Some describe the idea of retiring abroad as “the ultimate dream”. But how does it work, practically speaking?  

Rob and Emily chat to MOJ’s Lara Muñiz-Fernández about her plans to retire abroad and the preparations she’s making.  

We’re also joined by Peter Spain, Head of Pensions Policy and Technical from Cabinet Office, who sheds some light on the technicalities of retiring overseas, how payments work, and the key things to consider if this is your goal. 

 

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Published:
23 September 2025
Last updated:
25 September 2025