Defined Contributions

A defined contribution pension scheme provides benefits to members on retirement, based on the amount of money they have paid in to the scheme and investment returns.

Benefits at retirement may be provided as either an income and/or lump sum payments.

We currently offer three defined contribution schemes as part of the Civil Service pension scheme arrangements.­­­­­­­

  • The Civil Service Additional Voluntary Scheme (CSAVCS) is a way of boosting your retirement income by making additional voluntary Contributions (AVCs) to the CSAVCS. 
  • The partnership pension account is an alternative option for members who do not wish to join one of our defined benefit arrangements (classic, classic plus, premium, nuvos, or alpha). 
  • The Concord pension account is provided for people who do not qualify for membership of one of our defined benefit arrangements (classic, classic plus, premium, nuvos, or alpha).

The Standalone stakeholder pension account (closed to new members on 01 September 2018.) for members who were contributing to the stakeholder scheme before 01 September 2018.

Contact defined contribution scheme providers

Visit the Contact Us page.