Am I Affected Remedy

OK. I just need to ask you a couple of questions. First up:

Were you a member of one of the main public service pension schemes and in service on or before 31 March 2012 and on or after 1 April 2015, including those with a qualifying break in service of less than 5 years?

OK. I just need to ask you a couple of questions. First up:

Were you a member of a public service pension scheme from 31 March 2012 through to 1 April 2015?

Based on this response, you are unlikely to be affected by 2015 Remedy.

There’s nothing you need to do and nobody you need to inform right now.

Is there anything else I can help with today?

Based on this response, it looks like you will be affected by 2015 Remedy.

Don’t worry, there’s no action to take right now and we’ll contact you if you need to make any decisions regarding Remedy affected benefits.

I’ll ask you one more question to help you understand what will happen next.

Which of these best describes your current status?

What happens next depends on when you took your benefits and whether those benefits are based on your remediable service.

NOTE: Remediable service is service you have between 01/04/2015 and 31/03/2022.

When did you first take your benefits? Choose the option that applies to you?

When you fully retire we will provide you with your pension calculations based on both your Legacy (PCSPS) and alpha benefits and at that point you can make a choice of the pension benefits you receive for the Remedy period between 1 April 2015 and 31 March 2022. This is called Deferred Choice Underpin (DCU).

For now: there’s nothing you need to do, and nobody you need to inform.

In the meantime, you can access real time calculations and obtain a retirement benefit projection, including the 2015 Remedy (McCloud) period, by logging in to the Pension Portal and using the Retirement Modeller. These calculations are based on the latest available payroll and employment information.

If you're a Deferred member you can find out how to claim your pension here.

Is there anything else I can help you with today?

If you're planning to Partially retire and are in active service, please contact your Employer.

Don’t worry, there’s no action to take right now. If we receive a Partial Retirement request from your Employer we'll write to you with your Remedy Deferred Choice Underpin (DCU) options.

For now: there’s nothing you need to do, and nobody you need to inform.

You can visit the Partial Retirement page to learn more about this topic.

Is there anything else I can help you with today?

You're impacted by Remedy - Deferred choice Underpin (DCU). For more information please visit our dedicated webpages.

What happens for members who took benefits after 01/04/2015 and before 01/10/2023, depends on when you first moved to alpha and which benefits you've taken.

When did you move to alpha?

Have you taken any alpha benefits?

You're impacted by Remedy - Immediate Choice. For more information please visit our dedicated webpages:

Is there anything else I can help with today?

Have you taken any PCSPS benefits?

You are impacted by Remedy - Deferred choice Underpin (DCU). For more information please visit our dedicated webpages

Is there anything else I can help with today?

The best place to start if you’re looking to learn more about 2015 Remedy is the Hub we’ve created on the Civil Service Pension Scheme website.

You can access the Remedy Hub for further information.

What would you like to do now?

Thanks for chatting!

Did you find this service useful today?

That’s great to hear!

I’d love to understand a little more about why – if you have a moment now, could you complete this short survey?

Thanks for your time today!

I’m sorry to hear that!

Perhaps you could you could look at this quick survey to help us understand why we weren’t able to meet your needs today and help us improve this service for future users.

Thanks for your time!

Happy to help! Here’s a brief summary:

In 2015, the Government made changes to public service pensions. Some rules were implemented that defined if and when members would move into the new alpha pension scheme. This treatment of members was later found by the Court of Appeal to be discriminatory based on age.

From 1 April 2022, all current members will be moved into alpha. After October 2023, public service workers within scope of the 2015 Remedy, will be offered a choice at retirement as to which benefits they would prefer to receive for any service during the period April 2015 to April 2022.

What would you like to know next?

The best place to start if you’re looking to learn more about 2015 Remedy is the Hub we’ve created on the Civil Service Pension Scheme website. You can access the Remedy hub for further information.

What would you like to do now?

If you’ve worked in one of these areas and have been part of the pension scheme provided by your employer, then it’s likely you’ve been a member of a public service pension scheme:

• The Civil Service
• The Judiciary
• Local government workers for England, Wales and Scotland;
• Teachers for England, Wales and Scotland;
• Health service workers for England, Wales and Scotland;
• Fire and rescue workers for England, Wales and Scotland;
• Members of police forces for England, Wales and Scotland;
• The armed forces.

Based on this response, it looks like you will be affected by 2015 Remedy.

The provider of your other public service pension scheme will communicate with you directly about how your pension benefits in their scheme may be affected by the 2015 Remedy.

Because you have previous pensionable membership with an eligible UK public service pension scheme, your Civil Service Pension may also be in scope of the Remedy if you joined or rejoined the Civil Service Pension scheme on or after 1 April 2012.

Our Previous Public Service Pension History page provides more information, including guidance on how to send us the information we need about your previous public service scheme membership.