4.4.11 People who have opted out and have preserved benefits in the CSP scheme must also opt out within one month of being automatically enrolled, or (if later) within one month of their employer telling them that they have been automatically enrolled if they do not wish to build up further benefits in the scheme. This is because there is no minimum qualifying service required for those who already have preserved benefits in the scheme.

Where the member is eligible for alpha on automatic-enrolment, and does not opt out within one month, they do not choose to link their preserved service. This is an automatic process based on the length of the break in their scheme membership. Over 5 years is a 'disqualifying break', and the person’s pensions must remain separate; under five years is a 'qualifying break' and the pensions are linked automatically. Where the preserved award was in classicclassic plus or premium (or had an element of nuvos pension based on final salary), this is cancelled and recalculated at the time that the member leaves the scheme again and will be worked out on their final pensionable earnings at that time.

Published:
23 December 2021
Last updated:
23 December 2021