Planning for Retirement

Understanding what you need to do to take the next step.

Lifetime allowance

​​Lifetime Allowance (LTA)

Lifetime Allowance (LTA) is the limit on the amount of pension benefits you can take from all your registered pension arrangements. 

Lifetime Allowance

Early retirement

​​Early retirement

You can choose to claim your pension early any time after your pension scheme’s minimum retirement age.

Early retirement

Partial retirement

​​​​Partial retirement

Partial retirement allows pension scheme members to take some or all of their pension and tax-free lump sum and continue working.

Partial retirement

Season 4 of the Civil Service Pensions podcast is coming soon...

The Civil Service Pensions Podcast will help you get to grips with your pension and make more informed choices about your financial future, whatever stage of life you're at. Listen to the first 3 seasons now

Listen to the podcasts
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How to claim your pension

If you're ready to start claiming some or all of your pension, we're here to help you every step of the way. The step by step guide will tell you what you need to do and when at every stage of the process.

Step by step guide to claiming your pension

Saving for your future

Increase your pension

​​Increase your pension

Different ways you can increase the amount of Civil Service pension you will receive when you retire

How to increase your pension

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​​Pension portal

Register or log into the Pension Portal to estimate how much pension you might get.

Register or log in

Tools and calculators

​​​​Tools and calculators

If you can't access the Pension Portal, use our manual calculators to estimate how much pension you might get.

Tools and Calculators