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This page is updated every year with any updates to the PSS you'll receive
We'll send a 2024/2025 Pension Savings Statement (PSS) to you if you meet one or more of the following criteria at 5 April 2025:
Further information and guidance on how to calculate tapered annual allowance can be found on HMRC’s website.
This year, some members affected by the 2015 Remedy will receive a one-off Remedy Pension Savings Statement (Remedy PSS) relating to the Remedy period (1 April 2015 to 31 March 2022) and the 2022/2023 tax year. If you receive a Remedy PSS, you will need to take different action from that detailed here, and should refer to the Remedy PSS webpage for further information.
Annual Allowance is the maximum value of the growth in your pension savings each year that can benefit from tax relief.
Annual Allowance applies to your entire pension savings with UK registered pension schemes.
Annual Allowance applies to your entire pension savings with UK registered pension schemes. Contributions that you and your employer have paid into any Defined Contribution pension arrangements (for example Civil Service AVC Schemes, the partnership pension account, a stakeholder pension or a personal pension outside the Civil Service pension arrangements) aren’t included on your Civil Service Pension Savings Statement.
Learn more about Annual Allowance
If you have benefits in alpha and one of the other pension schemes, you will receive two PSS. If you only have benefits in alpha, you will receive one PSS.
If any of your personal details have changed, please update them via the Pension Portal.
We'll start to send statements from August 2025 and are aiming to complete distribution by 31 August 2025 — ahead of the regulatory deadline of 6 October 2025.
This will enable employers and members to have the maximum time available to plan and organise any necessary activities related to PSS.
PSS are sent by second class post. Please allow up to 6 October for your statement to arrive.
If you haven’t received your statement by 6 October, or need a replacement statement, please contact us at pss@mycsp.co.uk
You must fulfil these responsibilities to comply with HMRC's pension tax rules.
We cannot complete or assist you with any tax liability calculations. You should contact an independent financial adviser if you're concerned about how tax may affect your pension benefits.
You can calculate if you've a tax charge to pay using the HMRC online calculator.
You'll need your PIA as detailed on your statements, along with information from any other pension arrangements you may have. Please note: the HMRC calculator refers to “pension savings” which means the same as PIA for this purpose.
You can use any unused Annual Allowance from the three years prior to your earliest breach to offset against any taxable amount. You don't need to input the tax years that preceded the three years prior to your earliest breach into the calculator or for 2025/26.
For example, if 2024/25 was your first breach, you'd only need to select that year and the previous three years.
If you've enough carry-forward allowance to cover the breach, there's no further action you need to take.
Contributions to the Civil Service Additional Voluntary Contribution Scheme (CSAVC) and benefits in the partnership pension scheme aren't included in your Pension Savings Statement.
You'll need to request a statement from Legal and General for these schemes. In order to calculate whether you've a tax charge to pay, your total Pension Input Amount will be required.
Civil Service Additional Voluntary Contribution Scheme (CSAVCS) Partnership pension accountThe pension figures on your Annual Benefit Statement are an illustration of your benefits using your pensionable earnings (salary including pensionable allowances and bonuses) as at the statement date (31 March 2025).
The pension figures used to calculate your PIA as shown on your PSS are your pensionable earnings (salary including pensionable allowances and bonuses) for the PSS period (6 April 2024 to 5 April 2025) and can be different to those in your Annual Benefit Statement.
Annual Benefit Statement (ABS)We have a legal requirement to send you a PSS if the growth in your Civil Service pension benefits is greater than the standard annual allowance.
Our Tax Awareness training course will explain what you need to do and by when to comply with the pension tax rules. It'll also help you to understand your tax position and the impact it could have on your pension benefits.
Your employer may pay for your place on this course, or you can choose to pay for it yourself. For more information about this, contact taxsupport@mycsp.co.uk
Contact us
PIA is the value of the growth of benefits over the Pension Input Period.
Your PIA can change from year to year depending on the percentage rise in your pensionable earnings, the inflation applied to the opening value of your PIA calculation, the length of your reckonable service and your membership type.
If the inflation applied to the opening balance of your pension is higher than the growth in your pension benefits during the Pension Input Period, your PIA is zero.
Claiming other benefits may trigger the MPAA. This will depend on whether your money purchase PIA exceeds the MPAA in the tax year concerned. We only administer the Civil Service defined benefit schemes and so cannot assist you with this. Visit the MPAA rules page on the gov.uk website for more information.
MPAA rules pageIf you were in the nuvos pension scheme and moved into alpha, your nuvos benefits will be treated as 'deferred carve out' from the following year onwards. This simply means that as your nuvos benefits are unaffected by any pay rises and contributing service, their PIA is automatically nil.
More information about deferred member 'carve-out' can be found on the Pensions Tax Manual page on the gov.uk website.
Pensions Tax Manual
