Some members retire because their health prevents them from being able to continue working. Applications to retire due to ill health are carefully examined based on the member’s health condition and the role they are in as well as the ill health retirement rules of the scheme in place at the time of application.
If you are affected by the 2015 Remedy and applied for ill health between 1st April 2015 and 31 March 2022 your application will be reassessed. You will have the opportunity to ask about the process if you have any concerns. More information about what this means and the required actions is provided below.
You can find if you are affected by using the Am I Affected tool.
We have begun reassessing ill health applications for those members who are impacted by the Remedy (also known as McCloud). We are undertaking this reassessment in response to the McCloud judgement to understand whether any member who applied for ill health retirement under their existing pension scheme, would have been eligible for ill health benefits under their alternative pension scheme.
These members were assessed at the time by one of the two Scheme Medical Advisors in place during the Remedy period:
Each Scheme Medical Advisor had different arrangements, this is why the reassessment will differ depending on when the application was made.
The reassessment will be based on the member’s medical condition at the time of their application. The diagram below will help members determine any relevant actions depending on their circumstances.
We are reviewing each case individually to ensure members receive the right information as soon as possible. Members do not need to take any action now and we will contact you in due course.
The reassessment will not affect your original ill health application decision.
If the reassessment outcome shows you to be successful, you will be offered ill health retirement under the alternative scheme, backdated to your original ill health retirement date.