What are my options?

​​How to claim your pension?

If you're ready to start claiming some or all of your pension, we're here to help you every step of the way. 

How to claim your pension

Partial Retirement

Partial retirement allows pension scheme members to take some or all of their pension and tax-free lump sum and continue working.

Partial Retirement

​​Abatement

If you retire taking your PCSPS benefits (classic, classic plus, premium, nuvos) and continue to work for (or are reemployed by) a Civil Service employer, your pension may be reduced (abated)

Learn more about Abatement

Early Retirement

You can choose to claim your pension early any time after your pension scheme’s minimum retirement age.

Find out more about Early retirement

​Effective Pension Age (EPA)

EPA is buying the right to take a portion of your alpha pension unreduced before your normal pension age. This is one of the ways that alpha members can take control of their retirement planning.

Find out more about EPA

Changes to Minimum Pension Age

From 6 April 2028, Minimum Pension Age (MPA) - the earliest age at which most people can access their pension benefits - will increase from 55 to 57.

Read more about changes to MPA

Pension age retirement

You can claim your full, unreduced pension any time after your pension scheme’s retirement age – known as the Normal Pension Age (NPA).

Read more about pension age retirement