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Understanding what you need to do to take the next step.
From 6 April 2028, the earliest age most people can access their Civil Service pension will rise from 55 to 57. This change, introduced by the Finance Act 2022, means many members will need to wait two extra years before drawing their pension benefits.
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Lifetime Allowance (LTA) is the limit on the amount of pension benefits you can take from all your registered pension arrangements.
You can choose to claim your pension early any time after your pension scheme’s minimum retirement age.
Partial retirement allows pension scheme members to take some or all of their pension and tax-free lump sum and continue working.
The Civil Service Pensions Podcast will help you get to grips with your pension and make more informed choices about your financial future, whatever stage of life you're at. Listen to the first 3 seasons now
Listen to the podcast
If you're ready to start claiming some or all of your pension, we're here to help you every step of the way. The step by step guide will tell you what you need to do and when at every stage of the process.
Step by step guide to claiming your pension
Different ways you can increase the amount of Civil Service pension you will receive when you retire
Register or log into the Pension Portal to estimate how much pension you might get.
If you can't access the Pension Portal, use our manual calculators to estimate how much pension you might get.
If you're thinking about retirement, we're here to help you take the next step.