This change, introduced by the Finance Act 2022, means many members will need to wait two extra years before drawing their pension benefits.

Some members will have a Protected Minimum Pension Age (PMPA), depending on when they joined the scheme.

It’s important to check how any pension transfers might affect your protection.

You can read more about the new rules, find out whether you’re protected, and learn what to watch out for when transferring pensions on our dedicated page: