2015 Remedy (McCloud) Pension Scams

Please be aware:

We’ve been notified that 3rd party organisations are contacting members of public pension schemes, such as ours, selling their help in claiming the 2015 Remedy (McCloud) benefits. The Civil Service Pension Scheme will not request a fee for providing this information. You do not need to go through a third party to claim these benefits.

Please note:

This is a reminder to please stay vigilant. We would encourage all members to visit our Pension Fraud webpage below which offers helpful guidance on how to identify and avoid these pension scams. If you're still unsure or have any concerns, please contact us for clarification.

What 2015 Remedy (McCloud) communications to expect from Civil Service Pensions

If you’re already receiving your pension benefits or retire before October 2023, you'll be asked to make a choice about which pension benefits, for the Remedy period (01/04/2015 - 31/03/2022), are best for you. At some point between October 2023 and March 2025 you'll receive an illustration of your pension benefits, and be asked to make that choice retrospectively. Otherwise, as you near retirement, your Remedy-period illustration and choice will be included in your retirement options pack.

Annual Benefit Statements issued in 2024 will also include an illustration of the Remedy-period benefits based on your legacy or alpha scheme.

If you're an active or deferred member of the scheme, who's impacted by 2015 Remedy (McCloud) and have not yet retired, you can access an initial assessment* of how you might be affected financially for the period of 1 April 2015 - 31 March 2022 by visiting the Remedy Benefits Illustrator*

*Please note that the figures provided in the Remedy Benefits Illustrator are for illustrative purposes only and aren't specific to you as an individual or have any bearing on your future personal calculations. The illustration focuses on the 7-year 2015 Remedy (McCloud) period, providing an initial assessment as to your likely benefits comparison. Your final bespoke information and calculations will be provided to you when it's time to make your choice. The Remedy Benefits Illustrator tool isn't suitable for retired or partially retired members.