Buying added pension and EPA

Added Pension Landing Page

If you are in the classic, classic plus, premium, nuvos or alpha pension schemes you may choose to buy added pension to top up your pension benefits. You can buy added pension by making monthly contributions from your pay and/or by paying with a lump sum.

Members of alpha are also able to buy an Effective Pension Age (EPA) by monthly contributions. By contributing to an EPA, members of alpha are able to take part of their pension earlier than their Normal Pension Age (NPA) without any early payment reduction.

Please note the possible impact of tax on pensions in the Limitations and allowances box, below.

Your employer will notify you of when you can apply to purchase added pension or an EPA. Please also note the key dates and actions you will need to take should you wish to apply. More information can be found in the Key dates for you to note box, below.