Partial retirement

Partial retirement allows you, with the agreement of your employer, to draw some or all of your classic plus pension and remain in work. There are certain conditions which you need to be aware of before you apply for partial retirement.

More information on partial retirement.

Preparing to fully retire

It will help if you agree your last day of service with your employer as far in advance as you can. Your employer will notify the Scheme Administrator (MyCSP) who will send you an estimate of your pension benefits plus a Personal Details Form – this is, effectively, your pension claim form. You should check the details, complete and sign the form, and return it as quickly as possible.

More information on retiring

Providing benefits for someone else (allocation)

When you take your pension, you have the option to give up part of it to provide benefits for another person. This is known as ‘allocation’ of pension. You may choose to add to the benefits you have already provided for your husband, wife, civil partner or partner, or to provide for another person who is dependent on you.

You need to remember a number of points about allocating part of your pension.

  • You must be eligible
  • You give up part of your pension permanently
  • You can only allocate at final retirement; it is not possible to allocate when you take partial retirement.
  • You must make your allocation decision before we start to pay your final pension.
  • You cannot change or cancel the allocation, even if the person who would have received the benefits dies first.
  • The pension you allocate is payable for life and is not affected if you get married again or enter into a civil partnership.

If you are interested in allocating your pension, you must contact the Scheme Administrator (MyCSP). They will tell you how your pension will be affected and what to do next.

15 December 2021
Last updated:
29 June 2022