If you have any concerns you should raise them with the Scheme Administrator (MyCSP). If you are dissatisfied with the way your concerns have been handled you may decide to complain to the Scheme Administrator (MyCSP). There is further information More information.
If the problem is not sorted out to your satisfaction, you can raise your concerns under the Internal Dispute Resolution (IDR) procedure. This is a statutory process that all occupational pension schemes must have in place. The Scheme Administrator (MyCSP) will investigate under Stage 1, and if you remain dissatisfied you can raise your concerns to the scheme manager, Cabinet Office, under Stage 2.
The Pensions Advisory Service (TPAS)
You can contact The Pensions Advisory Service (TPAS) at any stage during the IDR procedure.
TPAS is an independent organisation set up to help with sorting out disagreements between scheme members and the administrators or trustees of their scheme.
Cabinet Office may amend the scheme’s provisions from time to time.
From 6 April 2016 the new State Pension replaced the previous two part state pension arrangements – basic and earnings related (S2P). Your membership of classic plus does not affect your entitlement to the basic State pension.
However because classic plus was contracted- out up to 6 April 2016 you did not build up rights to S2P during the period of your classic plus membership to that date. In return you paid a lower rate of National Insurance contributions.
Therefore your State Pension entitlement will be calculated in consideration of this.
The Pensions Regulator
This organisation is the statutory regulator for occupational pension schemes. Their task is to make sure that pension schemes operate legally. They also educate and inform and work with others to raise standards.
If you leave and, at some point in the future, are re-employed by an organisation that offers the Civil Service pension arrangements, you should ask your prospective employer how re- employment affects your pension choices.
If you are re-employed after you started taking your pension by an organisation that offers the Civil Service pension arrangements, your pension may be reduced.
If you are re-employed having previously left with a compensation payment, you may have to pay this back depending on the length of time between employments.
You should discuss how re-employment affects your compensation payment with your prospective employer before accepting the post.