We currently offer the following defined contribution schemes as part of the Civil Service pension scheme arrangements. Legal & General is the current provider of these schemes.­­­­­­­

The Civil Service Additional Voluntary Contribution Scheme (CSAVCS)

The CSAVCS allows members to make additional pension savings in a defined contribution arrangement.

Members can boost their retirement income by making additional voluntary contributions (AVCs) to the CSAVCS.

Members contribute via their employer’s payroll system and tax relief is provided via the net pay system.

The partnership pension account

The partnership pension account is an alternative to the main Civil Service pension defined benefit scheme, alpha.

In partnership, members do not have to make any payments, as their employer will contribute anyway. However, if a member does choose to contribute, their employer will match their payments up to a further 3% of their pensionable salary.

The Concord pension account

The Concord pension account can be provided for people who do not qualify for membership of the alpha or partnership.

Employers who wish to use the Concord scheme must first seek approval from the scheme manager. Please contact dc.provider@cabinetoffice.gov.uk for all Concord enquiries.