompenationCoversBuyout,\"\")\n&IF(AND(ynCSOPSERAllowed=INDEX(tabYesNo,1),resCS_CompBalance>0),msgCompBalance,\"\")\n&IFERROR(IF(ynPCSPSFullBuyout=INDEX(tabYesNo,1), msgPCSPSFullBuyOut,\"\"),\"\"),\"\")","v":""},"resCSOPSCompMessage2"]
[]
[]
[null,"CompensationOverall Message",{"$f":"IF(ynUseComp=INDEX(tabYesNo,2),msgDontUseComp,\"\")\n&IF(AND(ynUseComp=INDEX(tabYesNo,1),resCS_CashToPay=errError),\"Click the ‘Create Compensation PDF’ button and send this statement, along with your options forms to your employer.  \",\"\")\n&IF(AND(ynUseComp=INDEX(tabYesNo,1),resCS_CashToPay<>errError),\"Click the ‘Create Compensation PDF’ button and send this statement, along with your options forms to your employer.  MyCSP will let you know how to make your additional payment.  \",\"\")","v":""},"resCompOverallMessage"]
[]
[null,"Sheet : Inputs and Results : Results Tables","Result",null,null,null,"Message to user"]
[null,"Colour coding relates to visio diagram (ARR Partial CS logic v0.XX DDMM2016.vsd), this allows for the partial payment methodocloy brought in post 9 November 2016."]
[null,null,null,null,"Required (True)?  Based on Scenario Above?",null,null,null,"Tests"]
[null,"Unreduced PCSPS Pension paid at ERA",{"$f":"IF(NOT(bresCS_UnRed_Pen_PCSPS_ERA),msgNA,\nIF(AND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynPCSPSERAllowed=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,1)),PCSPSScen_PCSPSUnreducedPenERD,\nPCSPSUnReducedPenRetDate))","v":"Not Applicable"},"resCS_UnRed_Pen_PCSPS_ERA",{"$f":"IF(ynUseComp=INDEX(tabYesNo,2),FALSE,\nIF(bOverallError,FALSE,\nIF(OR(uiynComp=INDEX(tabYesNo,2),AND(ynRetPCSPS=INDEX(tabYesNo,2),ynRetCSOPS<>INDEX(tabYesNo,1))),FALSE,\nIF(OR(\nIF(AND(MemberStatus=\"PCSPS\",ynPCSPSERAllowed=INDEX(tabYesNo,1),CS_GE_PCSPCBuyout=INDEX(tabYesNo,1)),TRUE,FALSE),\nIF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1),CS_GE_PCSPCBuyout=INDEX(tabYesNo,1)),TRUE,FALSE),\nIF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,2),CS_GE_PCSPCBuyout=INDEX(tabYesNo,1)),TRUE,FALSE),\n\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynPCSPSERAllowed=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,1))\n\n),TRUE,FALSE))))","v":false},{"$f":"\"b\"&D254","v":"bresCS_UnRed_Pen_PCSPS_ERA"},"This will be paid immediately.  ","msgCS_UnRed_Pen_PCSPS_ERA"]
[null,"Unreduced PCSPS Lump Sum paid at ERA",{"$f":"IF(NOT(bresCS_UnRed_LS_PCSPS_ERA),msgNA,\nIF(AND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynPCSPSERAllowed=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,1)),PCSPSScen_PCSPSUnreducedLSERD,\nPCSPSUnReducedLSRetDate))","v":"Not Applicable"},"resCS_UnRed_LS_PCSPS_ERA",{"$f":"IF(ynUseComp=INDEX(tabYesNo,2),FALSE,\nIF(AND(uiPCSPS<>INDEX(tabSchemeList,2),uiPCSPS<>INDEX(tabSchemeList,5)),FALSE,\nIF(bOverallError,FALSE,\nIF(OR(uiynComp=INDEX(tabYesNo,2),AND(ynRetPCSPS=INDEX(tabYesNo,2),ynRetCSOPS<>INDEX(tabYesNo,1))),FALSE,\nIF(OR(\nFALSE,\nIF(AND(MemberStatus=\"PCSPS\",ynPCSPSERAllowed=INDEX(tabYesNo,1),CS_GE_PCSPCBuyout=INDEX(tabYesNo,1)),TRUE,FALSE),\nIF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1),CS_GE_PCSPCBuyout=INDEX(tabYesNo,1)),TRUE,FALSE),\nIF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,2),CS_GE_PCSPCBuyout=INDEX(tabYesNo,1)),TRUE,FALSE),\n\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynPCSPSERAllowed=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,1))\n\n),TRUE,FALSE)))))","v":false},{"$f":"\"b\"&D255","v":"bresCS_UnRed_LS_PCSPS_ERA"},"This will be paid immediately.  ","msgCS_UnRed_LS_PCSPS_ERA"]
[null,"ER reduced PCSPS Pension paid at ERA",{"$f":"IF(NOT(bresCS_Red_Pen_PCSPS_ERA),msgNA,\nIF(AND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynPCSPSERAllowed=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,1)),PCSPSScen_PCSPSReducedPenERD,\nReduced_PCSPS_Pen))","v":"Not Applicable"},"resCS_Red_Pen_PCSPS_ERA",{"$f":"IF(bOverallError,FALSE,\nIF(OR(\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,2),ynPCSPSERAllowed=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,1)),\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynPCSPSERAllowed=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,1)),\n),TRUE,FALSE))","v":false},"bresCS_Red_Pen_PCSPS_ERA","This will be paid immediately.  ","msgCS_Red_Pen_PCSPS_ERA",15]
[null,"ER reduced PCSPS Lump Sum paid at ERA",{"$f":"IF(NOT(bresCS_Red_LS_PCSPS_ERA),msgNA,\nIF(AND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynPCSPSERAllowed=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,1)),PCSPSScen_PCSPSReducedLSERD,\nReduced_PCSPS_LS))","v":"Not Applicable"},"resCS_Red_LS_PCSPS_ERA",{"$f":"IF(bOverallError,FALSE,\nIF(AND(uiPCSPS<>INDEX(tabSchemeList,2),uiPCSPS<>INDEX(tabSchemeList,5)),FALSE,\nIF(OR(\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,2),ynPCSPSERAllowed=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,1)),\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynPCSPSERAllowed=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,1))\n),TRUE,FALSE))\n)","v":false},"bresCS_Red_LS_PCSPS_ERA","This will be paid immediately.  ","msgCS_Red_LS_PCSPS_ERA",15]
[null,"Unreduced CSOPS Pension paid at ERA",{"$f":"IF(NOT(bresCS_UnRed_Pen_CSOPS_ERA),msgNA,\nIF(AND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1),ynRetCSOPS=INDEX(tabYesNo,1)),CSOPSScen_CSOPSUnreducedPenERD,\nCSOPSUnreducedPenRetDate))","v":"Not Applicable"},"resCS_UnRed_Pen_CSOPS_ERA",{"$f":"IF(bOverallError,FALSE,\nIF(uiynRetCSOPS=INDEX(tabYesNo,1),\nIF(ynUseComp=INDEX(tabYesNo,2),FALSE,\nIF(OR(\nIF(AND(MemberStatus=\"CSOPS\",ynCSOPSERAllowed=INDEX(tabYesNo,1),CS_GE_CSOPSBuyout=INDEX(tabYesNo,1)),TRUE,FALSE),\nIF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,2),ynCSOPSERAllowed=INDEX(tabYesNo,1),CS_GE_CSOPSBuyout=INDEX(tabYesNo,1)),TRUE,FALSE),\nIF(AND(MemberStatus=\"DUAL\",ynPCSPSERAllowed=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1),CS_GE_CSOPSBuyout=INDEX(tabYesNo,1)),TRUE,FALSE),\n\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1),ynRetCSOPS=INDEX(tabYesNo,1))\n\n),TRUE,FALSE))))","v":false},"bresCS_UnRed_Pen_CSOPS_ERA","This will be paid immediately.  ","msgCS_UnRed_Pen_CSOPS_ERA",52]
[null,"ER Reduced CSOPS Pension paid at ERA",{"$f":"IF(NOT(bresCS_Red_Pen_CSOPS_ERA),msgNA,\nIF(AND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1),ynRetCSOPS=INDEX(tabYesNo,1)),CSOPSScen_CSOPSReducedPenERD,ARRPenBen_Alpha))","v":"Not Applicable"},"resCS_Red_Pen_CSOPS_ERA",{"$f":"IF(bOverallError,FALSE,\nIF(OR(\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,2),ynCSOPSERAllowed=INDEX(tabYesNo,1),ynRetCSOPS=INDEX(tabYesNo,1)),\n\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1),ynRetCSOPS=INDEX(tabYesNo,1)),\n\nFALSE\n),TRUE,FALSE))","v":false},"bresCS_Red_Pen_CSOPS_ERA","This will be paid immediately.  ","msgCS_Red_Pen_CSOPS_ERA","29,30","206 (Comp+Mem)"]
["Deferred","Unreduced PCSPS Pension paid at NPA (EXCLUDE PI)",{"$f":"IF(NOT(bresCS_UnRed_Pen_PCSPS_NPA),msgNA,\nPCSPSUnReducedPenRetDate)","v":"Not Applicable"},"resCS_UnRed_Pen_PCSPS_NPA",{"$f":"IF(bOverallError,FALSE,IF(OR(\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynPCSPSERAllowed=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,2)),\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,2),ynPCSPSERAllowed=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,2)),\nFALSE\n),TRUE,FALSE))","v":false},"bresCS_UnRed_Pen_PCSPS_NPA",{"$f":"\"This will be deferred and paid at your normal pension age.  \"","v":"This will be deferred and paid at your normal pension age.  "},"msgCS_UnRed_Pen_PCSPS_NPA","28,20","206 (Buyoyt - comp + Mem)"]
["Deferred","Unreduced PCSPS Lump Sum paid at NPA (EXCLUDE PI)",{"$f":"IF(NOT(bresCS_UnRed_LS_PCSPS_NPA),msgNA,\nPCSPSUnReducedLSRetDate)","v":"Not Applicable"},"resCS_UnRed_LS_PCSPS_NPA",{"$f":"IF(bOverallError,FALSE,\nIF(AND(uiPCSPS<>INDEX(tabSchemeList,2),uiPCSPS<>INDEX(tabSchemeList,5)),FALSE,\nIF(OR(\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynPCSPSERAllowed=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,2)),\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,2),ynPCSPSERAllowed=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,2)),\nFALSE\n),TRUE,FALSE)))","v":false},"bresCS_UnRed_LS_PCSPS_NPA",{"$f":"\"This will be deferred and paid at your normal pension age.  \"","v":"This will be deferred and paid at your normal pension age.  "},"msgCS_UnRed_LS_PCSPS_NPA",28]
["Deferred","Unreduced CSOPS Pension paid at NPA (SPA) (EXCLUDE TO)",{"$f":"IF(NOT(bresCS_UnRed_Pen_CSOPS_NPA),msgNA,\nCSOPSUnreducedPenRetDate)","v":"Not Applicable"},"resCS_UnRed_Pen_CSOPS_NPA",{"$f":"IF(bOverallError,FALSE,\nIF(OR(\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,2),ynCSOPSERAllowed=INDEX(tabYesNo,1),ynRetCSOPS<>INDEX(tabYesNo,1)),\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1),ynRetCSOPS<>INDEX(tabYesNo,1)),\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynCSOPSERAllowed<>INDEX(tabYesNo,1),CSOPS<>INDEX(tabSchemeList2,1)),\nFALSE\n),TRUE,FALSE))","v":false},"bresCS_UnRed_Pen_CSOPS_NPA",{"$f":"\"This will be deferred and paid at your normal pension age.  \"","v":"This will be deferred and paid at your normal pension age.  "},"msgCS_UnRed_Pen_CSOPS_NPA","21,22"]
[]
[null,"Compensation Balance to member",{"$f":"IF(NOT(bresCS_CompBalance),errError,\nToUse_CompCash)","v":"Error"},"resCS_CompBalance",{"$f":"IF(bOverallError,FALSE,\nIF(ynUseComp=INDEX(tabYesNo,2),TRUE,\nIF(OR(\nAND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),OR(ynCSOPSERAllowed=INDEX(tabYesNo,1),ynPCSPSERAllowed=INDEX(tabYesNo,1)))\n),TRUE,FALSE)))","v":false},"bresCS_CompBalance",{"$f":"IF(resCS_CompBalance=0,\"Your compensation will be retained to cover the cost of buying out the reduction to your pension.  \",\"\")\n&IF(OR(ynUseComp=INDEX(tabYesNo,2),AND(ynUseComp=INDEX(tabYesNo,1),ynRetPCSPS=INDEX(tabYesNo,2),ynRetCSOPS<>INDEX(tabYesNo,1))),\"As you are not taking ARR buyout this payment excludes any Employer Top Up.  \",\"\")\n&IF(AND(ynRetPCSPS=INDEX(tabYesNo,1),ynRetCSOPS<>INDEX(tabYesNo,1),DUALScen_CompCashPostPCSPS<>DUALScen_CompCashPostPCSPSExcER),\"As you are not fully buying out your PCSPS and CSOPS pensions you will lose \"&TEXT(DUALScen_CompCashPostPCSPS-DUALScen_CompCashPostPCSPSExcER,\"£#,##0.00\")&\" of employer top up.  \",\"\")\n&IF(AND(ynRetPCSPS=INDEX(tabYesNo,1),ynRetCSOPS=INDEX(tabYesNo,1),DUALScen_CompCashPostPCSPS<>DUALScen_CompCashPostPCSPSExcER),\"As you are not fully buying out your PCSPS and CSOPS pensions you will lose \"&TEXT(DUALScen_CompCashPostPCSPS-DUALScen_CompCashPostPCSPSExcER,\"£#,##0.00\")&\" of employer top up.  \",\"\")\n&IF(AND(ynUseComp=INDEX(tabYesNo,2)),\"This is your full compensation.  \",\"\")\n&IF(resCS_CompBalance=0,\"\",\"Any payment is subject to subject to tax.  \")","v":{"$error":"#N/A"}},"msgCS_CompBalance","15,28,21,22,29,30"]
[null,"Member pays a cash lump sum AddnCash ",{"$f":"IF(NOT(bresCS_CashToPay),errError,\nIF(AND(ynComp=INDEX(tabYesNo,1),ynUseComp=INDEX(tabYesNo,1),ynCSOPSERAllowed=INDEX(tabYesNo,1),ynRetCSOPS=INDEX(tabYesNo,1)),AddnCash,\nAddnCash))","v":"Error"},"resCS_CashToPay",{"$f":"IF(bOverallError,FALSE,\nIF(AND(AddnCash>0),TRUE,FALSE))","v":false},"bresCS_CashToPay",{"$f":"IF(resCS_CashToPay>0,\"MyCSP will contact you to confirm how to pay this.  \",\"\")","v":"MyCSP will contact you to confirm how to pay this.  "},"msgCS_CashToPay",null,206]
[]
[]
[]
[null,"Sheet : ARRCS Statement :  Outputs"]
[null,null,{"$f":"IF(ynComp=INDEX(tabYesNo,1),\"ARRCS_Statement\",\"\")","v":""},"resCSStateSheet"]
[null,"XXX","ARRCS_Statement","rexARRSt_XXX"]
[]
[null,"Sheet ARR Statement : Outputs"]
[null,null,{"$f":"IF(ynComp=INDEX(tabYesNo,2),\"ARR_Statement\",\"\")","v":"ARR_Statement"},"resARRStateSheet"]
[null,"XXX","XXX","rexComSt_XXX"]
[]
[]
[null,null,"CSCS - Business Assumptions"]
[]
[]
[null,"Business Assumptions"]
[]
[null,"Business assumptions","Value","Name"]
[null,"Miniumum Allowable Ret Age",50,"dMinERA"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,{"$f":"strToolName&\" - System Variables\"","v":"Actuarial Reduction Buy-out Calculator - System Variables"}]
[]
[]
[null,"Version Number",1.2,"VersionNumber"]
[null,"Security Classification","Unclassified","SecurityClassification"]
[null,"Tool Name","Actuarial Reduction Buy-out Calculator","strToolName"]
[null,"Today's Date",{"$f":"TODAY()","v":"2023-10-04"},"dayToday"]
[null,"Tool Expiry Date","2999-04-01","dayExpiry"]
[null,"Date tool is valid from ","2023-09-29","dayValidFrom"]
[]
[]
[]
[null,{"$f":"strToolName&\" - Error Checking\"","v":"Actuarial Reduction Buy-out Calculator - Error Checking"}]
[]
[]
[null,"Part 1 Error Checking"]
[null,"uiInputsError",{"$f":"uiInputsError","v":true},"bUIError"]
[null,"Expiration (FALSE=OK)",{"$f":"IF(dayToday>dayExpiry,TRUE,FALSE)","v":false},"bExpiryError"]
[null,"Version (FALSE=OK)",{"$f":"IF(VersionNumber<>MAX(tabVersionNumber),TRUE,FALSE)","v":false},"bVersionError"]
[null,"Ineligible for both schemes",{"$f":"IF(AND(ynPCSPSERAllowed=INDEX(tabYesNo,2),ynCSOPSERAllowed=INDEX(tabYesNo,2)),TRUE,FALSE)","v":true},"bBothSchemeIneligible"]
[null,"PCSPSCompMessage1 fail",{"$f":"IF(AND(ynPCSPSERAllowed=INDEX(tabYesNo,2),ynCSOPSERAllowed=INDEX(tabYesNo,2)),TRUE,FALSE)","v":true},"bPCSPSCompMessage1"]
[null,"CSOSPCompMessage1 fail",{"$f":"IF(AND(ynPCSPSERAllowed=INDEX(tabYesNo,2),ynCSOPSERAllowed=INDEX(tabYesNo,2)),TRUE,FALSE)","v":true},"bCSOPSCompMessage1"]
[]
[null,null,null," "]
[null,"Overall Error",{"$f":"IF(OR(bUIError,bExpiryError,bVersionError,bBothSchemeIneligible,bPCSPSCompMessage1,bCSOPSCompMessage1),TRUE,FALSE)","v":true},"bOverallError"]
[]
[null,"Part 1 Age/NPA out of range",{"$f":"IF(OR(AND(ISERROR(ERFPen_65),OR(\"premium (pension age 65)\"=\"nuvos\",\"premium (pension age 65)\"=\"premium (pension age 65)\")),AND(ISERROR(ERFPen_60),OR(Scheme = \"classic\",Scheme = \"classic plus\",Scheme = \"premium (pension age 60)\" ))),TRUE,FALSE)","v":true},"bTableValueNotFound"]
[null,"Over Part 1 Pension Age",{"$f":"IF(ISERROR(dAgeERD<dNPA),FALSE,IF(dAgeERD<dNPA,FALSE,TRUE))","v":false},"bOverPA"]
[null,"Part 2 Age/NPA out of range",{"$f":"IF(ISERROR(ERFPen_Alpha),TRUE,FALSE)","v":false},"bP2TableValueNotFound"]
[null,"Over Part 2 Pension Age",{"$f":"IF((dAgeERD<resdSPA_CY),FALSE,TRUE)","v":true},"bP2OverPA"]
[]
[null,"P1 Overall Error (FALSE=OK)",{"$f":"IF(OR(bTableValueNotFound,bOverPA,bExpiryError,bVersionError),TRUE,FALSE)","v":true},"bP1OverallError"]
[null,"P2 Overall Error (FALSE=OK)",{"$f":"IF(OR(bP2TableValueNotFound,bP2OverPA,bExpiryError,bVersionError,bP2TableValueNotFound,bP2OverPA),TRUE,FALSE)","v":true},"bP2OverallError"]
[]
[]
[null,{"$f":"strToolName&\" - Errors and Messages\"","v":"Actuarial Reduction Buy-out Calculator - Errors and Messages"}]
[]
[]
[]
[null,"Error Messages"]
[null,"Check inputs.  ",null,null,null,null,null,null,"errUIError"]
[null,"Check Version Number.  ","errVersion",null,null,null,null,null,"errVersion"]
[null,{"$f":"\"Tool Expired on \"&TEXT(dayExpiry,\"dd/mm/yyyy\")&\" please contact MyCSP for a new copy.  \"","v":"Tool Expired on 01/04/2999 please contact MyCSP for a new copy.  "},"errExpiration",null,null,null,null,null,"errExpiration"]
[]
[]
[null,"Final Message"]
[null,{"$f":"IF(bOverallError,\n      IF(bUIError,errUIError,\"\")\n      &IF(bVersionError,errVersion,\"\")\n      &IF(bExpiryError,_errExpiration,\"\")\n      &IF(bBothSchemeIneligible,errBothSchemeIneligible,\"\")\n     &IF(bPCSPSCompMessage1,msgCheckCompSection,\"\")\n     &IF(bCSOPSCompMessage1,msgCheckCompSection,\"\"),\n\nmsgNoErrors)","v":"Check inputs.  You are not eligible to receive ARR, see note above.  Check compensation section.  Check compensation section.  "},null,null,null,null,null,null,"errFinal"]
[]
[]
[]
[null,"General Messages"]
[null,"You have chosen to fully buyout your PCSPS benefits. You are entitled to either defer or buyout some or all of your CSOPS pension.",null,null,null,null,null,null,"msgPCSPSFullBuyOut"]
[null,"Employer only top up contributions not allowed.  ",null,null,null,null,null,null,"msgEROnlyNotAlowed"]
[null,"If you have an EPA please contact MyCSP for additional information.  ",null,null,null,null,null,null,"msgEPANotAllowed"]
[null,"You cannot retire from CSOPS and Defer PCSPS benefits.  ",null,null,null,null,null,null,"msgCannotRetPCPSSAdnDefCSOPS"]
[null,"You will also receive the remaining balance of your compensation as a lump sum payment.  ",null,null,null,null,null,null,"msgCompBalance"]
[null,{"$f":" \"Enter zero or valid value.\"","v":"Enter zero or valid value."},null,null,null,null,null,null,"msgAddnCashMuliple1000",null,"msgEROnlyNotAlowed"]
[null,{"$f":"\"This must either zero or above but less than the maxiumum amount of \"\n&IF(ynRetCSOPS=INDEX(tabYesNo,1),TEXT(CompMinusARR,\"£#,##0.00\"),TEXT(CompMinusPCSPSARR,\"£#,##0.00\"))\n&\".  \"","v":"This must either zero or above but less than the maxiumum amount of £0.00.  "},null,null,null,null,null,null,"msgAddnCashOutOfRange"]
[null,"Your compensation payment covers the total cost of the buy-out for your PCSPS benefits.  ",null,null,null,null,null,null,"msgCompenationCoversBuyout"]
[null,"Not applicable/option not available.  ",null,null,null,null,null,null,"msgAddnCashNotRequired"]
[null,"Total compensation must be less than total buyout amount.  ",null,null,null,null,null,null,"msgEEplERCompGTTotBuyout"]
[null,"Check compensation section.  ",null,null,null,null,null,null,"msgCheckCompSection"]
[null,"You are entitled to use your compensation to buyout some or all of your ARR in the PCSPS.  ",null,null,null,null,null,null,"msgPCSPSEntitled"]
[null,"You are entitled to buy-out some or all of the ARR of your PCSPS benefits.  ",null,null,null,null,null,null,"msgPCSPSEntitledDual"]
[null,"You are entitled to use your compensation to buyout some or all of your ARR in the CSOPS.  ",null,null,null,null,null,null,"msgCSOPSEntitled"]
[null,"You are only entitled to a CSOPS quotation.",null,null,null,null,null,null,"msgCSOPSEntitledDual"]
[null,"Employer top-up should not be greater than the total ARR buyout amount.",null,null,null,null,null,null,"msgALLBuyout_GE_CompER"]
[null,"Employer top-up should not be greater than the total CSOPS ARR buyout amount.",null,null,null,null,null,null,"msgCSOPSBuyout_GE_CompER"]
[null,"Employer top-up should not be greater than the total PCSPS ARR buyout amount.",null,null,null,null,null,null,"msgPCSPSBuyout_GE_CompER"]
[null,"You are not eligible to receive ARR, see note above.  ",null,null,null,null,null,null,"errBothSchemeIneligible"]
[null,{"$f":"\"Must be on or after \"&TEXT(dayValidFrom,\"dd/mm/yyyy\")&\".  \"","v":"Must be on or after 29/09/2023.  "},null,null,null,null,null,null,"msgValidFrom"]
[null,{"$f":"\"Scheme not allowed.  \"","v":"Scheme not allowed.  "},null,null,null,null,null,null,"_errScheme"]
[null,{"$f":"\"Tool expires on \"&TEXT(dayExpiry,\"dd/mm/yyyy\")&\".  \"","v":"Tool expires on 01/04/2999.  "},null,null,null,null,null,null,"msgExpiration"]
[null,"This is an ARR quotation and should not be used for compensation purposes.  ",null,null,null,null,null,null,"msgNotCompQuote"]
[null,"You are either over the maximum pension age or under the minimum pension age in both schemes and therefore this buy-out calculator is not appicable.  ",null,null,null,null,null,null,"msgOverUnderPABothSchemes"]
[null,"Continue to next section.  ",null,null,null,null,null,null,"msgContinue"]
[null,"You have indicated that you do not want to use you compensation to pay for your ARR. Please complete your options forms and return them to your employer.  ",null,null,null,null,null,null,"msgDontUseComp"]
[null,"You are either over the maximum pension age or under the minimum pension age.",null,null,null,null,null,null,"msgOverUnderPA"]
[null,"Field should be empty.  ",null,null,null,null,null,null,"errFieldShouldBeEmpty"]
[null,"Required Field.  ",null,null,null,null,null,null,"errRequiredField"]
[null,{"$f":"\"Error\"","v":"Error"},null,null,null,null,null,null,"_errOverallShort"]
[null,"File not in correct location or filename incorrect, use correct version.  ",null,null,null,null,null,null,"_errLocation"]
[null,{"$f":"\"Security Classification: \"&SecurityClassification&\".  \"","v":"Security Classification: Unclassified.  "},null,null,null,null,null,null,"msgSecurityClassification"]
[null,{"$f":"\"\" &TEXT(NOW(),\"hh:mm,  dd mmm yyyy \")&\".  \"","v":"15:33,  04 Oct 2023 .  "},null,null,null,null,null,null,"msgPrint"]
[null,{"$f":"\"Calculator Version Number : \"&(TEXT(VersionNumber,\"0.00\"))&\".  \"","v":"Calculator Version Number : 1.20.  "},null,null,null,null,null,null,"msgVersionNumber"]
[null,{"$f":"\"Filename : \"&LEFT(CELL(\"filename\",strToolName),FIND(\"]\",CELL(\"filename\",strToolName))-1)","v":"Filename : \\\\MCCLPRDFSSM385\\XDrive\\Systems Support\\Application Team\\Calculators 2023 Updates\\2023 Updated\\ARR Buyout Calculator (Matthew Bates updated)\\[UNLOCKED arr-buyout-calculator-August 2023.xlsm"},null,null,null,null,null,null,"msgFileName"]
[null,"PDF saved to : TBC",null,null,null,null,null,null,"msgPDFSaveLocation"]
[null,"The figures provided by this calculator are for illustration purposes only. Individuals should not enter into financial commitments based on the figures provided. Pension and compensation benefits are only payable in accordance with the rules of the schemes and this illustration does not override these. If there is a difference between this estimate and the rules of the schemes or what is payable under the rules, the rules of the schemes will apply. ",null,null,null,null,null,null,"msgCaveats"]
[null,"You must complete this field",null,null,null,null,null,null,"msgCompulsoryField"]
[null,{"$f":"IF(bOverPA,\"Over pension age, so no actuarial reduction.\",\"\")","v":""},null,null,null,null,null,null,"msgOverPA"]
[null,"Error",null,null,null,null,null,null,"errError"]
[{"$f":"IF(bVersionError,\"Check Version Number.  \",\"\")","v":""},{"$f":"IF(bTableValueNotFound,\"Table value out of range, check if age or early retirement age is allowable.  \",\"\")","v":"Table value out of range, check if age or early retirement age is allowable.  "},null,null,null,null,null,null,"errTableValueNotFound"]
[null,{"$f":"IF(bP2TableValueNotFound,\"P2 Table value out of range, check if age or early retirement age is allowable.  \",\"\")","v":""},null,null,null,null,null,null,"errP2TableValueNotFound"]
[null,"Not Applicable",null,null,null,null,null,null,"msgNA"]
[null,{"$f":"IF(bP2OverPA,\"Over State Pension Age, so no actuarial reduction.\",\"\")","v":"Over State Pension Age, so no actuarial reduction."},null,null,null,null,null,null,"msgP2OverPA"]
[null,"No Errors Found",null,null,null,null,null,null,"msgNoErrors"]
[null,{"$f":"IF(resARPen_alpha = \"Error\",msgFuturePen  & msgCaveats,msgCaveats)","v":"The figures provided by this calculator are for illustration purposes only. Individuals should not enter into financial commitments based on the figures provided. Pension and compensation benefits are only payable in accordance with the rules of the schemes and this illustration does not override these. If there is a difference between this estimate and the rules of the schemes or what is payable under the rules, the rules of the schemes will apply. "},null,null,null,null,null,null,"msgCaveats2","resARPen_alpha = \"Error\""]
[null,"As your State Pension Age is so far in the future, we are unable to accurately project your alpha pension.",null,null,null,null,null,null,"msgFuturePen"]
[]
[]
[null,null,{"$f":"strToolName&\" - Tables\"","v":"Actuarial Reduction Buy-out Calculator - Tables"}]
[]
[]
[null,"Tables used in calculations/sheets"]
[]
[null,"tabYesNo"]
[null,"Yes/No"]
[null,"Yes"]
[null,"No"]
[]
[null,"tabSchemeList2"]
[null,"CSOPS Scheme List"]
[null,{"$f":"msgNA","v":"Not Applicable"}]
[null,"alpha"]
[]
[null,"tabSchemeList, tabNPA,tabSchemeListMPA"]
[null,"Scheme List","NPA","MPA"]
[null,{"$f":"msgNA","v":"Not Applicable"},"NA",55]
[null,"classic",60,50]
[null,"premium (pension age 60)",60,50]
[null,"premium (pension age 65)",65,50]
[null,"classic plus",60,50]
[null,"nuvos",65,55]
[null,"alpha","SPA",55]

{"sheet":"PCCPSTables_hide","index":3,"n_rows":115,"n_cols":18,"rows_kept":115,"cut":false,"hidden":true,"merged":[[67,1,67,11],[84,1,84,11],[29,1,29,11],[47,1,47,11],[101,1,101,13],[3,2,3,14],[4,2,4,14],[5,2,5,14],[0,2,0,11],[12,1,12,11]]}
[null,null,{"$f":"strToolName&\" - PCSPS Table Data\"","v":"Actuarial Reduction Buy-out Calculator - PCSPS Table Data"}]
[]
[]
[null,"Description","This sheet is intended to be used by ADMINISTRATION staff as a backend tool.  It is not expected that this will be exposed to the public users.\n* Excludes Pension Credit Members\n* These factors should not be used for members who retire before age 55 and whose deemed date for pension increases occurs before\nthe date of early retirement.\n"]
[null,"Schemes","All PCSPS.  Applicable from 29/6/2023 only"]
[null,"Source of Data","CS_GB Consolidated Factors 2023-03.xlsm"]
[]
[]
[null,"ERF"]
[]
[null,"tabARRPenC_CP_P"]
[null,"Actuarially reduced pension - classic/classic plus/premium"]
[null,"GAD Table 1 - P1ER60PEN1 – Early retirement for all members except for those members retiring before age 55 whose deemed date for pension increases is in an earlier financial year than when the date of early retirement occurs (Circumstance 1).  Classic and Premium NPA 60 members.  Factors for calculating the actuarially reduced pension.  "]
[null,null,50,51,52,53,54,55,56,57,58,59,60]
[null,0,0.67300000000000004,0.69599999999999995,0.72,0.747,0.77500000000000002,0.80600000000000005,0.84099999999999997,0.877,0.91600000000000004,0.95699999999999996,1]
[null,1,0.67500000000000004,0.69799999999999995,0.72199999999999998,0.75,0.77800000000000002,0.80900000000000005,0.84399999999999997,0.88,0.91900000000000004,0.96099999999999997]
[null,2,0.67700000000000005,0.7,0.72499999999999998,0.752,0.78,0.81200000000000006,0.84699999999999998,0.88300000000000001,0.92300000000000004,0.96399999999999997]
[null,3,0.67900000000000005,0.70199999999999996,0.72699999999999998,0.754,0.78300000000000003,0.81499999999999995,0.85,0.88600000000000001,0.92600000000000005,0.96799999999999997]
[null,4,0.68100000000000005,0.70399999999999996,0.72899999999999998,0.75700000000000001,0.78600000000000003,0.81799999999999995,0.85299999999999998,0.89,0.92900000000000005,0.97199999999999998]
[null,5,0.68300000000000005,0.70599999999999996,0.73099999999999998,0.75900000000000001,0.78800000000000003,0.82099999999999995,0.85599999999999998,0.89300000000000002,0.93300000000000005,0.97599999999999998]
[null,6,0.68400000000000005,0.70799999999999996,0.73399999999999999,0.76100000000000001,0.79100000000000004,0.82299999999999995,0.85899999999999999,0.89600000000000002,0.93600000000000005,0.97899999999999998]
[null,7,0.68600000000000005,0.71,0.73599999999999999,0.76400000000000001,0.79300000000000004,0.82599999999999996,0.86199999999999999,0.89900000000000002,0.94,0.98299999999999998]
[null,8,0.68799999999999994,0.71199999999999997,0.73799999999999999,0.76600000000000001,0.79600000000000004,0.82899999999999996,0.86499999999999999,0.90300000000000002,0.94299999999999995,0.98699999999999999]
[null,9,0.69,0.71399999999999997,0.74,0.76800000000000002,0.79900000000000004,0.83199999999999996,0.86799999999999999,0.90600000000000003,0.94599999999999995,0.99099999999999999]
[null,10,0.69199999999999995,0.71599999999999997,0.74299999999999999,0.77100000000000002,0.80100000000000005,0.83499999999999996,0.871,0.90900000000000003,0.95,0.99399999999999999]
[null,11,0.69399999999999995,0.71799999999999997,0.745,0.77300000000000002,0.80400000000000005,0.83799999999999997,0.874,0.91200000000000003,0.95299999999999996,0.998]
[]
[null,"tabARRLSC_CP"]
[null,"Actuarially reduced lump sum - classic/classic plus"]
[null,"GAD Table 2 - P1ER60LS1 – Early retirement for all members except for those members retiring before age 55 whose deemed date for pension increases is in an earlier financial year than when the date of early retirement (Circumstance 1).  Classic NPA 60 members"]
[null,null,50,51,52,53,54,55,56,57,58,59]
[null,0,0.84599999999999997,0.86,0.875,0.89,0.90500000000000003,0.92,0.93600000000000005,0.95199999999999996,0.96799999999999997,0.98399999999999999,1]
[null,1,0.84699999999999998,0.86099999999999999,0.876,0.89100000000000001,0.90600000000000003,0.92100000000000004,0.93700000000000006,0.95299999999999996,0.96899999999999997,0.98499999999999999]
[null,2,0.84799999999999998,0.86199999999999999,0.877,0.89200000000000002,0.90700000000000003,0.92200000000000004,0.93799999999999994,0.95399999999999996,0.97,0.98699999999999999]
[null,3,0.84899999999999998,0.86299999999999999,0.878,0.89300000000000002,0.90800000000000003,0.92400000000000004,0.94,0.95599999999999996,0.97199999999999998,0.98799999999999999]
[null,4,0.85,0.86499999999999999,0.88,0.89500000000000002,0.91,0.92500000000000004,0.94099999999999995,0.95699999999999996,0.97299999999999998,0.98899999999999999]
[null,5,0.85099999999999998,0.86599999999999999,0.88100000000000001,0.89600000000000002,0.91100000000000003,0.92600000000000005,0.94199999999999995,0.95799999999999996,0.97399999999999998,0.99099999999999999]
[null,6,0.85299999999999998,0.86699999999999999,0.88200000000000001,0.89700000000000002,0.91200000000000003,0.92800000000000005,0.94399999999999995,0.96,0.97599999999999998,0.99199999999999999]
[null,7,0.85399999999999998,0.86799999999999999,0.88300000000000001,0.89800000000000002,0.91300000000000003,0.92900000000000005,0.94499999999999995,0.96099999999999997,0.97699999999999998,0.99399999999999999]
[null,8,0.85499999999999998,0.87,0.88500000000000001,0.9,0.91500000000000004,0.93,0.94599999999999995,0.96199999999999997,0.97799999999999998,0.995]
[null,9,0.85599999999999998,0.871,0.88600000000000001,0.90100000000000002,0.91600000000000004,0.93200000000000005,0.94799999999999995,0.96399999999999997,0.98,0.996]
[null,10,0.85699999999999998,0.872,0.88700000000000001,0.90200000000000002,0.91700000000000004,0.93300000000000005,0.94899999999999995,0.96499999999999997,0.98099999999999998,0.998]
[null,11,0.85799999999999998,0.873,0.88800000000000001,0.90300000000000002,0.91800000000000004,0.93400000000000005,0.95,0.96599999999999997,0.98199999999999998,0.999]
[]
[null,"tabARRPenP"]
[]
[null,"Actuarially reduced pension - premium (NPA 65)"]
[null,"GAD Table 5: P1ER65PEN1 – Early retirement for all members except for those members retiring before age 55 whose deemed date for pension increases is in an earlier financial year than when the date of early retirement occurs (Circumstance 1).  Classic and Premium NPA 65 members"]
[null,null,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64]
[null,0,0.52900000000000003,0.54700000000000004,0.56599999999999995,0.58599999999999997,0.60799999999999998,0.63200000000000001,0.65800000000000003,0.68600000000000005,0.71499999999999997,0.747,0.78300000000000003,0.82,0.86,0.90300000000000002,0.95,1]
[null,1,0.53,0.54800000000000004,0.56799999999999995,0.58799999999999997,0.61,0.63400000000000001,0.66100000000000003,0.68899999999999995,0.71799999999999997,0.75,0.78600000000000003,0.82299999999999995,0.86299999999999999,0.90700000000000003,0.95499999999999996]
[null,2,0.53200000000000003,0.55000000000000004,0.56899999999999995,0.59,0.61199999999999999,0.63600000000000001,0.66300000000000003,0.69099999999999995,0.72099999999999997,0.753,0.78900000000000003,0.82599999999999996,0.86699999999999999,0.91100000000000003,0.95899999999999996]
[null,3,0.53300000000000003,0.55200000000000005,0.57099999999999995,0.59099999999999997,0.61399999999999999,0.63900000000000001,0.66500000000000004,0.69299999999999995,0.72299999999999998,0.75600000000000001,0.79200000000000004,0.83,0.871,0.91500000000000004,0.96299999999999997]
[null,4,0.53500000000000003,0.55300000000000005,0.57299999999999995,0.59299999999999997,0.61599999999999999,0.64100000000000001,0.66800000000000004,0.69599999999999995,0.72599999999999998,0.75900000000000001,0.79500000000000004,0.83299999999999996,0.874,0.91900000000000004,0.96799999999999997]
[null,5,0.53600000000000003,0.55500000000000005,0.57399999999999995,0.59499999999999997,0.61799999999999999,0.64300000000000002,0.67,0.69799999999999995,0.72899999999999998,0.76200000000000001,0.79800000000000004,0.83599999999999997,0.878,0.92300000000000004,0.97199999999999998]
[null,6,0.53800000000000003,0.55600000000000005,0.57599999999999996,0.59699999999999998,0.62,0.64500000000000002,0.67200000000000004,0.70099999999999996,0.73099999999999998,0.76500000000000001,0.80100000000000005,0.84,0.88100000000000001,0.92600000000000005,0.97599999999999998]
[null,7,0.53900000000000003,0.55800000000000005,0.57799999999999996,0.59899999999999998,0.622,0.64700000000000002,0.67500000000000004,0.70299999999999996,0.73399999999999999,0.76800000000000002,0.80400000000000005,0.84299999999999997,0.88500000000000001,0.93,0.98099999999999998]
[null,8,0.54100000000000004,0.55900000000000005,0.57899999999999996,0.60099999999999998,0.624,0.64900000000000002,0.67700000000000005,0.70599999999999996,0.73699999999999999,0.77100000000000002,0.80700000000000005,0.84599999999999997,0.88800000000000001,0.93400000000000005,0.98499999999999999]
[null,9,0.54200000000000004,0.56100000000000005,0.58099999999999996,0.60199999999999998,0.626,0.65200000000000002,0.67900000000000005,0.70799999999999996,0.73899999999999999,0.77400000000000002,0.81,0.85,0.89200000000000002,0.93799999999999994,0.98899999999999999]
[null,10,0.54400000000000004,0.56299999999999994,0.58299999999999996,0.60399999999999998,0.628,0.65400000000000003,0.68200000000000005,0.71,0.74199999999999999,0.77700000000000002,0.81299999999999994,0.85299999999999998,0.89600000000000002,0.94199999999999995,0.99399999999999999]
[null,11,0.54500000000000004,0.56399999999999995,0.58399999999999996,0.60599999999999998,0.63,0.65600000000000003,0.68400000000000005,0.71299999999999997,0.745,0.78,0.81599999999999995,0.85599999999999998,0.89900000000000002,0.94599999999999995,0.998]
[]
[]
[null,"Buyout Factors"]
[]
[null,"tabARRBuyout_PA60"]
[null,"Factors for actuarial reduction buyout : Normal Pension Age 60"]
[null,"GADTable 1: P1ARBO60 - ARBO factors for classic or premium members with an NPA of 60"]
[null,null,50,51,52,53,54,55,56,57,58,59]
[null,0,8.8800000000000008,8.11,7.32,6.5,5.64,4.75,3.84,2.9,1.95,0.99,0]
[null,1,8.81,8.0500000000000007,7.25,6.43,5.57,4.68,3.76,2.83,1.87,0.9]
[null,2,8.75,7.98,7.19,6.36,5.49,4.5999999999999996,3.68,2.75,1.79,0.82]
[null,3,8.69,7.92,7.12,6.29,5.42,4.5199999999999996,3.6,2.67,1.71,0.74]
[null,4,8.6199999999999992,7.85,7.05,6.21,5.35,4.45,3.53,2.59,1.63,0.66]
[null,5,8.56,7.78,6.98,6.14,5.27,4.37,3.45,2.5099999999999998,1.55,0.57999999999999996]
[null,6,8.49,7.72,6.91,6.07,5.2,4.29,3.37,2.4300000000000002,1.47,0.49]
[null,7,8.43,7.65,6.84,6,5.12,4.22,3.29,2.35,1.39,0.41]
[null,8,8.3699999999999992,7.59,6.77,5.93,5.05,4.1399999999999997,3.22,2.27,1.31,0.33]
[null,9,8.3000000000000007,7.52,6.71,5.86,4.9800000000000004,4.07,3.14,2.19,1.23,0.25]
[null,10,8.24,7.45,6.64,5.79,4.9000000000000004,3.99,3.06,2.11,1.1499999999999999,0.16]
[null,11,8.18,7.39,6.57,5.71,4.83,3.91,2.98,2.0299999999999998,1.07,0.08]
[]
[null,"tabARRBuyout_nuvos"]
[null,"Factors for actuarial reduction buyout : nuvos "]
[null,"GAD Table 3: P1ARBO65NUV - ARBO factors for nuvos members"]
[null,null,55,56,57,58,59,60,61,62,63,64]
[null,0,9.0399999999999991,8.1999999999999993,7.36,6.49,5.62,4.72,3.82,2.89,1.95,0.98,0]
[null,1,8.9700000000000006,8.1300000000000008,7.28,6.42,5.54,4.6500000000000004,3.74,2.81,1.87,0.9]
[null,2,8.9,8.06,7.21,6.35,5.47,4.57,3.66,2.73,1.79,0.82]
[null,3,8.83,7.99,7.14,6.27,5.39,4.5,3.58,2.65,1.71,0.74]
[null,4,8.76,7.92,7.07,6.2,5.32,4.42,3.51,2.58,1.63,0.66]
[null,5,8.69,7.85,7,6.13,5.24,4.3499999999999996,3.43,2.5,1.55,0.56999999999999995]
[null,6,8.6199999999999992,7.78,6.92,6.06,5.17,4.2699999999999996,3.35,2.42,1.46,0.49]
[null,7,8.5500000000000007,7.71,6.85,5.98,5.0999999999999996,4.1900000000000004,3.28,2.34,1.38,0.41]
[null,8,8.48,7.64,6.78,5.91,5.0199999999999996,4.12,3.2,2.2599999999999998,1.3,0.33]
[null,9,8.41,7.57,6.71,5.84,4.95,4.04,3.12,2.1800000000000002,1.22,0.25]
[null,10,8.34,7.5,6.64,5.76,4.87,3.97,3.04,2.1,1.1399999999999999,0.16]
[null,11,8.27,7.43,6.57,5.69,4.8,3.89,2.97,2.02,1.06,0.08]
[]
[null,"tabARRBuyoutP_PA65"]
[null,"Factors for actuarial reduction buyout : Premium members with Normal Pension Age 65"]
[null,"GAD Table 2: P1ARBO65FS - ARBO factors for classic or premium members with an NPA of 65.  NOTE :These factors should not be used for members who retire before age 55 and whose deemed date for pension increases occurs before the date of early retirement."]
[null,null,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64]
[null,0,12.78,12.09,11.37,10.63,9.85,9.0399999999999991,8.1999999999999993,7.36,6.49,5.62,4.72,3.82,2.89,1.95,0.98,0]
[null,1,12.73,12.03,11.31,10.56,9.7799999999999994,8.9700000000000006,8.1300000000000008,7.28,6.42,5.54,4.6500000000000004,3.74,2.81,1.87,0.9]
[null,2,12.67,11.97,11.25,10.5,9.7100000000000009,8.9,8.06,7.21,6.35,5.47,4.57,3.66,2.73,1.79,0.82]
[null,3,12.61,11.91,11.19,10.43,9.65,8.83,7.99,7.14,6.27,5.39,4.5,3.58,2.65,1.71,0.74]
[null,4,12.55,11.85,11.13,10.37,9.58,8.76,7.92,7.07,6.2,5.32,4.42,3.51,2.58,1.63,0.66]
[null,5,12.5,11.79,11.06,10.3,9.51,8.69,7.85,7,6.13,5.24,4.3499999999999996,3.43,2.5,1.55,0.56999999999999995]
[null,6,12.44,11.73,11,10.24,9.44,8.6199999999999992,7.78,6.92,6.06,5.17,4.2699999999999996,3.35,2.42,1.46,0.49]
[null,7,12.38,11.67,10.94,10.17,9.3800000000000008,8.5500000000000007,7.71,6.85,5.98,5.0999999999999996,4.1900000000000004,3.28,2.34,1.38,0.41]
[null,8,12.32,11.61,10.88,10.11,9.31,8.48,7.64,6.78,5.91,5.0199999999999996,4.12,3.2,2.2599999999999998,1.3,0.33]
[null,9,12.27,11.55,10.81,10.039999999999999,9.24,8.41,7.57,6.71,5.84,4.95,4.04,3.12,2.1800000000000002,1.22,0.25]
[null,10,12.21,11.49,10.75,9.98,9.17,8.34,7.5,6.64,5.76,4.87,3.97,3.04,2.1,1.1399999999999999,0.16]
[null,11,12.15,11.43,10.69,9.91,9.1,8.27,7.43,6.57,5.69,4.8,3.89,2.97,2.02,1.06,0.08]

{"sheet":"CSOPSTables_hide","index":4,"n_rows":2028,"n_cols":24,"rows_kept":2028,"cut":false,"hidden":true,"merged":[[143,10,143,21],[160,10,160,22],[177,10,177,23],[0,2,0,5],[109,10,109,15],[126,10,126,20],[3,2,3,5],[4,2,4,5],[5,2,5,5]]}
[null,null,{"$f":"strToolName&\" - CSOPS Table Data\"","v":"Actuarial Reduction Buy-out Calculator - CSOPS Table Data"}]
[]
[]
[null,"Description","This sheet is intended to be used by ADMINISTRATION staff as a backend tool.  It is not expected that this will be exposed to the public users.\n* Excludes Pension Credit Members\n* These factors should not be used for members who retire before age 55 and whose deemed date for pension increases occurs before\n* Excludes EPA 60 tables\n* Factor structure is designed to be either M or F, but factors actually supplied as unisex\nthe date of early retirement.\n"]
[null,"Schemes","All CSOPS  Applicable from 13/3/2016 only"]
[null,"Source of Data","CSOPS ER Factors : CSOPS ERF and Age Addition factors and guidance FINAL-30June15.pdf [Table 2: P2ER65 – Early payment reduction factors for NPA/EPA 65, Table 3: P2ER66 – Early payment reduction factors for NPA/EPA 66, Table 4: P2ER67 – Early payment reduction factors for NPA/EPA 67,Table 5: P2ER68 – Early payment reduction factors for NPA/EPA 68]\nCSOPS ARBO Factors : CSOPS ARBO Guidance FINAL - 29 June 2015.pdf [Table 2: P2ARBO65 - Alpha ARBO factors for pension age of 65, Table 3: P2ARBO66 - Alpha ARBO factors for pension age of 65, Table 4: P2ARBO67 - Alpha ARBO factors for pension age of 67, Table 5: P2ARBO68 - Alpha ARBO factors for pension age of 68]"]
[]
[]
[]
[null,"tabAlphaERF",null,null,"tabAlphaBuyout"]
[null,"Alpha ERF",null,null,"Alpha Buyout"]
[null,"ID","Value",null,"ID","Value"]
[null,"65_54Y0M",0.60799999999999998,"P2ER65","65_54Y0M",0]
[null,"65_54Y1M",0.61,null,"65_54Y1M",0]
[null,"65_54Y2M",0.61199999999999999,null,"65_54Y2M",0]
[null,"65_54Y3M",0.61399999999999999,null,"65_54Y3M",0]
[null,"65_54Y4M",0.61599999999999999,null,"65_54Y4M",0]
[null,"65_54Y5M",0.61799999999999999,null,"65_54Y5M",0]
[null,"65_54Y6M",0.62,null,"65_54Y6M",0]
[null,"65_54Y7M",0.622,null,"65_54Y7M",0]
[null,"65_54Y8M",0.624,null,"65_54Y8M",0]
[null,"65_54Y9M",0.626,null,"65_54Y9M",0]
[null,"65_54Y10M",0.628,null,"65_54Y10M",0]
[null,"65_54Y11M",0.63,null,"65_54Y11M",0]
[null,"65_55Y0M",0.63200000000000001,null,"65_55Y0M",9.0399999999999991,"P2ARBO65"]
[null,"65_55Y1M",0.63400000000000001,null,"65_55Y1M",8.9700000000000006]
[null,"65_55Y2M",0.63600000000000001,null,"65_55Y2M",8.9]
[null,"65_55Y3M",0.63900000000000001,null,"65_55Y3M",8.83]
[null,"65_55Y4M",0.64100000000000001,null,"65_55Y4M",8.76]
[null,"65_55Y5M",0.64300000000000002,null,"65_55Y5M",8.69]
[null,"65_55Y6M",0.64500000000000002,null,"65_55Y6M",8.6199999999999992]
[null,"65_55Y7M",0.64700000000000002,null,"65_55Y7M",8.5500000000000007]
[null,"65_55Y8M",0.64900000000000002,null,"65_55Y8M",8.48]
[null,"65_55Y9M",0.65200000000000002,null,"65_55Y9M",8.41]
[null,"65_55Y10M",0.65400000000000003,null,"65_55Y10M",8.34]
[null,"65_55Y11M",0.65600000000000003,null,"65_55Y11M",8.27]
[null,"65_56Y0M",0.65800000000000003,null,"65_56Y0M",8.1999999999999993]
[null,"65_56Y1M",0.66100000000000003,null,"65_56Y1M",8.1300000000000008]
[null,"65_56Y2M",0.66300000000000003,null,"65_56Y2M",8.06]
[null,"65_56Y3M",0.66500000000000004,null,"65_56Y3M",7.99]
[null,"65_56Y4M",0.66800000000000004,null,"65_56Y4M",7.92]
[null,"65_56Y5M",0.67,null,"65_56Y5M",7.85]
[null,"65_56Y6M",0.67200000000000004,null,"65_56Y6M",7.78]
[null,"65_56Y7M",0.67500000000000004,null,"65_56Y7M",7.71]
[null,"65_56Y8M",0.67700000000000005,null,"65_56Y8M",7.64]
[null,"65_56Y9M",0.67900000000000005,null,"65_56Y9M",7.57]
[null,"65_56Y10M",0.68200000000000005,null,"65_56Y10M",7.5]
[null,"65_56Y11M",0.68400000000000005,null,"65_56Y11M",7.43]
[null,"65_57Y0M",0.68600000000000005,null,"65_57Y0M",7.36]
[null,"65_57Y1M",0.68899999999999995,null,"65_57Y1M",7.28]
[null,"65_57Y2M",0.69099999999999995,null,"65_57Y2M",7.21]
[null,"65_57Y3M",0.69299999999999995,null,"65_57Y3M",7.14]
[null,"65_57Y4M",0.69599999999999995,null,"65_57Y4M",7.07]
[null,"65_57Y5M",0.69799999999999995,null,"65_57Y5M",7]
[null,"65_57Y6M",0.70099999999999996,null,"65_57Y6M",6.92]
[null,"65_57Y7M",0.70299999999999996,null,"65_57Y7M",6.85]
[null,"65_57Y8M",0.70599999999999996,null,"65_57Y8M",6.78]
[null,"65_57Y9M",0.70799999999999996,null,"65_57Y9M",6.71]
[null,"65_57Y10M",0.71,null,"65_57Y10M",6.64]
[null,"65_57Y11M",0.71299999999999997,null,"65_57Y11M",6.57]
[null,"65_58Y0M",0.71499999999999997,null,"65_58Y0M",6.49]
[null,"65_58Y1M",0.71799999999999997,null,"65_58Y1M",6.42]
[null,"65_58Y2M",0.72099999999999997,null,"65_58Y2M",6.35]
[null,"65_58Y3M",0.72299999999999998,null,"65_58Y3M",6.27]
[null,"65_58Y4M",0.72599999999999998,null,"65_58Y4M",6.2]
[null,"65_58Y5M",0.72899999999999998,null,"65_58Y5M",6.13]
[null,"65_58Y6M",0.73099999999999998,null,"65_58Y6M",6.06]
[null,"65_58Y7M",0.73399999999999999,null,"65_58Y7M",5.98]
[null,"65_58Y8M",0.73699999999999999,null,"65_58Y8M",5.91]
[null,"65_58Y9M",0.73899999999999999,null,"65_58Y9M",5.84]
[null,"65_58Y10M",0.74199999999999999,null,"65_58Y10M",5.76]
[null,"65_58Y11M",0.745,null,"65_58Y11M",5.69]
[null,"65_59Y0M",0.747,null,"65_59Y0M",5.62]
[null,"65_59Y1M",0.75,null,"65_59Y1M",5.54]
[null,"65_59Y2M",0.753,null,"65_59Y2M",5.47]
[null,"65_59Y3M",0.75600000000000001,null,"65_59Y3M",5.39]
[null,"65_59Y4M",0.75900000000000001,null,"65_59Y4M",5.32]
[null,"65_59Y5M",0.76200000000000001,null,"65_59Y5M",5.24]
[null,"65_59Y6M",0.76500000000000001,null,"65_59Y6M",5.17]
[null,"65_59Y7M",0.76800000000000002,null,"65_59Y7M",5.0999999999999996]
[null,"65_59Y8M",0.77100000000000002,null,"65_59Y8M",5.0199999999999996]
[null,"65_59Y9M",0.77400000000000002,null,"65_59Y9M",4.95]
[null,"65_59Y10M",0.77700000000000002,null,"65_59Y10M",4.87]
[null,"65_59Y11M",0.78,null,"65_59Y11M",4.8]
[null,"65_60Y0M",0.78300000000000003,null,"65_60Y0M",4.72]
[null,"65_60Y1M",0.78600000000000003,null,"65_60Y1M",4.6500000000000004]
[null,"65_60Y2M",0.78900000000000003,null,"65_60Y2M",4.57]
[null,"65_60Y3M",0.79200000000000004,null,"65_60Y3M",4.5]
[null,"65_60Y4M",0.79500000000000004,null,"65_60Y4M",4.42]
[null,"65_60Y5M",0.79800000000000004,null,"65_60Y5M",4.3499999999999996]
[null,"65_60Y6M",0.80100000000000005,null,"65_60Y6M",4.2699999999999996]
[null,"65_60Y7M",0.80400000000000005,null,"65_60Y7M",4.1900000000000004]
[null,"65_60Y8M",0.80700000000000005,null,"65_60Y8M",4.12]
[null,"65_60Y9M",0.81,null,"65_60Y9M",4.04]
[null,"65_60Y10M",0.81299999999999994,null,"65_60Y10M",3.97]
[null,"65_60Y11M",0.81599999999999995,null,"65_60Y11M",3.89]
[null,"65_61Y0M",0.82,null,"65_61Y0M",3.82]
[null,"65_61Y1M",0.82299999999999995,null,"65_61Y1M",3.74]
[null,"65_61Y2M",0.82599999999999996,null,"65_61Y2M",3.66]
[null,"65_61Y3M",0.83,null,"65_61Y3M",3.58]
[null,"65_61Y4M",0.83299999999999996,null,"65_61Y4M",3.51]
[null,"65_61Y5M",0.83599999999999997,null,"65_61Y5M",3.43]
[null,"65_61Y6M",0.84,null,"65_61Y6M",3.35]
[null,"65_61Y7M",0.84299999999999997,null,"65_61Y7M",3.28]
[null,"65_61Y8M",0.84599999999999997,null,"65_61Y8M",3.2]
[null,"65_61Y9M",0.85,null,"65_61Y9M",3.12]
[null,"65_61Y10M",0.85299999999999998,null,"65_61Y10M",3.04]
[null,"65_61Y11M",0.85599999999999998,null,"65_61Y11M",2.97,null,null,null,null,"Table 1: P2ARBO60 - Alpha ARBO factors for pension age of 60"]
[null,"65_62Y0M",0.86,null,"65_62Y0M",2.89]
[null,"65_62Y1M",0.86299999999999999,null,"65_62Y1M",2.81,null,null,null,null,"Age at early retirement"]
[null,"65_62Y2M",0.86699999999999999,null,"65_62Y2M",2.73,null,null,null,null,"months",55,56,57,58,59]
[null,"65_62Y3M",0.871,null,"65_62Y3M",2.65,null,null,null,null,0,4.62,3.75,2.86,1.94,0.98]
[null,"65_62Y4M",0.874,null,"65_62Y4M",2.58,null,null,null,null,1,4.55,3.68,2.78,1.86,0.9]
[null,"65_62Y5M",0.878,null,"65_62Y5M",2.5,null,null,null,null,2,4.4800000000000004,3.6,2.71,1.78,0.82]
[null,"65_62Y6M",0.88100000000000001,null,"65_62Y6M",2.42,null,null,null,null,3,4.4000000000000004,3.53,2.63,1.7,0.74]
[null,"65_62Y7M",0.88500000000000001,null,"65_62Y7M",2.34,null,null,null,null,4,4.33,3.45,2.5499999999999998,1.62,0.65]
[null,"65_62Y8M",0.88800000000000001,null,"65_62Y8M",2.2599999999999998,null,null,null,null,5,4.26,3.38,2.48,1.54,0.56999999999999995]
[null,"65_62Y9M",0.89200000000000002,null,"65_62Y9M",2.1800000000000002,null,null,null,null,6,4.1900000000000004,3.31,2.4,1.46,0.49]
[null,"65_62Y10M",0.89600000000000002,null,"65_62Y10M",2.1,null,null,null,null,7,4.1100000000000003,3.23,2.3199999999999998,1.38,0.41]
[null,"65_62Y11M",0.89900000000000002,null,"65_62Y11M",2.02,null,null,null,null,8,4.04,3.16,2.25,1.3,0.33]
[null,"65_63Y0M",0.90300000000000002,null,"65_63Y0M",1.95,null,null,null,null,9,3.97,3.08,2.17,1.22,0.25]
[null,"65_63Y1M",0.90700000000000003,null,"65_63Y1M",1.87,null,null,null,null,10,3.9,3.01,2.09,1.1399999999999999,0.16]
[null,"65_63Y2M",0.91100000000000003,null,"65_63Y2M",1.79,null,null,null,null,11,3.82,2.93,2.02,1.06,0.08]
[null,"65_63Y3M",0.91500000000000004,null,"65_63Y3M",1.71]
[null,"65_63Y4M",0.91900000000000004,null,"65_63Y4M",1.63,null,null,null,null,"Table 2: P2ARBO65 - Alpha ARBO factors for pension age of 65"]
[null,"65_63Y5M",0.92300000000000004,null,"65_63Y5M",1.55]
[null,"65_63Y6M",0.92600000000000005,null,"65_63Y6M",1.46,null,null,null,null,"Age at early retirement"]
[null,"65_63Y7M",0.93,null,"65_63Y7M",1.38,null,null,null,null,"months",55,56,57,58,59,60,61,62,63,64]
[null,"65_63Y8M",0.93400000000000005,null,"65_63Y8M",1.3,null,null,null,null,0,8.5299999999999994,7.79,7.03,6.25,5.44,4.5999999999999996,3.74,2.85,1.93,0.98]
[null,"65_63Y9M",0.93799999999999994,null,"65_63Y9M",1.22,null,null,null,null,1,8.4700000000000006,7.73,6.97,6.18,5.37,4.53,3.67,2.77,1.85,0.9]
[null,"65_63Y10M",0.94199999999999995,null,"65_63Y10M",1.1399999999999999,null,null,null,null,2,8.41,7.66,6.9,6.12,5.3,4.46,3.59,2.7,1.77,0.82]
[null,"65_63Y11M",0.94599999999999995,null,"65_63Y11M",1.06,null,null,null,null,3,8.35,7.6,6.84,6.05,5.23,4.3899999999999997,3.52,2.62,1.69,0.74]
[null,"65_64Y0M",0.95,null,"65_64Y0M",0.98,null,null,null,null,4,8.2799999999999994,7.54,6.77,5.98,5.16,4.3099999999999996,3.44,2.54,1.61,0.65]
[null,"65_64Y1M",0.95499999999999996,null,"65_64Y1M",0.9,null,null,null,null,5,8.2200000000000006,7.47,6.71,5.91,5.09,4.24,3.37,2.4700000000000002,1.53,0.56999999999999995]
[null,"65_64Y2M",0.95899999999999996,null,"65_64Y2M",0.82,null,null,null,null,6,8.16,7.41,6.64,5.85,5.0199999999999996,4.17,3.3,2.39,1.46,0.49]
[null,"65_64Y3M",0.96299999999999997,null,"65_64Y3M",0.74,null,null,null,null,7,8.1,7.35,6.58,5.78,4.95,4.0999999999999996,3.22,2.31,1.38,0.41]
[null,"65_64Y4M",0.96799999999999997,null,"65_64Y4M",0.66,null,null,null,null,8,8.0399999999999991,7.28,6.51,5.71,4.88,4.03,3.15,2.2400000000000002,1.3,0.33]
[null,"65_64Y5M",0.97199999999999998,null,"65_64Y5M",0.56999999999999995,null,null,null,null,9,7.98,7.22,6.45,5.64,4.8099999999999996,3.96,3.07,2.16,1.22,0.25]
[null,"65_64Y6M",0.97599999999999998,null,"65_64Y6M",0.49,null,null,null,null,10,7.91,7.16,6.38,5.58,4.74,3.88,3,2.08,1.1399999999999999,0.16]
[null,"65_64Y7M",0.98099999999999998,null,"65_64Y7M",0.41,null,null,null,null,11,7.85,7.09,6.32,5.51,4.67,3.81,2.92,2.0099999999999998,1.06,0.08]
[null,"65_64Y8M",0.98499999999999999,null,"65_64Y8M",0.33]
[null,"65_64Y9M",0.98899999999999999,null,"65_64Y9M",0.25,null,null,null,null,"Table 3: P2ARBO66 - Alpha ARBO factors for pension age of 66"]
[null,"65_64Y10M",0.99399999999999999,null,"65_64Y10M",0.16]
[null,"65_64Y11M",0.998,null,"65_64Y11M",0.08,null,null,null,null,"Age at early retirement"]
[null,"65_65Y0M",1,null,"65_65Y0M",0,null,null,null,null,"months",55,56,57,58,59,60,61,62,63,64,65]
[null,"65_65Y1M",1,null,"65_65Y1M",0,null,null,null,null,0,9.24,8.52,7.79,7.02,6.24,5.43,4.5999999999999996,3.74,2.85,1.93,0.98]
[null,"65_65Y2M",1,null,"65_65Y2M",0,null,null,null,null,1,9.18,8.4600000000000009,7.73,6.96,6.17,5.36,4.53,3.67,2.77,1.85,0.9]
[null,"65_65Y3M",1,null,"65_65Y3M",0,null,null,null,null,2,9.1199999999999992,8.4,7.66,6.89,6.11,5.29,4.46,3.59,2.7,1.77,0.82]
[null,"65_65Y4M",1,null,"65_65Y4M",0,null,null,null,null,3,9.06,8.34,7.6,6.83,6.04,5.22,4.3899999999999997,3.52,2.62,1.69,0.74]
[null,"65_65Y5M",1,null,"65_65Y5M",0,null,null,null,null,4,9,8.2799999999999994,7.53,6.76,5.97,5.15,4.3099999999999996,3.44,2.54,1.61,0.65]
[null,"65_65Y6M",1,null,"65_65Y6M",0,null,null,null,null,5,8.94,8.2200000000000006,7.47,6.7,5.9,5.08,4.24,3.37,2.4700000000000002,1.53,0.56999999999999995]
[null,"65_65Y7M",1,null,"65_65Y7M",0,null,null,null,null,6,8.8800000000000008,8.16,7.41,6.63,5.84,5.0199999999999996,4.17,3.3,2.39,1.46,0.49]
[null,"65_65Y8M",1,null,"65_65Y8M",0,null,null,null,null,7,8.82,8.09,7.34,6.57,5.77,4.95,4.0999999999999996,3.22,2.31,1.38,0.41]
[null,"65_65Y9M",1,null,"65_65Y9M",0,null,null,null,null,8,8.76,8.0299999999999994,7.28,6.5,5.7,4.88,4.03,3.15,2.2400000000000002,1.3,0.33]
[null,"65_65Y10M",1,null,"65_65Y10M",0,null,null,null,null,9,8.6999999999999993,7.97,7.21,6.44,5.63,4.8099999999999996,3.96,3.07,2.16,1.22,0.25]
[null,"65_65Y11M",1,null,"65_65Y11M",0,null,null,null,null,10,8.64,7.91,7.15,6.37,5.57,4.74,3.88,3,2.08,1.1399999999999999,0.16]
[null,"65_66Y0M",1,null,"65_66Y0M",0,null,null,null,null,11,8.58,7.85,7.08,6.31,5.5,4.67,3.81,2.92,2.0099999999999998,1.06,0.08]
[null,"65_66Y1M",1,null,"65_66Y1M",0]
[null,"65_66Y2M",1,null,"65_66Y2M",0,null,null,null,null,"Table 4: P2ARBO67 - Alpha ARBO factors for pension age of 67"]
[null,"65_66Y3M",1,null,"65_66Y3M",0]
[null,"65_66Y4M",1,null,"65_66Y4M",0,null,null,null,null,"Age at early retirement"]
[null,"65_66Y5M",1,null,"65_66Y5M",0,null,null,null,null,"months",55,56,57,58,59,60,61,62,63,64,65,66]
[null,"65_66Y6M",1,null,"65_66Y6M",0,null,null,null,null,0,9.92,9.23,8.51,7.78,7.02,6.23,5.43,4.59,3.74,2.85,1.93,0.98]
[null,"65_66Y7M",1,null,"65_66Y7M",0,null,null,null,null,1,9.86,9.17,8.4499999999999993,7.72,6.95,6.16,5.36,4.5199999999999996,3.67,2.77,1.85,0.9]
[null,"65_66Y8M",1,null,"65_66Y8M",0,null,null,null,null,2,9.81,9.11,8.39,7.65,6.89,6.1,5.29,4.45,3.59,2.7,1.77,0.82]
[null,"65_66Y9M",1,null,"65_66Y9M",0,null,null,null,null,3,9.75,9.0500000000000007,8.33,7.59,6.82,6.03,5.22,4.38,3.52,2.62,1.69,0.74]
[null,"65_66Y10M",1,null,"65_66Y10M",0,null,null,null,null,4,9.69,8.99,8.27,7.53,6.76,5.96,5.15,4.3099999999999996,3.44,2.54,1.61,0.65]
[null,"65_66Y11M",1,null,"65_66Y11M",0,null,null,null,null,5,9.6300000000000008,8.93,8.2100000000000009,7.46,6.69,5.9,5.08,4.24,3.37,2.4700000000000002,1.53,0.56999999999999995]
[null,"65_67Y0M",1,null,"65_67Y0M",0,null,null,null,null,6,9.58,8.8699999999999992,8.15,7.4,6.63,5.83,5.01,4.17,3.3,2.39,1.46,0.49]
[null,"65_67Y1M",1,null,"65_67Y1M",0,null,null,null,null,7,9.52,8.81,8.08,7.34,6.56,5.76,4.9400000000000004,4.09,3.22,2.31,1.38,0.41]
[null,"65_67Y2M",1,null,"65_67Y2M",0,null,null,null,null,8,9.4600000000000009,8.75,8.02,7.27,6.49,5.7,4.87,4.0199999999999996,3.15,2.2400000000000002,1.3,0.33]
[null,"65_67Y3M",1,null,"65_67Y3M",0,null,null,null,null,9,9.4,8.69,7.96,7.21,6.43,5.63,4.8,3.95,3.07,2.16,1.22,0.25]
[null,"65_67Y4M",1,null,"65_67Y4M",0,null,null,null,null,10,9.35,8.6300000000000008,7.9,7.15,6.36,5.56,4.7300000000000004,3.88,3,2.08,1.1399999999999999,0.16]
[null,"65_67Y5M",1,null,"65_67Y5M",0,null,null,null,null,11,9.2899999999999991,8.57,7.84,7.08,6.3,5.5,4.66,3.81,2.92,2.0099999999999998,1.06,0.08]
[null,"65_67Y6M",1,null,"65_67Y6M",0]
[null,"65_67Y7M",1,null,"65_67Y7M",0,null,null,null,null,"Table 5: P2ARBO68 - Alpha ARBO factors for pension age of 68"]
[null,"65_67Y8M",1,null,"65_67Y8M",0]
[null,"65_67Y9M",1,null,"65_67Y9M",0,null,null,null,null,"Age at early retirement"]
[null,"65_67Y10M",1,null,"65_67Y10M",0,null,null,null,null,"months",55,56,57,58,59,60,61,62,63,64,65,66,67]
[null,"65_67Y11M",1,null,"65_67Y11M",0,null,null,null,null,0,10.58,9.91,9.2200000000000006,8.5,7.77,7.01,6.23,5.42,4.59,3.73,2.85,1.93,0.98]
[null,"65_68Y0M",1,null,"65_68Y0M",0,null,null,null,null,1,10.52,9.85,9.16,8.44,7.71,6.95,6.16,5.35,4.5199999999999996,3.66,2.77,1.85,0.9]
[null,"65_68Y1M",1,null,"65_68Y1M",0,null,null,null,null,2,10.47,9.8000000000000007,9.1,8.3800000000000008,7.64,6.88,6.1,5.28,4.45,3.58,2.7,1.77,0.82]
[null,"65_68Y2M",1,null,"65_68Y2M",0,null,null,null,null,3,10.41,9.74,9.0399999999999991,8.32,7.58,6.82,6.03,5.21,4.38,3.51,2.62,1.69,0.74]
[null,"65_68Y3M",1,null,"65_68Y3M",0,null,null,null,null,4,10.36,9.68,8.98,8.26,7.52,6.75,5.96,5.14,4.3,3.44,2.54,1.61,0.65]
[null,"65_68Y4M",1,null,"65_68Y4M",0,null,null,null,null,5,10.3,9.6199999999999992,8.92,8.1999999999999993,7.45,6.69,5.89,5.07,4.2300000000000004,3.36,2.4700000000000002,1.53,0.56999999999999995]
[null,"65_68Y5M",1,null,"65_68Y5M",0,null,null,null,null,6,10.25,9.57,8.86,8.14,7.39,6.62,5.83,5.01,4.16,3.29,2.39,1.46,0.49]
[null,"65_68Y6M",1,null,"65_68Y6M",0,null,null,null,null,7,10.19,9.51,8.8000000000000007,8.07,7.33,6.56,5.76,4.9400000000000004,4.09,3.22,2.31,1.38,0.41]
[null,"65_68Y7M",1,null,"65_68Y7M",0,null,null,null,null,8,10.130000000000001,9.4499999999999993,8.74,8.01,7.26,6.49,5.69,4.87,4.0199999999999996,3.14,2.2400000000000002,1.3,0.33]
[null,"65_68Y8M",1,null,"65_68Y8M",0,null,null,null,null,9,10.08,9.39,8.68,7.95,7.2,6.43,5.62,4.8,3.95,3.07,2.16,1.22,0.25]
[null,"65_68Y9M",1,null,"65_68Y9M",0,null,null,null,null,10,10.02,9.34,8.6199999999999992,7.89,7.14,6.36,5.56,4.7300000000000004,3.87,3,2.08,1.1399999999999999,0.16]
[null,"65_68Y10M",1,null,"65_68Y10M",0,null,null,null,null,11,9.9700000000000006,9.2799999999999994,8.56,7.83,7.07,6.3,5.49,4.66,3.8,2.92,2.0099999999999998,1.06,0.08]
[null,"65_68Y11M",1,null,"65_68Y11M",0]
[null,"65_69Y0M",1,null,"65_69Y0M",0]
[null,"65_69Y1M",1,null,"65_69Y1M",0]
[null,"65_69Y2M",1,null,"65_69Y2M",0]
[null,"65_69Y3M",1,null,"65_69Y3M",0]
[null,"65_69Y4M",1,null,"65_69Y4M",0]
[null,"65_69Y5M",1,null,"65_69Y5M",0]
[null,"65_69Y6M",1,null,"65_69Y6M",0]
[null,"65_69Y7M",1,null,"65_69Y7M",0]
[null,"65_69Y8M",1,null,"65_69Y8M",0]
[null,"65_69Y9M",1,null,"65_69Y9M",0]
[null,"65_69Y10M",1,null,"65_69Y10M",0]
[null,"65_69Y11M",1,null,"65_69Y11M",0]
[null,"65_70Y0M",1,null,"65_70Y0M",0]
[null,"65_70Y1M",1,null,"65_70Y1M",0]
[null,"65_70Y2M",1,null,"65_70Y2M",0]
[null,"65_70Y3M",1,null,"65_70Y3M",0]
[null,"65_70Y4M",1,null,"65_70Y4M",0]
[null,"65_70Y5M",1,null,"65_70Y5M",0]
[null,"65_70Y6M",1,null,"65_70Y6M",0]
[null,"65_70Y7M",1,null,"65_70Y7M",0]
[null,"65_70Y8M",1,null,"65_70Y8M",0]
[null,"65_70Y9M",1,null,"65_70Y9M",0]
[null,"65_70Y10M",1,null,"65_70Y10M",0]
[null,"65_70Y11M",1,null,"65_70Y11M",0]
[null,"65_71Y0M",1,null,"65_71Y0M",0]
[null,"65_71Y1M",1,null,"65_71Y1M",0]
[null,"65_71Y2M",1,null,"65_71Y2M",0]
[null,"65_71Y3M",1,null,"65_71Y3M",0]
[null,"65_71Y4M",1,null,"65_71Y4M",0]
[null,"65_71Y5M",1,null,"65_71Y5M",0]
[null,"65_71Y6M",1,null,"65_71Y6M",0]
[null,"65_71Y7M",1,null,"65_71Y7M",0]
[null,"65_71Y8M",1,null,"65_71Y8M",0]
[null,"65_71Y9M",1,null,"65_71Y9M",0]
[null,"65_71Y10M",1,null,"65_71Y10M",0]
[null,"65_71Y11M",1,null,"65_71Y11M",0]
[null,"65_72Y0M",1,null,"65_72Y0M",0]
[null,"65_72Y1M",1,null,"65_72Y1M",0]
[null,"65_72Y2M",1,null,"65_72Y2M",0]
[null,"65_72Y3M",1,null,"65_72Y3M",0]
[null,"65_72Y4M",1,null,"65_72Y4M",0]
[null,"65_72Y5M",1,null,"65_72Y5M",0]
[null,"65_72Y6M",1,null,"65_72Y6M",0]
[null,"65_72Y7M",1,null,"65_72Y7M",0]
[null,"65_72Y8M",1,null,"65_72Y8M",0]
[null,"65_72Y9M",1,null,"65_72Y9M",0]
[null,"65_72Y10M",1,null,"65_72Y10M",0]
[null,"65_72Y11M",1,null,"65_72Y11M",0]
[null,"65_73Y0M",1,null,"65_73Y0M",0]
[null,"65_73Y1M",1,null,"65_73Y1M",0]
[null,"65_73Y2M",1,null,"65_73Y2M",0]
[null,"65_73Y3M",1,null,"65_73Y3M",0]
[null,"65_73Y4M",1,null,"65_73Y4M",0]
[null,"65_73Y5M",1,null,"65_73Y5M",0]
[null,"65_73Y6M",1,null,"65_73Y6M",0]
[null,"65_73Y7M",1,null,"65_73Y7M",0]
[null,"65_73Y8M",1,null,"65_73Y8M",0]
[null,"65_73Y9M",1,null,"65_73Y9M",0]
[null,"65_73Y10M",1,null,"65_73Y10M",0]
[null,"65_73Y11M",1,null,"65_73Y11M",0]
[null,"65_74Y0M",1,null,"65_74Y0M",0]
[null,"65_74Y1M",1,null,"65_74Y1M",0]
[null,"65_74Y2M",1,null,"65_74Y2M",0]
[null,"65_74Y3M",1,null,"65_74Y3M",0]
[null,"65_74Y4M",1,null,"65_74Y4M",0]
[null,"65_74Y5M",1,null,"65_74Y5M",0]
[null,"65_74Y6M",1,null,"65_74Y6M",0]
[null,"65_74Y7M",1,null,"65_74Y7M",0]
[null,"65_74Y8M",1,null,"65_74Y8M",0]
[null,"65_74Y9M",1,null,"65_74Y9M",0]
[null,"65_74Y10M",1,null,"65_74Y10M",0]
[null,"65_74Y11M",1,null,"65_74Y11M",0]
[null,"65_54Y0F",0.60799999999999998,"P2ER65","65_54Y0F",0]
[null,"65_54Y1F",0.61,null,"65_54Y1F",0]
[null,"65_54Y2F",0.61199999999999999,null,"65_54Y2F",0]
[null,"65_54Y3F",0.61399999999999999,null,"65_54Y3F",0]
[null,"65_54Y4F",0.61599999999999999,null,"65_54Y4F",0]
[null,"65_54Y5F",0.61799999999999999,null,"65_54Y5F",0]
[null,"65_54Y6F",0.62,null,"65_54Y6F",0]
[null,"65_54Y7F",0.622,null,"65_54Y7F",0]
[null,"65_54Y8F",0.624,null,"65_54Y8F",0]
[null,"65_54Y9F",0.626,null,"65_54Y9F",0]
[null,"65_54Y10F",0.628,null,"65_54Y10F",0]
[null,"65_54Y11F",0.63,null,"65_54Y11F",0]
[null,"65_55Y0F",0.63200000000000001,null,"65_55Y0F",9.0399999999999991,"P2ARBO65"]
[null,"65_55Y1F",0.63400000000000001,null,"65_55Y1F",8.9700000000000006]
[null,"65_55Y2F",0.63600000000000001,null,"65_55Y2F",8.9]
[null,"65_55Y3F",0.63900000000000001,null,"65_55Y3F",8.83]
[null,"65_55Y4F",0.64100000000000001,null,"65_55Y4F",8.76]
[null,"65_55Y5F",0.64300000000000002,null,"65_55Y5F",8.69]
[null,"65_55Y6F",0.64500000000000002,null,"65_55Y6F",8.6199999999999992]
[null,"65_55Y7F",0.64700000000000002,null,"65_55Y7F",8.5500000000000007]
[null,"65_55Y8F",0.64900000000000002,null,"65_55Y8F",8.48]
[null,"65_55Y9F",0.65200000000000002,null,"65_55Y9F",8.41]
[null,"65_55Y10F",0.65400000000000003,null,"65_55Y10F",8.34]
[null,"65_55Y11F",0.65600000000000003,null,"65_55Y11F",8.27]
[null,"65_56Y0F",0.65800000000000003,null,"65_56Y0F",8.1999999999999993]
[null,"65_56Y1F",0.66100000000000003,null,"65_56Y1F",8.1300000000000008]
[null,"65_56Y2F",0.66300000000000003,null,"65_56Y2F",8.06]
[null,"65_56Y3F",0.66500000000000004,null,"65_56Y3F",7.99]
[null,"65_56Y4F",0.66800000000000004,null,"65_56Y4F",7.92]
[null,"65_56Y5F",0.67,null,"65_56Y5F",7.85]
[null,"65_56Y6F",0.67200000000000004,null,"65_56Y6F",7.78]
[null,"65_56Y7F",0.67500000000000004,null,"65_56Y7F",7.71]
[null,"65_56Y8F",0.67700000000000005,null,"65_56Y8F",7.64]
[null,"65_56Y9F",0.67900000000000005,null,"65_56Y9F",7.57]
[null,"65_56Y10F",0.68200000000000005,null,"65_56Y10F",7.5]
[null,"65_56Y11F",0.68400000000000005,null,"65_56Y11F",7.43]
[null,"65_57Y0F",0.68600000000000005,null,"65_57Y0F",7.36]
[null,"65_57Y1F",0.68899999999999995,null,"65_57Y1F",7.28]
[null,"65_57Y2F",0.69099999999999995,null,"65_57Y2F",7.21]
[null,"65_57Y3F",0.69299999999999995,null,"65_57Y3F",7.14]
[null,"65_57Y4F",0.69599999999999995,null,"65_57Y4F",7.07]
[null,"65_57Y5F",0.69799999999999995,null,"65_57Y5F",7]
[null,"65_57Y6F",0.70099999999999996,null,"65_57Y6F",6.92]
[null,"65_57Y7F",0.70299999999999996,null,"65_57Y7F",6.85]
[null,"65_57Y8F",0.70599999999999996,null,"65_57Y8F",6.78]
[null,"65_57Y9F",0.70799999999999996,null,"65_57Y9F",6.71]
[null,"65_57Y10F",0.71,null,"65_57Y10F",6.64]
[null,"65_57Y11F",0.71299999999999997,null,"65_57Y11F",6.57]
[null,"65_58Y0F",0.71499999999999997,null,"65_58Y0F",6.49]
[null,"65_58Y1F",0.71799999999999997,null,"65_58Y1F",6.42]
[null,"65_58Y2F",0.72099999999999997,null,"65_58Y2F",6.35]
[null,"65_58Y3F",0.72299999999999998,null,"65_58Y3F",6.27]
[null,"65_58Y4F",0.72599999999999998,null,"65_58Y4F",6.2]
[null,"65_58Y5F",0.72899999999999998,null,"65_58Y5F",6.13]
[null,"65_58Y6F",0.73099999999999998,null,"65_58Y6F",6.06]
[null,"65_58Y7F",0.73399999999999999,null,"65_58Y7F",5.98]
[null,"65_58Y8F",0.73699999999999999,null,"65_58Y8F",5.91]
[null,"65_58Y9F",0.73899999999999999,null,"65_58Y9F",5.84]
[null,"65_58Y10F",0.74199999999999999,null,"65_58Y10F",5.76]
[null,"65_58Y11F",0.745,null,"65_58Y11F",5.69]
[null,"65_59Y0F",0.747,null,"65_59Y0F",5.62]
[null,"65_59Y1F",0.75,null,"65_59Y1F",5.54]
[null,"65_59Y2F",0.753,null,"65_59Y2F",5.47]
[null,"65_59Y3F",0.75600000000000001,null,"65_59Y3F",5.39]
[null,"65_59Y4F",0.75900000000000001,null,"65_59Y4F",5.32]
[null,"65_59Y5F",0.76200000000000001,null,"65_59Y5F",5.24]
[null,"65_59Y6F",0.76500000000000001,null,"65_59Y6F",5.17]
[null,"65_59Y7F",0.76800000000000002,null,"65_59Y7F",5.0999999999999996]
[null,"65_59Y8F",0.77100000000000002,null,"65_59Y8F",5.0199999999999996]
[null,"65_59Y9F",0.77400000000000002,null,"65_59Y9F",4.95]
[null,"65_59Y10F",0.77700000000000002,null,"65_59Y10F",4.87]
[null,"65_59Y11F",0.78,null,"65_59Y11F",4.8]
[null,"65_60Y0F",0.78300000000000003,null,"65_60Y0F",4.72]
[null,"65_60Y1F",0.78600000000000003,null,"65_60Y1F",4.6500000000000004]
[null,"65_60Y2F",0.78900000000000003,null,"65_60Y2F",4.57]
[null,"65_60Y3F",0.79200000000000004,null,"65_60Y3F",4.5]
[null,"65_60Y4F",0.79500000000000004,null,"65_60Y4F",4.42]
[null,"65_60Y5F",0.79800000000000004,null,"65_60Y5F",4.3499999999999996]
[null,"65_60Y6F",0.80100000000000005,null,"65_60Y6F",4.2699999999999996]
[null,"65_60Y7F",0.80400000000000005,null,"65_60Y7F",4.1900000000000004]
[null,"65_60Y8F",0.80700000000000005,null,"65_60Y8F",4.12]
[null,"65_60Y9F",0.81,null,"65_60Y9F",4.04]
[null,"65_60Y10F",0.81299999999999994,null,"65_60Y10F",3.97]
[null,"65_60Y11F",0.81599999999999995,null,"65_60Y11F",3.89]
[null,"65_61Y0F",0.82,null,"65_61Y0F",3.82]
[null,"65_61Y1F",0.82299999999999995,null,"65_61Y1F",3.74]
[null,"65_61Y2F",0.82599999999999996,null,"65_61Y2F",3.66]
[null,"65_61Y3F",0.83,null,"65_61Y3F",3.58]
[null,"65_61Y4F",0.83299999999999996,null,"65_61Y4F",3.51]
[null,"65_61Y5F",0.83599999999999997,null,"65_61Y5F",3.43]
[null,"65_61Y6F",0.84,null,"65_61Y6F",3.35]
[null,"65_61Y7F",0.84299999999999997,null,"65_61Y7F",3.28]
[null,"65_61Y8F",0.84599999999999997,null,"65_61Y8F",3.2]
[null,"65_61Y9F",0.85,null,"65_61Y9F",3.12]
[null,"65_61Y10F",0.85299999999999998,null,"65_61Y10F",3.04]
[null,"65_61Y11F",0.85599999999999998,null,"65_61Y11F",2.97]
[null,"65_62Y0F",0.86,null,"65_62Y0F",2.89]
[null,"65_62Y1F",0.86299999999999999,null,"65_62Y1F",2.81]
[null,"65_62Y2F",0.86699999999999999,null,"65_62Y2F",2.73]
[null,"65_62Y3F",0.871,null,"65_62Y3F",2.65]
[null,"65_62Y4F",0.874,null,"65_62Y4F",2.58]
[null,"65_62Y5F",0.878,null,"65_62Y5F",2.5]
[null,"65_62Y6F",0.88100000000000001,null,"65_62Y6F",2.42]
[null,"65_62Y7F",0.88500000000000001,null,"65_62Y7F",2.34]
[null,"65_62Y8F",0.88800000000000001,null,"65_62Y8F",2.2599999999999998]
[null,"65_62Y9F",0.89200000000000002,null,"65_62Y9F",2.1800000000000002]
[null,"65_62Y10F",0.89600000000000002,null,"65_62Y10F",2.1]
[null,"65_62Y11F",0.89900000000000002,null,"65_62Y11F",2.02]
[null,"65_63Y0F",0.90300000000000002,null,"65_63Y0F",1.95]
[null,"65_63Y1F",0.90700000000000003,null,"65_63Y1F",1.87]
[null,"65_63Y2F",0.91100000000000003,null,"65_63Y2F",1.79]
[null,"65_63Y3F",0.91500000000000004,null,"65_63Y3F",1.71]
[null,"65_63Y4F",0.91900000000000004,null,"65_63Y4F",1.63]
[null,"65_63Y5F",0.92300000000000004,null,"65_63Y5F",1.55]
[null,"65_63Y6F",0.92600000000000005,null,"65_63Y6F",1.46]
[null,"65_63Y7F",0.93,null,"65_63Y7F",1.38]
[null,"65_63Y8F",0.93400000000000005,null,"65_63Y8F",1.3]
[null,"65_63Y9F",0.93799999999999994,null,"65_63Y9F",1.22]
[null,"65_63Y10F",0.94199999999999995,null,"65_63Y10F",1.1399999999999999]
[null,"65_63Y11F",0.94599999999999995,null,"65_63Y11F",1.06]
[null,"65_64Y0F",0.95,null,"65_64Y0F",0.98]
[null,"65_64Y1F",0.95499999999999996,null,"65_64Y1F",0.9]
[null,"65_64Y2F",0.95899999999999996,null,"65_64Y2F",0.82]
[null,"65_64Y3F",0.96299999999999997,null,"65_64Y3F",0.74]
[null,"65_64Y4F",0.96799999999999997,null,"65_64Y4F",0.66]
[null,"65_64Y5F",0.97199999999999998,null,"65_64Y5F",0.56999999999999995]
[null,"65_64Y6F",0.97599999999999998,null,"65_64Y6F",0.49]
[null,"65_64Y7F",0.98099999999999998,null,"65_64Y7F",0.41]
[null,"65_64Y8F",0.98499999999999999,null,"65_64Y8F",0.33]
[null,"65_64Y9F",0.98899999999999999,null,"65_64Y9F",0.25]
[null,"65_64Y10F",0.99399999999999999,null,"65_64Y10F",0.16]
[null,"65_64Y11F",0.998,null,"65_64Y11F",0.08]
[null,"65_65Y0F",1,null,"65_65Y0F",0]
[null,"65_65Y1F",1,null,"65_65Y1F",0]
[null,"65_65Y2F",1,null,"65_65Y2F",0]
[null,"65_65Y3F",1,null,"65_65Y3F",0]
[null,"65_65Y4F",1,null,"65_65Y4F",0]
[null,"65_65Y5F",1,null,"65_65Y5F",0]
[null,"65_65Y6F",1,null,"65_65Y6F",0]
[null,"65_65Y7F",1,null,"65_65Y7F",0]
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{"sheet":"SPD Calculations_hide","index":5,"n_rows":253,"n_cols":18,"rows_kept":253,"cut":false,"hidden":true,"merged":[[22,4,22,15],[1,2,1,6],[33,1,33,2],[32,3,32,5],[19,4,19,12],[20,4,20,12],[21,4,21,12]]}
[null,null,{"$f":"strToolName","v":"SPD Calculator"}]
[null,"Description","Calculates state pension date, state pension Age in Y, YM and age as string based on In force policy.  This is a MyCSP administration tool and is not for public use.  This page can be used in it's entirety as an SPA tool in other calculation  tools, however these must be kept up to date if this tool changes."]
[]
[]
[null,null,{"$f":"strToolName&\" -  Inputs\"","v":"SPD Calculator -  Inputs"}]
[]
[]
[null,"Inputs"]
[]
[null,"Date of Birth",{"$f":"DATE(YEAR(DOB), MONTH(DOB),DAY(DOB))","v":"00:00:00"},"dayDOB"]
[]
[null,"Sex","Male","strSex","Assume always Male as females will not have DOB < 5/12/53 in alpha"]
[]
[]
[null,null,{"$f":"strToolName&\" - Results\"","v":"SPD Calculator - Results"}]
[]
[]
[null,"Results",null,null,"Audit"]
[]
[null,"State Pension Age as string as per .Gov site",{"$f":"IF(bSPDOverallError,_errSPDOverall,strSPA)","v":{"$error":"#N/A"}},"resstrSPA",{"$f":"msgPrint","v":"Calculation Date :15:33,  04 Oct 2023 .  "}]
[null,"State Pension  Date",{"$f":"IF(bSPDOverallError,_errSPDOverall,daySPD)","v":"00:00:00"},"resdaySPD",{"$f":"msgFileName","v":"Filename : \\\\MCCLPRDFSSM385\\XDrive\\Systems Support\\Application Team\\Calculators 2023 Updates\\2023 Updated\\ARR Buyout Calculator (Matthew Bates updated)\\[UNLOCKED arr-buyout-calculator-August 2023.xlsm"}]
[null,"State Pension Age In Complete Years (YY)",{"$f":"IF(bSPDOverallError,_errSPDOverall,dSPA_CY)","v":0},"resdSPA_CY",{"$f":"msgVersionNumber","v":"Calculator Version Number : 0.2.  "}]
[null,"State Pension Age In Complete Years and Months (YY+MM/12)",{"$f":"IF(bSPDOverallError,_errSPDOverall,dSPA_CYM)","v":0},"resdSPA_CYM",{"$f":"msgCaveats","v":"This SPA tool is based on the following in force Pensions Acts  95, 2007, 2011, 2014."}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null," "]
[]
[]
[null,null,{"$f":"strToolName&\" - Calculations\"","v":"SPD Calculator - Calculations"}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"\nIF(DAY(DATE(YEAR(I29+0)-YEAR(dayDOB),MONTH(I29+0)-MONTH(dayDOB)+1,DAY(I29+0)-DAY(dayDOB)+1))-1=0,\n    0,\n     DAY(DATE(YEAR(I29+0)-YEAR(dayDOB),MONTH(I29+0)-MONTH(dayDOB)+1,DAY(I29+0)-DAY(dayDOB)+1))-1)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"daySPD","dSPA_CY","dSPA_CYM","strSPA"]
[null,"The data in this table (columns B to F) has been taken from the inforce pension acts.  For more information about the source of data refer to the MyCSP SPA Calculator Tool sheet 'BackgroundStats'.",null,null,null,null,null,null,null,null,null,null,"Results lookups : ",null,{"$f":"MAX(O35:O182)","v":"00:00:00"},{"$f":"MAX(P35:P182)","v":0},{"$f":"MAX(Q35:Q182)","v":0},{"$f":"VLOOKUP(dSPA_CYM,Q35:R123,2,0)","v":{"$error":"#N/A"}}]
[]
[null,null,null,"SPA is either defined as to an Age or Date, If age known complete age, if date known complete date.  All Ages YY+MM, where MM is m/12",null,null,null,"Intermediate Calculations",null,null,null,null,null,null,"Lookups"]
[null,"Period within which DOB falls",null,"Day pensionable age attained","Males SPA","Females SPA",null,"Use Date Or Age","State Pension Date (Calc)","SPA Year","SPA Month","SPA Day","SPA as string",null,"SPD Lookup","SPA Lookup Complete Years","SPA Lookup Complete Years And Months","SPA as String Lookup"]
[null,"1900-01-01","1950-04-05",null,65,60,null,{"$f":"IF(LEFT(LOWER(strSEX))=\"m\",IF(E35=\"\",\"Date\",\"Age\"), IF(LEFT(LOWER(strSEX))=\"f\",IF(F35=\"\",\"Date\",\"Age\"),\"N/A\"))","v":"Age"},{"$f":"IF(H35=\"Age\",DATE(YEAR(dayDOB)+INT(IF(strSEX=\"Male\",E35,F35)),MONTH(dayDOB)+(IF(strSEX=\"Male\",(E35-INT(E35))*12,(F35-INT(F35))*12)),DAY(dayDOB)),D35)","v":"1964-12-31"},{"$f":"YEAR(DATE(YEAR(I35+0)-YEAR(dayDOB),MONTH(I35+0)-MONTH(dayDOB)+1,DAY(I35+0)-DAY(dayDOB)+1))-1900","v":65},{"$f":"MONTH(DATE(YEAR(I35+0)-YEAR(dayDOB),MONTH(I35+0)-MONTH(dayDOB)+1,DAY(I35+0)-DAY(dayDOB)+1))-1","v":0},{"$f":"I35-DATE(YEAR(dayDOB)+J35,MONTH(dayDOB)+K35,DAY(dayDOB))-0","v":0},{"$f":"J35&\" Years \"&K35\n&\" Months \"&L35&\" Days\"","v":"65 Years 0 Months 0 Days"},null,{"$f":"IF(AND(dayDOB>=B35,dayDOB<=C35),I35,\"\")","v":""},{"$f":"IF(O35<>\"\",J35,\"\")","v":""},{"$f":"IF(O35<>\"\",J35+K35/12,\"\")","v":""},{"$f":"IF(P35<>\"\",M35,\"\")","v":""}]
[null,"1950-04-06","1950-05-05","2010-05-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1950-05-06","1950-06-05","2010-07-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1950-06-06","1950-07-05","2010-09-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1950-07-06","1950-08-05","2010-11-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1950-08-06","1950-09-05","2011-01-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1950-09-06","1950-10-05","2011-03-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1950-10-06","1950-11-05","2011-05-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1950-11-06","1950-12-05","2011-07-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1950-12-06","1951-01-05","2011-09-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1951-01-06","1951-02-05","2011-11-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1951-02-06","1951-03-05","2012-01-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1951-03-06","1951-04-05","2012-03-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1951-04-06","1951-05-05","2012-05-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1951-05-06","1951-06-05","2012-07-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1951-06-06","1951-07-05","2012-09-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1951-07-06","1951-08-05","2012-11-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1951-08-06","1951-09-05","2013-01-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1951-09-06","1951-10-05","2013-03-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1951-10-06","1951-11-05","2013-05-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1951-11-06","1951-12-05","2013-07-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1951-12-06","1952-01-05","2013-09-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1952-01-06","1952-02-05","2013-11-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1952-02-06","1952-03-05","2014-01-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1952-03-06","1952-04-05","2014-03-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1952-04-06","1952-05-05","2014-05-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1952-05-06","1952-06-05","2014-07-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1952-06-06","1952-07-05","2014-09-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1952-07-06","1952-08-05","2014-11-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1952-08-06","1952-09-05","2015-01-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1952-09-06","1952-10-05","2015-03-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1952-10-06","1952-11-05","2015-05-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1952-11-06","1952-12-05","2015-07-06",65,null,null,{"$f":"IF(LEFT(LOWER(strSEX))=\"m\",IF(E67=\"\",\"Date\",\"Age\"), IF(LEFT(LOWER(strSEX))=\"f\",IF(F67=\"\",\"Date\",\"Age\"),\"N/A\"))","v":"Age"},{"$f":"IF(H67=\"Age\",DATE(YEAR(dayDOB)+INT(IF(strSEX=\"Male\",E67,F67)),MONTH(dayDOB)+(IF(strSEX=\"Male\",(E67-INT(E67))*12,(F67-INT(F67))*12)),DAY(dayDOB)),D67)","v":"1964-12-31"},{"$f":"YEAR(DATE(YEAR(I67+0)-YEAR(dayDOB),MONTH(I67+0)-MONTH(dayDOB)+1,DAY(I67+0)-DAY(dayDOB)+1))-1900","v":65},{"$f":"MONTH(DATE(YEAR(I67+0)-YEAR(dayDOB),MONTH(I67+0)-MONTH(dayDOB)+1,DAY(I67+0)-DAY(dayDOB)+1))-1","v":0},{"$f":"I67-DATE(YEAR(dayDOB)+J67,MONTH(dayDOB)+K67,DAY(dayDOB))-0","v":0},{"$f":"J67&\" Years \"&K67\n&\" Months \"&L67&\" Days\"","v":"65 Years 0 Months 0 Days"},null,{"$f":"IF(AND(dayDOB>=B67,dayDOB<=C67),I67,\"\")","v":""},{"$f":"IF(O67<>\"\",J67,\"\")","v":""},{"$f":"IF(O67<>\"\",J67+K67/12,\"\")","v":""},{"$f":"IF(P67<>\"\",M67,\"\")","v":""}]
[null,"1952-12-06","1953-01-05","2015-09-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1953-01-06","1953-02-05","2015-11-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1953-02-06","1953-03-05","2016-01-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1953-03-06","1953-04-05","2016-03-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1953-04-06","1953-05-05","2016-07-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1953-05-06","1953-06-05","2016-11-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1953-06-06","1953-07-05","2017-03-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1953-07-06","1953-08-05","2017-07-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1953-08-06","1953-09-05","2017-11-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1953-09-06","1953-10-05","2018-03-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1953-10-06","1953-11-05","2018-07-06",65,null,null,"Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1953-11-06","1953-12-05","2018-11-06",65,null,"XXX","Age","1964-12-31",65,0,0,"65 Years 0 Months 0 Days",null,"","","",""]
[null,"1953-12-06","1954-01-05","2019-03-06",null,null,null,"Date","2019-03-06",119,2,6,"119 Years 2 Months 6 Days",null,"","","",""]
[null,"1954-01-06","1954-02-05","2019-05-06",null,null,null,"Date","2019-05-06",119,4,6,"119 Years 4 Months 6 Days",null,"","","",""]
[null,"1954-02-06","1954-03-05","2019-07-06",null,null,null,"Date","2019-07-06",119,6,6,"119 Years 6 Months 6 Days",null,"","","",""]
[null,"1954-03-06","1954-04-05","2019-09-06",null,null,null,"Date","2019-09-06",119,8,6,"119 Years 8 Months 6 Days",null,"","","",""]
[null,"1954-04-06","1954-05-05","2019-11-06",null,null,null,"Date","2019-11-06",119,10,6,"119 Years 10 Months 6 Days",null,"","","",""]
[null,"1954-05-06","1954-06-05","2020-01-06",null,null,null,"Date","2020-01-06",120,0,6,"120 Years 0 Months 6 Days",null,"","","",""]
[null,"1954-06-06","1954-07-05","2020-03-06",null,null,null,"Date","2020-03-06",120,2,6,"120 Years 2 Months 6 Days",null,"","","",""]
[null,"1954-07-06","1954-08-05","2020-05-06",null,null,null,"Date","2020-05-06",120,4,6,"120 Years 4 Months 6 Days",null,"","","",""]
[null,"1954-08-06","1954-09-05","2020-07-06",null,null,null,"Date","2020-07-06",120,6,6,"120 Years 6 Months 6 Days",null,"","","",""]
[null,"1954-09-06","1954-10-05","2020-09-06",null,null,null,"Date","2020-09-06",120,8,6,"120 Years 8 Months 6 Days",null,"","","",""]
[null,"1954-10-06","1960-04-05",null,66,66,null,"Age","1965-12-31",66,0,0,"66 Years 0 Months 0 Days",null,"","","",""]
[null,"1960-04-06","1960-05-05",null,66.083333333333329,66.083333333333329,null,"Age","1966-01-31",66,1,0,"66 Years 1 Months 0 Days",null,"","","",""]
[null,"1960-05-06","1960-06-05",null,66.166666666666671,66.166666666666671,null,"Age","1966-02-28",66,2,0,"66 Years 2 Months 0 Days",null,"","","",""]
[null,"1960-06-06","1960-07-05",null,66.25,66.25,null,"Age","1966-03-31",66,3,0,"66 Years 3 Months 0 Days",null,"","","",""]
[null,"1960-07-06","1960-07-30",null,66.3333333333333,66.333333333333329,null,"Age","1966-04-30",66,4,0,"66 Years 4 Months 0 Days",null,"","","",""]
[null,"1960-07-31","1960-07-31","2026-11-30",null,null,null,"Date","2026-11-30",66,4,0,"66 Years 4 Months 0 Days",null,"","","",""]
[null,"1960-08-01","1960-08-05",null,66.333333333333329,66.333333333333329,null,"Age","1966-04-30",{"$f":"YEAR(DATE(YEAR(I96+0)-YEAR(dayDOB),MONTH(I96+0)-MONTH(dayDOB)+1,DAY(I96+0)-DAY(dayDOB)+1))-1900","v":66},{"$f":"MONTH(DATE(YEAR(I96+0)-YEAR(dayDOB),MONTH(I96+0)-MONTH(dayDOB)+1,DAY(I96+0)-DAY(dayDOB)+1))-1","v":4},{"$f":"I96-DATE(YEAR(dayDOB)+J96,MONTH(dayDOB)+K96,DAY(dayDOB))-0","v":0},"66 Years 4 Months 0 Days",null,"","","",""]
[null,"1960-08-06","1960-09-05",null,66.416666666666671,66.416666666666671,null,"Age","1966-05-31",66,5,0,"66 Years 5 Months 0 Days",null,"","","",""]
[null,"1960-09-06","1960-10-05",null,66.5,66.5,null,"Age","1966-06-30",66,6,0,"66 Years 6 Months 0 Days",null,"","","",""]
[null,"1960-10-06","1960-11-05",null,66.583333333333329,66.583333333333329,null,{"$f":"IF(LEFT(LOWER(strSEX))=\"m\",IF(E99=\"\",\"Date\",\"Age\"), IF(LEFT(LOWER(strSEX))=\"f\",IF(F99=\"\",\"Date\",\"Age\"),\"N/A\"))","v":"Age"},{"$f":"IF(H99=\"Age\",DATE(YEAR(dayDOB)+INT(IF(strSEX=\"Male\",E99,F99)),MONTH(dayDOB)+(IF(strSEX=\"Male\",(E99-INT(E99))*12,(F99-INT(F99))*12)),DAY(dayDOB)),D99)","v":"1966-07-31"},66,7,0,{"$f":"J99&\" Years \"&K99\n&\" Months \"&L99&\" Days\"","v":"66 Years 7 Months 0 Days"},null,{"$f":"IF(AND(dayDOB>=B99,dayDOB<=C99),I99,\"\")","v":""},{"$f":"IF(O99<>\"\",J99,\"\")","v":""},{"$f":"IF(O99<>\"\",J99+K99/12,\"\")","v":""},{"$f":"IF(P99<>\"\",M99,\"\")","v":""}]
[null,"1960-11-06","1960-12-05",null,66.666666666666671,66.666666666666671,null,"Age","1966-08-31",66,8,0,"66 Years 8 Months 0 Days",null,"","","",""]
[null,"1960-12-06","1960-12-30",null,66.75,66.75,null,"Age","1966-09-30",66,9,0,"66 Years 9 Months 0 Days",null,"","","",""]
[null,"1960-12-31","1960-12-31","2027-09-30",null,null,null,"Date","2027-09-30",66,9,0,"66 Years 9 Months 0 Days",null,"","","",""]
[null,"1961-01-01","1961-01-05",null,66.75,66.75,null,"Age","1966-09-30",{"$f":"YEAR(DATE(YEAR(I103+0)-YEAR(dayDOB),MONTH(I103+0)-MONTH(dayDOB)+1,DAY(I103+0)-DAY(dayDOB)+1))-1900","v":66},{"$f":"MONTH(DATE(YEAR(I103+0)-YEAR(dayDOB),MONTH(I103+0)-MONTH(dayDOB)+1,DAY(I103+0)-DAY(dayDOB)+1))-1","v":9},{"$f":"I103-DATE(YEAR(dayDOB)+J103,MONTH(dayDOB)+K103,DAY(dayDOB))-0","v":0},"66 Years 9 Months 0 Days",null,"","","",""]
[null,"1961-01-06","1961-01-30",null,66.833333333333329,66.833333333333329,null,"Age","1966-10-31",{"$f":"YEAR(DATE(YEAR(I104+0)-YEAR(dayDOB),MONTH(I104+0)-MONTH(dayDOB)+1,DAY(I104+0)-DAY(dayDOB)+1))-1900","v":66},{"$f":"MONTH(DATE(YEAR(I104+0)-YEAR(dayDOB),MONTH(I104+0)-MONTH(dayDOB)+1,DAY(I104+0)-DAY(dayDOB)+1))-1","v":10},{"$f":"I104-DATE(YEAR(dayDOB)+J104,MONTH(dayDOB)+K104,DAY(dayDOB))-0","v":0},"66 Years 10 Months 0 Days",null,"","","",""]
[null,"1961-01-31","1961-01-31","2027-11-30",null,null,null,"Date","2027-11-30",66,10,0,"66 Years 10 Months 0 Days",null,"","","",""]
[null,"1961-02-01","1961-02-05",null,66.833333333333329,66.833333333333329,null,"Age","1966-10-31",{"$f":"YEAR(DATE(YEAR(I106+0)-YEAR(dayDOB),MONTH(I106+0)-MONTH(dayDOB)+1,DAY(I106+0)-DAY(dayDOB)+1))-1900","v":66},{"$f":"MONTH(DATE(YEAR(I106+0)-YEAR(dayDOB),MONTH(I106+0)-MONTH(dayDOB)+1,DAY(I106+0)-DAY(dayDOB)+1))-1","v":10},{"$f":"I106-DATE(YEAR(dayDOB)+J106,MONTH(dayDOB)+K106,DAY(dayDOB))-0","v":0},"66 Years 10 Months 0 Days",null,"","","",""]
[null,"1961-02-06","1961-03-05",null,66.916666666666671,66.916666666666671,null,"Age","1966-11-30",66,11,0,"66 Years 11 Months 0 Days",null,"","","",""]
[null,"1961-03-06","1961-04-05",null,67,67,null,"Age","1966-12-31",67,0,0,"67 Years 0 Months 0 Days",null,"","","",""]
[null,"1961-04-06","1969-04-05",null,67,67,null,"Age","1966-12-31",67,0,0,"67 Years 0 Months 0 Days",null,"","","",""]
[null,"1969-04-06","1977-04-05",null,67,67,null,"Age","1966-12-31",67,0,0,"67 Years 0 Months 0 Days",null,"","","",""]
[null,"1977-04-06","1977-05-05","2044-05-06",null,null,null,"Date","2044-05-06",144,4,6,"144 Years 4 Months 6 Days",null,"","","",""]
[null,"1977-05-06","1977-06-05","2044-07-06",null,null,null,"Date","2044-07-06",144,6,6,"144 Years 6 Months 6 Days",null,"","","",""]
[null,"1977-06-06","1977-07-05","2044-09-06",null,null,null,"Date","2044-09-06",144,8,6,"144 Years 8 Months 6 Days",null,"","","",""]
[null,"1977-07-06","1977-08-05","2044-11-06",null,null,null,"Date","2044-11-06",144,10,6,"144 Years 10 Months 6 Days",null,"","","",""]
[null,"1977-08-06","1977-09-05","2045-01-06",null,null,null,"Date","2045-01-06",145,0,6,"145 Years 0 Months 6 Days",null,"","","",""]
[null,"1977-09-06","1977-10-05","2045-03-06",null,null,null,"Date","2045-03-06",145,2,6,"145 Years 2 Months 6 Days",null,"","","",""]
[null,"1977-10-06","1977-11-05","2045-05-06",null,null,null,"Date","2045-05-06",145,4,6,"145 Years 4 Months 6 Days",null,"","","",""]
[null,"1977-11-06","1977-12-05","2045-07-06",null,null,null,"Date","2045-07-06",145,6,6,"145 Years 6 Months 6 Days",null,"","","",""]
[null,"1977-12-06","1978-01-05","2045-09-06",null,null,null,"Date","2045-09-06",145,8,6,"145 Years 8 Months 6 Days",null,"","","",""]
[null,"1978-01-06","1978-02-05","2045-11-06",null,null,null,"Date","2045-11-06",145,10,6,"145 Years 10 Months 6 Days",null,"","","",""]
[null,"1978-02-06","1978-03-05","2046-01-06",null,null,null,"Date","2046-01-06",146,0,6,"146 Years 0 Months 6 Days",null,"","","",""]
[null,"1978-03-06","1978-04-05","2046-03-06",null,null,null,"Date","2046-03-06",146,2,6,"146 Years 2 Months 6 Days",null,"","","",""]
[null,"1978-04-06","2999-12-31",null,68,68,null,"Age","1967-12-31",68,0,0,"68 Years 0 Months 0 Days",null,"","","",""]
[]
[]
[null,null,null,null,null,null,null,null,{"$f":"IF(H126=\"Age\",DATE(YEAR(dayDOB)+IF(strSEX=\"Male\",E126,F126),MONTH(dayDOB),DAY(dayDOB)),D126)","v":"00:00:00"}]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,{"$f":"IF(H158=\"Age\",DATE(YEAR(dayDOB)+IF(strSEX=\"Male\",E158,F158),MONTH(dayDOB),DAY(dayDOB)),D158)","v":"00:00:00"}]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
[null,null,null,null,null,null,null,null,"00:00:00"]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,{"$f":"strToolName&\" - System Variables\"","v":"SPD Calculator - System Variables"}]
[]
[]
[null,"Version Number",0.2,"VersionNumber"]
[null,"Security Classification","Unclassified","SecurityClassification"]
[null,"Tool Name","SPD Calculator","strToolName"]
[null,"Today's Date",{"$f":"TODAY()","v":"2023-10-04"},"dayToday"]
[]
[]
[]
[]
[null,null,{"$f":"strToolName&\" - Tables\"","v":"SPD Calculator - Tables"}]
[]
[]
[null,"Tables used in calculations/sheets"]
[]
[null,"tabSex"]
[null,"Sex"]
[null,"Male"]
[null,"Female"]
[]
[]
[]
[]
[null,null,"CSCS - Errors and Messages"]
[]
[]
[null,"Error and other messages"]
[null,"General"]
[null,{"$f":"IF(bVersionError,\"Check Version Number.  \",\"\")","v":""},null,null,null,null,null,null,"_errVersion"]
[null,{"$f":"IF(bSPDOverallError,\"SPA ERROR :\"&_errExpiration&_errVersion&_errSex,\"\")","v":""},null,null,null,null,null,null,"_errOverall"]
[null,{"$f":"\"Error\"","v":"Error"},null,null,null,null,null,null,"_errOverallShort"]
[null,{"$f":"\"Security Classification: \"&SecurityClassification&\".  \"","v":"Security Classification: Unclassified.  "},null,null,null,null,null,null,"msgSecurityClassification"]
[null,{"$f":"\"Calculation Date :\" &TEXT(NOW(),\"hh:mm,  dd mmm yyyy \")&\".  \"","v":"Calculation Date :15:33,  04 Oct 2023 .  "},null,null,null,null,null,null,"msgPrint"]
[null,{"$f":"\"Calculator Version Number : \"&(TEXT(VersionNumber,\"0.0\"))&\".  \"","v":"Calculator Version Number : 0.2.  "},null,null,null,null,null,null,"msgVersionNumber"]
[null,{"$f":"\"Filename : \"&LEFT(CELL(\"filename\",strToolName),FIND(\"]\",CELL(\"filename\",strToolName))-1)","v":"Filename : \\\\MCCLPRDFSSM385\\XDrive\\Systems Support\\Application Team\\Calculators 2023 Updates\\2023 Updated\\ARR Buyout Calculator (Matthew Bates updated)\\[UNLOCKED arr-buyout-calculator-August 2023.xlsm"},null,null,null,null,null,null,"msgFileName"]
[null,"This SPA tool is based on the following in force Pensions Acts  95, 2007, 2011, 2014.",null,null,null,null,null,null,"msgCaveats"]
[null,{"$f":"\"-\"","v":"-"},null,null,null,null,null,null,"errError"]
[null,{"$f":"IF(bSexError,\"Sex Incorrect\",\"\")","v":""},null,null,null,null,null,null,"_errSex"]
[]
[]
[null,null,{"$f":"$C$1&\" - Error Checking\"","v":"SPD Calculator - Error Checking"}]
[]
[]
[null,"Error Checking"]
[null,"Sex Error (FALSE=OK)",{"$f":"IF(OR(LEFT(LOWER(strSEX))=\"m\",LEFT(LOWER(strSEX))=\"f\"),FALSE,TRUE)","v":false},"bSexError"]
[null,"Version (FALSE=OK)",false,"bVersionError","* If this is sheet has been inserted in to another sheet, this error check will not apply"]
[null,"Overall Error (FALSE=OK)",{"$f":"IF(OR(bSexError,bVersionError),TRUE,FALSE)","v":false},"bOverallError"]