Under current legislation, you can draw your Concord pension at any time from age 55.
You do not have to retire to take your pension. You choose the timing to fit in with your personal circumstances. You can also decide if you want to provide a pension for your dependants after your death.
If you are age 50 or over, or are retiring on ill health grounds, you can get free impartial guidance on your options by booking an appointment with Pension Wise – a free and impartial government service that can help you understand the options for your pension pot. Appointments are available by telephone or face-to-face and take about 45 minutes. Further details are available on the Pension Wise website.